Comparison

Splitta vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitta

Effortlessly manage shared expenses with this intuitive bill-splitting application. It simplifies tracking who owes what for group trips, rent, or shared subscriptions, making financial management delightful and stress-free.

Highlights
  • Smart bill splitting by percentage, amount, or equally
  • Group management for roommates, trips, and crews
  • Fun and friendly payment reminders
  • Visual dashboard for expense tracking
  • Works offline with sync capabilities
Features
Read full description

Welcome to Splitta! Tired of awkward money conversations? Spreadsheet nightmares? Calculator confusion? Say hello to Splitta - the bill-splitting app that makes sharing expenses as fun as sharing memes! Why Splitta? We believe managing shared expenses shouldn't feel like filing taxes. That's why we built Splitta with personality, making every split, every reminder, and every settlement a little more delightful. Key Features: • Smart Bill Splitting Split any expense by percentage, amount, or equally. Our intelligent calculator handles the math while you handle the fun part - spending time with friends! • Recurring Bills Made Easy (coming soon!) Netflix? Spotify? Rent? Set it once, and Splitta automatically tracks who owes what every month. No more "Did you pay the WiFi bill?" texts! • Group Management Create groups for roommates, trips, or regular dinner crews. Invite friends with a simple link and watch the magic happen. • Fun Reminders Our friendly (never annoying) reminders help everyone stay on track. Choose from playful notification styles that match your group's vibe. • Visual Dashboard See all your shared expenses in one beautiful, easy-to-understand view. Track who's paid, who hasn't, and who's the group's MVP bill payer! Perfect For: Roommates sharing rent and utilities Friends planning group trips Couples managing household expenses Teams sharing subscription services Anyone who's ever said "I'll get the next one!" What Makes Us Different: Fun First: Playful animations and delightful interactions Dead Simple: Complex math, simple interface Privacy Focused: Your data stays yours No Ads: Clean, distraction-free experience Works Offline: Sync when you're ready

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

Splitta4 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is ratings volume: Pay with Sublime at 237 against Splitta's 4. Splitta's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 79%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Splitta holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 237 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of Splitta's written reviews are positive against 79% of Pay with Sublime's.

UpkeepUpdate frequency

Splitta ships an update every 2 weeks, Pay with Sublime every 10 days. The most recent releases landed on November 5, 2026 and November 9, 2026 respectively.

Scorecard3 real differences · 7 level
Splitta versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterSplittaPay with Sublime
PriceFreeFree
Rating5.0 (4 ratings) — better4.7 (237 ratings)
Positive reviews100.0% of reviews — better78.9% of reviews
Number of ratings4237 — better
Update frequencyEvery 2 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.5
Further details — not scored
Size56 MB62 MB
Age rating4+17+
DeveloperKarl MorrisSublime Payments Company

Customer experience

Splitta

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Pay with Sublime

All ratings237 ratings
Positive92.0%
Neutral1.7%
Negative6.3%
Written reviews19 reviews
Positive78.9%
Neutral0.0%
Negative21.1%

In-app purchases

None

Splitta

No in-app purchases

None

Pay with Sublime

No in-app purchases

Questions

Is Splitta free?
Splitta is free to download, with no in-app purchases.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Which has better reviews, Splitta or Pay with Sublime?
Splitta is rated higher. Splitta averages 5.0 out of 5 from 4 ratings, while Pay with Sublime averages 4.7 from 237 ratings.
Do Splitta or Pay with Sublime have ads?
Neither Splitta nor Pay with Sublime shows ads.
Which is updated more often, Splitta or Pay with Sublime?
Splitta ships an update every 2 weeks, and Pay with Sublime every 10 days. Most recently, Splitta was updated on November 5, 2026 and Pay with Sublime on November 9, 2026.

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