Comparison

Expense Tracker vs MasterBudget AI

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Expense Tracker

Features
Read full description

ExpenseKit is an "Money Manager, Expense Tracker" and budget planner built to help you understand where your money goes, plan smarter budgets, and build better spending habits. Track daily expenses, manage income, monitor bills, organize activity-based spending, and use AI insights to turn your financial data into clear answers. TRACK EXPENSES & INCOME Log expenses and income in seconds. Add categories, notes, accounts, and tags to keep transactions organized. PLAN BETTER BUDGETS Create monthly or category budgets, view remaining money, and get alerts when spending moves close to your limit. AI SPENDING INSIGHTS Understand spending patterns, category trends, unusual expenses, saving opportunities, and financial health signals. BILLS & SUBSCRIPTIONS Schedule recurring payments for rent, EMI, utilities, subscriptions, salary, and other regular money movements. ACTIVITY SESSIONS Group expenses by trip, shopping, work, event, or daily activity and see what each money moment really costs. CHARTS & HEATMAPS Explore pie charts, bar charts, line charts, monthly comparisons, category trends, and spending heatmaps. ALL ACCOUNTS IN ONE PLACE Track cash, bank accounts, cards, wallets, and balances in one simple money manager. EXPORT & BACKUP Export records as CSV, XLSX, or PDF. Keep data safer with secure cloud backup. ExpenseKit helps you stop guessing where your money went. Track spending, plan budgets, manage bills, understand habits, and move closer to your savings goals. Download ExpenseKit and take control of your money today. Privacy Policy: https://expensekitapp.com/privacy/ Terms & Conditions: https://expensekitapp.com/terms/

About

MasterBudget AI

Features
Read full description

The budget app built for two. MasterBudget AI is the personal finance app that pairs a real shared mode for couples with an AI assistant that tells you where your money actually goes. Invite your partner, sync in real time, and stop guessing. Start free for 7 days. WHY MASTERBUDGET IS DIFFERENT - Couple / Shared Mode โ€” invite your partner, sync wallets in real time, split expenses, and track joint goals. Same screen, same numbers, same team. - AI Finance Assistant โ€” ask where your money went in plain English. Get insights, spot money leaks, and see overspending before it happens. Powered by AI. - Multi-Currency โ€” track in any currency. Built for expats, freelancers, and travelers who live across borders. - Offline-First & Private โ€” no bank logins required. A fast, beautiful dark-mode design that keeps you in control of your data. - 8 Languages โ€” full support including Arabic and Kurdish, with right-to-left layouts. EVERYTHING IN ONE PLACE - Smart expense & income tracking - Custom budgets with discipline scoring - Net worth dashboard โ€” assets vs. liabilities - Savings goals with visual progress - Subscription tracker with renewal alerts - Financial Health Score (0โ€“100) Free to download with core features included. Upgrade to Pro for the full AI experience โ€” try it free for 7 days, then $9.99/month or $69.99/year. Download MasterBudget AI and take control of your money โ€” together.

Screenshots

Expense Tracker4 screens
MasterBudget AI4 screens

Verdict

The call

The clearest difference is ads: Expense Tracker at none against MasterBudget AI's shown. MasterBudget AI's advantage is update cadence (every 6 days vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $1.49 per 7 days and MasterBudget AI sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 2 months, MasterBudget AI every 6 days. Both last shipped on October 25, 2026.

Scorecard2 real differences ยท 4 level
Expense Tracker versus MasterBudget AI: the parameters behind the verdict, then further details
ParameterExpense TrackerMasterBudget AI
PriceFreeFree
Update frequencyEvery 2 monthsEvery 6 days โ€” better
AdsNo โ€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPad, iPod, Mac โ€” betteriPhone, iPad, iPod
Requires iOS15.015.0
Further details โ€” not scored
Size105 MB97 MB
Age rating4+17+
DeveloperRaj Dev BarmanMohammed Ahmed

In-app purchases

4 purchases

Expense Tracker

Subscriptions3
  • Weekly Pro$1.497 Days
  • Premium Monthly$2.991 Month
  • Premium Yearly7 Days trial$19.991 Year
One-time1
  • ExpenseKit Premium Lifetime$89.99
3 purchases

MasterBudget AI

Subscriptions2
  • Premium Monthly7 Days trial$9.991 Month
  • Premium Yearly$69.991 Year
One-time1
  • Lifetime Access$199.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is MasterBudget AI free?
MasterBudget AI is free to download, with in-app purchases available.
Do Expense Tracker or MasterBudget AI have ads?
MasterBudget AI shows ads; Expense Tracker does not.
Which is updated more often, Expense Tracker or MasterBudget AI?
Expense Tracker ships an update every 2 months, and MasterBudget AI every 6 days. Most recently, Expense Tracker was updated on October 25, 2026 and MasterBudget AI on October 25, 2026.

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