Expense Tracker vs Expenses
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Expense Tracker
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ExpenseKit is an "Money Manager, Expense Tracker" and budget planner built to help you understand where your money goes, plan smarter budgets, and build better spending habits. Track daily expenses, manage income, monitor bills, organize activity-based spending, and use AI insights to turn your financial data into clear answers. TRACK EXPENSES & INCOME Log expenses and income in seconds. Add categories, notes, accounts, and tags to keep transactions organized. PLAN BETTER BUDGETS Create monthly or category budgets, view remaining money, and get alerts when spending moves close to your limit. AI SPENDING INSIGHTS Understand spending patterns, category trends, unusual expenses, saving opportunities, and financial health signals. BILLS & SUBSCRIPTIONS Schedule recurring payments for rent, EMI, utilities, subscriptions, salary, and other regular money movements. ACTIVITY SESSIONS Group expenses by trip, shopping, work, event, or daily activity and see what each money moment really costs. CHARTS & HEATMAPS Explore pie charts, bar charts, line charts, monthly comparisons, category trends, and spending heatmaps. ALL ACCOUNTS IN ONE PLACE Track cash, bank accounts, cards, wallets, and balances in one simple money manager. EXPORT & BACKUP Export records as CSV, XLSX, or PDF. Keep data safer with secure cloud backup. ExpenseKit helps you stop guessing where your money went. Track spending, plan budgets, manage bills, understand habits, and move closer to your savings goals. Download ExpenseKit and take control of your money today. Privacy Policy: https://expensekitapp.com/privacy/ Terms & Conditions: https://expensekitapp.com/terms/
Expenses
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Split any bill in seconds. Track every expense. Stay on budget ā together or solo. Whether you're splitting a hotel bill on a group trip, managing rent with roommates, tracking finances as a couple, or monitoring your own monthly spend ā Expenses is the only app you need. SPLIT BILLS & SETTLE UP FAST ⢠Split any expense equally, by percentage, or custom amount ⢠Add friends, family, or roommates as participants ⢠Track who owes what with real-time balance updates ⢠Settle up in one tap and create separate spaces for trips, roommates, and couples ⢠Share group trips via iCloud ā everyone sees updates instantly BUILT FOR COUPLES ⢠Dedicated couple workspace designed for two ⢠Track household income, shared bills, and personal expenses separately ⢠See each other's balances, settle up instantly, and view combined monthly spending ⢠Manage shared subscriptions, EMIs, and monthly commitments together TRACK YOUR PERSONAL EXPENSES ⢠Log daily expenses by category ā food, travel, shopping, and bills ⢠Beautiful donut charts and monthly rollup analytics ⢠Set monthly budgets and get alerts before you overspend ⢠Track income alongside spending for a complete financial picture ⢠Custom categories so you can organize expenses your way SCAN RECEIPTS ā NO TYPING NEEDED ⢠Point your camera at any receipt and let the app do the rest ⢠AI automatically reads the amount, date, and merchant name ⢠Attach scanned receipts to expenses for a complete paper trail ⢠Never lose a receipt ā everything stored securely in iCloud AI SPENDING COACH ⢠Get personalized insights based on your actual spending ā not generic tips ⢠Automatically spot your biggest monthly expense spikes ⢠Receive smart suggestions on where you can reduce spending ⢠Powered by Apple Intelligence ā all analysis happens on your device TRACK EMIs, LOANS & SUBSCRIPTIONS ⢠Add all your EMI repayments and loan installments in one place ⢠Track subscriptions like Netflix, Spotify, Amazon Prime, and more ⢠Get a clear picture of your total fixed monthly commitments ⢠Receive due date alerts so you never miss a payment CARD & WALLET TRACKING ⢠Track spending across multiple credit cards in one view ⢠Monitor your digital wallet and mobile payment transactions ⢠See your billing cycle, statement period, and payment due dates ⢠Spot which card you are overspending on before the bill arrives MULTI-CURRENCY SUPPORT ⢠158 world currencies with live exchange rates ⢠Powered by real-time data from the European Central Bank ⢠Perfect for international travel and group trips abroad ⢠Automatic rate refresh so your totals are always accurate WORKS ON ALL YOUR APPLE DEVICES ⢠Full-featured native app on iPhone, iPad, and Mac ⢠iCloud sync keeps every expense, trip, and budget up to date across all devices ⢠True Mac app with keyboard shortcuts and Mac-native design ⢠iPad optimized with full-screen layouts and side-by-side navigation PRIVACY FIRST ⢠No account sign-up required ā works with your existing Apple ID ⢠All AI analysis runs on your device using Apple Intelligence ⢠Your data is never sold or used for advertising ⢠iCloud sync uses Apple's encrypted private database START FREE ā UPGRADE WHEN READY ⢠Track personal expenses and split bills completely free ⢠Premium unlocks: AI Coach, receipt scanning, unlimited groups, advanced analytics, and export ⢠14-day free trial ā no credit card required to start ⢠Choose monthly, yearly, or lifetime ā pay once and keep Premium forever ⢠Cancel anytime directly from your Apple ID subscription settings ⢠Privacy first - This app does not show third-party ads. Expenses is built for real life ā messy group trips, shared flats, relationship finances, and the daily grind of tracking where your money actually goes. No complicated setup. No steep learning curve. Just open the app and start. Download free today and try Premium for 14 days at no cost. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is iOS requirement: Expense Tracker at 15.0 against Expenses's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $1.49 per 7 days and Expenses sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 2 months, Expenses monthly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | Expense Tracker | Expenses |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Monthly ā better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod, Mac ā better | iPhone, iPad, Mac |
| Requires iOS | 15.0 ā better | 18.0 |
| Further details ā not scored | ||
| Size | 105 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Raj Dev Barman | Muppudathi Kathavarayan |
In-app purchases
Expense Tracker
- Weekly Pro$1.497 Days
- Premium Monthly$2.991 Month
- Premium Yearly7 Days trial$19.991 Year
- ExpenseKit Premium Lifetime$89.99
Expenses
- Monthly Subscription$1.991 Month
- Yearly subscription$4.991 Year
- Lifetime Access$9.99








