Comparison

Spending Tracker & Budget vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker & Budget

Manage your money offline with this intuitive expense tracker. Plan budgets, visualize spending, and log transactions quickly. Your financial data stays private and secure on your device.

Highlights
  • Offline money management
  • Visual spending reports
  • Smart budget planner
  • Fast transaction entry
  • Double-entry bookkeeping
  • Customizable categories
  • Data export
Features
Read full description

Take control of your finances with the ultimate offline money manager. Expense Tracker & Budget helps you track daily spending, plan monthly budgets, and see exactly where your money goes—without ever connecting to your bank account. 100% Private. No data collection. No internet required. Whether you want to save for a dream vacation, get out of debt, or simply stop wondering where your cash went, this app makes finance management easy. Just add a transaction in seconds and let the app handle the rest. KEY FEATURES: - Visual Spending Reports Understand your financial health at a glance. Our intuitive analysis automatically categorizes your spending into stylish graphs and infographics. See where every dollar goes—Groceries, Transport, Bills, and more. - Smart Budget Planner Set daily, weekly, or monthly budgets. The app will alert you when you are nearing your limit, helping you save money and avoid overspending. - Offline & Secure Your data belongs to you. We do not store your financial records on any server. Everything stays on your device, ensuring total privacy. - Fast & Easy Entry Add income or expenses in just one tap. Designed for speed, so you can log a transaction immediately after making a purchase. - Double-Entry Bookkeeping Manage your assets efficiently. The app automatically updates your account balances (Cash, Bank, Savings) as soon as you input income or expenses, keeping your books perfectly balanced. WHY CHOOSE US? Privacy First: No login required, no bank linking, no data tracking. Custom Categories: Create your own categories to fit your lifestyle. Export Data: Keep a backup of your financial records. Dark Mode: Easy on your eyes, perfect for night-time budgeting. Start your journey to financial freedom today! [Expense Tracker & Budget - Pro] Unlock the full potential of your finance management with Pro. Expense Tracker & Budget - Pro subscription is billed weekly, monthly, or annually at the rate corresponding to the selected plan. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription. [Terms of Use] https://skyinfotechdeveloper.com/terms_and_condition_ios.html [Privacy Policy] https://skyinfotechdeveloper.com/privacy_policy_ios.html

About

Spending Tracker

Track your spending, bills, and subscriptions in one place without needing bank logins. Set budgets, savings goals, and manage debts with quick logging and insightful views. Get reminders for upcoming charges and help with cancellations.

Highlights
  • Log expenses and income quickly
  • Track subscriptions and bills with reminders
  • Create and manage budgets
  • Set and monitor savings goals
  • Manage debts and payments
  • View spending by category and day
  • Receipt scanning for totals
Features
Read full description

Know where your money goes, and never get caught out by a forgotten subscription again. SpendKit keeps your spending, bills and subscriptions, budget, savings goals and debts in one simple app. No bank login and no account needed. LOG IT IN SECONDS • Add an expense, income or transfer in a few taps: amount, category, account, done • Say it: "12 lunch" and SpendKit fills it in • Scan a receipt to read the total • Transfers between your accounts, with fees • Copy a transaction, or save and keep adding with Continue SEE YOUR MONTH • Income, expenses and balance always in view • Daily, calendar, monthly and stats views • Charts by category and by day • Search, and filter by account or category SUBSCRIPTIONS AND BILLS • Streaming, music, rent, phone: see what you pay each month and each year • A reminder before every charge, and free trials tracked before they bill you • Mark a bill as paid, or let SpendKit log it on its due date • Cancelling one? Get help to do it and see how much you save • Subscriptions in another currency or shared with others: only your part counts A BUDGET THAT WORKS • Plan your income and spending by category • See what's left to spend this month • Carry over what's left, or what's over, to the next month SAVINGS GOALS AND DEBTS • Goals with ideas to start, a target date and how much to put aside each month • Track what you owe and what you're owed, payment by payment YOUR ACCOUNTS • Cash, cards, bank and savings accounts with their running balance • Assets, liabilities and your total at a glance ALWAYS AT HAND • Home Screen and Lock Screen widgets • Siri and Shortcuts: "Log an expense in SpendKit" • Control Center and the Action button • Face ID lock, dark mode, your currency, 10 languages SPENDKIT PREMIUM Logging expenses and income is always free. Premium removes the limits on subscriptions, budgets, goals, accounts, receipt scans and voice entries, and adds iCloud backup and sync, budget alerts, insights, your own categories and CSV export. Payment is charged to your Apple Account at confirmation, or at the end of the free trial if there is one. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. The lifetime plan is a one-time purchase. Terms of Use: https://privacy.owltaps.com/terms Privacy Policy: https://privacy.owltaps.com

Screenshots

Spending Tracker & Budget4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Spending Tracker & Budget at every 3 weeks against Spending Tracker's every 5 months. Spending Tracker & Budget also leads on iOS requirement (17 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker & Budget sells 3 in-app purchases, starting at $0.99 per 7 days and Spending Tracker sells 3 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Spending Tracker & Budget against 5.0 for Spending Tracker. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Spending Tracker & Budget ships an update every 3 weeks, Spending Tracker every 5 months. Both last shipped on November 8, 2026.

Scorecard2 real differences · 8 level
Spending Tracker & Budget versus Spending Tracker: the parameters behind the verdict, then further details
ParameterSpending Tracker & BudgetSpending Tracker
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings11
Update frequencyEvery 3 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS17 — better26.0
Further details — not scored
Size48 MB17 MB
Age rating4+4+
DeveloperGajera HimmatbhaiJose Sapon

Customer experience

Spending Tracker & Budget

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Spending Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Spending Tracker & Budget

Subscriptions3
  • Expense Manager Pro - Weekly$0.997 Days
  • Expense Manager Pro - Monthly$1.991 Month
  • Expense Manager Pro - Yearly3 Days trial$9.991 Year
3 purchases

Spending Tracker

Subscriptions2
  • Premium Monthly$7.991 Month
  • Premium Yearly3 Days trial$39.991 Year
One-time1
  • SpendKit Premium Lifetime$59.99

Questions

Is Spending Tracker & Budget free?
Spending Tracker & Budget is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, Spending Tracker & Budget or Spending Tracker?
Spending Tracker & Budget and Spending Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Spending Tracker & Budget or Spending Tracker have ads?
Neither Spending Tracker & Budget nor Spending Tracker shows ads.
Which is updated more often, Spending Tracker & Budget or Spending Tracker?
Spending Tracker & Budget ships an update every 3 weeks, and Spending Tracker every 5 months. Most recently, Spending Tracker & Budget was updated on November 8, 2026 and Spending Tracker on November 8, 2026.

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