Comparison

MyFinanza vs Spend Pal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyFinanza

Features
Read full description

MyFinanza - Il tuo patrimonio, tutto in un unico posto. MyFinanza ti permette di consultare in un unico ambiente il valore dei tuoi conti correnti, conti deposito, fondi, investimenti, criptovalute e immobili — organizzato in modo chiaro, per avere sempre il quadro completo della tua situazione patrimoniale. La tua privacy, al primo posto Tutti i dati sono salvati in locale sul tuo dispositivo, al sicuro e sempre con te. L'accesso è protetto tramite PIN o Face ID: solo tu puoi vedere le tue finanze. Analizza. Monitora. Decidi. Monitora l'evoluzione del tuo patrimonio nel tempo Analizza la distribuzione dei tuoi asset in modo visivo e immediato Centralizza le informazioni provenienti da diverse fonti in un solo posto Importa ed esporta i tuoi dati in formato CSV con un tap Accedi ai dati che contano, quando ne hai bisogno. Più consapevolezza. Più controllo. Più valore. Tutto gratis, per sempre.

About

Spend Pal

Effortlessly track your daily expenses with a simple, handwritten-style interface. Input spending in plain language, and the app categorizes it automatically. Visualize your monthly spending at a glance without complex charts or alerts.

Highlights
  • Plain language expense entry
  • Automatic categorization
  • Handwritten notebook style
  • Monthly spending visualization
  • Widget for quick entry
  • Offline functionality
  • iCloud sync
Features
Read full description

By the end of the month, you know where it went. Not roughly — actually. That costs you one line a day. Type tacos 11.40 and press enter. SpendPal reads the amount, files the category, and writes it onto today's page. A paper notebook that happens to do the arithmetic. One line, then you're done Write in plain words and let the app sort out the rest. It learns your regulars, so the second coffee lands in the right place without being told. Tap any row to fix it. Tap the date to flip back and write into an earlier day. Drawn by hand, not by a spreadsheet Every page is handwriting on paper, and a small mascot called pal keeps you company in the corner. It's the rare money app you don't mind opening. A month you can read at a glance Set one monthly number. A single bar fills as you spend, next to what you spent last month and where it went. No alerts, no red screens, no charts you didn't ask for. Two seconds from the lock screen The widget shows today's total and a line to write in. Tap it and you land in the app with the keyboard already up. Home Screen and Lock Screen sizes included. Nobody asks for your bank No account, no sign-up, no bank login, no server of ours. Everything lives on the phone, and iCloud sync — on by default, one tap to stop — goes to your own private database. Keep a backup file wherever you like. Deleting the app deletes the data — that's the point. Also inside 30+ currencies · dark mode that actually looks like paper at night · works with no connection, ever · no ads, no tracking, no email asking you to come back. What Premium opens The first five lines are yours to write, with five categories and day, week and month trends. Premium lifts both limits, adds year and all-time trends, and turns on CSV import and export. Weekly, yearly, or a one-time lifetime purchase. Privacy: https://elevenapril.com/privacy Terms: https://elevenapril.com/terms

Screenshots

MyFinanza4 screens
Spend Pal4 screens

Verdict

The call

The clearest difference is in-app purchases: MyFinanza at none against Spend Pal's 3. MyFinanza also leads on device support (3 vs 1) and iOS requirement (14.0 vs 18.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spend Pal sells 3 in-app purchases, starting at $1.99 per 7 days. MyFinanza asks for nothing beyond the download.

Scorecard3 real differences · 7 level
MyFinanza versus Spend Pal: the parameters behind the verdict, then further details
ParameterMyFinanzaSpend Pal
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 6 days—
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better18.0
Further details — not scored
Size26 MB13 MB
Age rating4+4+
DeveloperSENA SALVATORE帅 陈

In-app purchases

None

MyFinanza

No in-app purchases

3 purchases

Spend Pal

Subscriptions2
  • SpendPal Premium Weekly$1.997 Days
  • SpendPal Premium Yearly3 Days trial$8.991 Year
One-time1
  • SpendPal Premium Lifetime$17.99

Questions

Is MyFinanza free?
MyFinanza is free to download, with no in-app purchases.
Is Spend Pal free?
Spend Pal is free to download, with in-app purchases available.
Do MyFinanza or Spend Pal have ads?
Neither MyFinanza nor Spend Pal shows ads.

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