Comparison

HamTrack vs Spend Pal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HamTrack

Manage your finances with a charming and intuitive expense tracker. Organize spending, visualize habits, and gain financial awareness through smart categorization and visual reports. Supports multiple accounts, currencies, and custom categories for a personalized experience.

Highlights
  • Smart categorization
  • Quick transaction entry
  • Visual reports and analysis
  • Data import/export (CSV)
  • Multiple account management
  • Customizable categories
  • Multi-currency support
Features
Read full description

HamTrack — Smart, Simple, and Adorable Budget Tracker HamTrack is a smart and delightful expense tracker designed for individuals and families who want to manage their finances easily and effectively — with a touch of cuteness. Track your daily spending, visualize your habits, and build better financial awareness — all in one elegant app. Smart Categorization Organize expenses with primary and secondary categories such as Food, Shopping, and Transportation. Everything stays tidy and intuitive. Quick Entry Add transactions in seconds with a clean and easy-to-use interface. Visual Reports Pie charts, trend lines, and summary stats help you understand where your money goes at a glance. Data Import & Export Import or export data in CSV format — migrate easily from other apps while keeping full control of your records. Multiple Accounts Manage different ledgers for personal, family, travel, or business use — all in one app. Custom Categories Create your own categories with custom icons and colors that match your lifestyle. Multi-Currency Support Track your expenses in multiple currencies — perfect for travelers and global users. Insightful Analysis Spending Trends — Discover patterns and track changes over time. Category Breakdown — See which areas consume most of your budget. Flexible Time Range — Review daily, monthly, or custom period reports. Thoughtful Design Data Privacy — Local storage ensures your data stays private and secure. Clean & Minimal Interface — Designed following iOS standards for clarity and simplicity. Optimized Performance — Fast, smooth, and completely ad-free. Perfect For Personal daily budgeting Family finance management Students managing pocket money Travel expense tracking Business spending monitoring Why Choose HamTrack? Simple and beautiful user experience Comprehensive features for every budgeting need Local data storage for maximum privacy Continuous updates and performance improvements 100% ad-free — focus entirely on your finances Start tracking your spending today — and make budgeting cute, simple, and fun with HamTrack! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.privacypolicies.com/live/d5338e9d-5aeb-4cc6-8122-686127e09931

About

Spend Pal

Effortlessly track your daily expenses with a simple, handwritten-style interface. Input spending in plain language, and the app categorizes it automatically. Visualize your monthly spending at a glance without complex charts or alerts.

Highlights
  • Plain language expense entry
  • Automatic categorization
  • Handwritten notebook style
  • Monthly spending visualization
  • Widget for quick entry
  • Offline functionality
  • iCloud sync
Features
Read full description

By the end of the month, you know where it went. Not roughly — actually. That costs you one line a day. Type tacos 11.40 and press enter. SpendPal reads the amount, files the category, and writes it onto today's page. A paper notebook that happens to do the arithmetic. One line, then you're done Write in plain words and let the app sort out the rest. It learns your regulars, so the second coffee lands in the right place without being told. Tap any row to fix it. Tap the date to flip back and write into an earlier day. Drawn by hand, not by a spreadsheet Every page is handwriting on paper, and a small mascot called pal keeps you company in the corner. It's the rare money app you don't mind opening. A month you can read at a glance Set one monthly number. A single bar fills as you spend, next to what you spent last month and where it went. No alerts, no red screens, no charts you didn't ask for. Two seconds from the lock screen The widget shows today's total and a line to write in. Tap it and you land in the app with the keyboard already up. Home Screen and Lock Screen sizes included. Nobody asks for your bank No account, no sign-up, no bank login, no server of ours. Everything lives on the phone, and iCloud sync — on by default, one tap to stop — goes to your own private database. Keep a backup file wherever you like. Deleting the app deletes the data — that's the point. Also inside 30+ currencies · dark mode that actually looks like paper at night · works with no connection, ever · no ads, no tracking, no email asking you to come back. What Premium opens The first five lines are yours to write, with five categories and day, week and month trends. Premium lifts both limits, adds year and all-time trends, and turns on CSV import and export. Weekly, yearly, or a one-time lifetime purchase. Privacy: https://elevenapril.com/privacy Terms: https://elevenapril.com/terms

Screenshots

HamTrack4 screens
Spend Pal4 screens

Verdict

The call

The clearest difference is monetization model: HamTrack at free against Spend Pal's freemium. HamTrack also leads on iOS requirement (16.0 vs 18.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. HamTrack sells 2 in-app purchases, starting at $2.99 per year and Spend Pal sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for HamTrack against 5.0 for Spend Pal. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Scorecard2 real differences · 8 level
HamTrack versus Spend Pal: the parameters behind the verdict, then further details
ParameterHamTrackSpend Pal
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings11
Update frequencyEvery 10 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better18.0
Further details — not scored
Size5 MB13 MB
Age rating4+4+
Developer雷 陈帅 陈

Customer experience

HamTrack

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Spend Pal

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

HamTrack

Subscriptions1
  • Annual$2.991 Year
One-time1
  • Lifetime$6.99
3 purchases

Spend Pal

Subscriptions2
  • SpendPal Premium Weekly$1.997 Days
  • SpendPal Premium Yearly3 Days trial$8.991 Year
One-time1
  • SpendPal Premium Lifetime$17.99

Questions

Is HamTrack free?
HamTrack is free to download, with in-app purchases available.
Is Spend Pal free?
Spend Pal is free to download, with in-app purchases available.
Which has better reviews, HamTrack or Spend Pal?
HamTrack and Spend Pal are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do HamTrack or Spend Pal have ads?
Neither HamTrack nor Spend Pal shows ads.

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