Expenses OK vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expenses OK
Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.
- Expense tracking
- Handy widget
- Subcategories
- Pie diagram visualization
- Data synchronization
- Password and biometric security
- CSV export
- Backups
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Expenses OK - the fastest way to track your expenses. The features of the app: - expenses - the handy widget - subcategories - pie diagram - synchronisation - password - Face ID and Touch ID - export to CSV - backups
Spending Tracker
Track your spending, bills, and subscriptions in one place without needing bank logins. Set budgets, savings goals, and manage debts with quick logging and insightful views. Get reminders for upcoming charges and help with cancellations.
- Log expenses and income quickly
- Track subscriptions and bills with reminders
- Create and manage budgets
- Set and monitor savings goals
- Manage debts and payments
- View spending by category and day
- Receipt scanning for totals
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Know where your money goes, and never get caught out by a forgotten subscription again. SpendKit keeps your spending, bills and subscriptions, budget, savings goals and debts in one simple app. No bank login and no account needed. LOG IT IN SECONDS • Add an expense, income or transfer in a few taps: amount, category, account, done • Say it: "12 lunch" and SpendKit fills it in • Scan a receipt to read the total • Transfers between your accounts, with fees • Copy a transaction, or save and keep adding with Continue SEE YOUR MONTH • Income, expenses and balance always in view • Daily, calendar, monthly and stats views • Charts by category and by day • Search, and filter by account or category SUBSCRIPTIONS AND BILLS • Streaming, music, rent, phone: see what you pay each month and each year • A reminder before every charge, and free trials tracked before they bill you • Mark a bill as paid, or let SpendKit log it on its due date • Cancelling one? Get help to do it and see how much you save • Subscriptions in another currency or shared with others: only your part counts A BUDGET THAT WORKS • Plan your income and spending by category • See what's left to spend this month • Carry over what's left, or what's over, to the next month SAVINGS GOALS AND DEBTS • Goals with ideas to start, a target date and how much to put aside each month • Track what you owe and what you're owed, payment by payment YOUR ACCOUNTS • Cash, cards, bank and savings accounts with their running balance • Assets, liabilities and your total at a glance ALWAYS AT HAND • Home Screen and Lock Screen widgets • Siri and Shortcuts: "Log an expense in SpendKit" • Control Center and the Action button • Face ID lock, dark mode, your currency, 10 languages SPENDKIT PREMIUM Logging expenses and income is always free. Premium removes the limits on subscriptions, budgets, goals, accounts, receipt scans and voice entries, and adds iCloud backup and sync, budget alerts, insights, your own categories and CSV export. Payment is charged to your Apple Account at confirmation, or at the end of the free trial if there is one. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. The lifetime plan is a one-time purchase. Terms of Use: https://privacy.owltaps.com/terms Privacy Policy: https://privacy.owltaps.com
Screenshots
Verdict
The clearest difference is in-app purchases: Expenses OK at none against Spending Tracker's 3. Expenses OK also leads on ratings volume (5K vs 1) and update cadence (every 2 months vs every 5 months). Spending Tracker's advantage is rating (5.0 vs 4.8). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $7.99 per month. Expenses OK asks for nothing beyond the download.
Spending Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expenses OK has 5K ratings behind it against 1, so its average is the more settled of the two.
Expenses OK ships an update every 2 months, Spending Tracker every 5 months. The most recent releases landed on November 11, 2026 and November 8, 2026 respectively.
| Parameter | Expenses OK | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 88.4% of reviews | — |
| Number of ratings | 5K — better | 1 |
| Update frequency | Every 2 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 16 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Mobion OOO | Jose Sapon |
Customer experience
Expenses OK
Spending Tracker
Bugs and requests
Expenses OK
Reported bugs
2 issues- Data loss and sync issues with iCloud
- Unexpected app crashes
Requested features
6 requests- Ability to set custom date ranges
- Income tracking and balance calculation
- Receipt attachment and management
- Recurring expense setup
- Multi-currency support
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- Detailed monthly/weekly expense reports
Spending Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expenses OK
No in-app purchases
Spending Tracker
- Premium Monthly$7.991 Month
- Premium Yearly3 Days trial$39.991 Year
- SpendKit Premium Lifetime$59.99
Questions
Is Expenses OK free?
Is Spending Tracker free?
Which has better reviews, Expenses OK or Spending Tracker?
Do Expenses OK or Spending Tracker have ads?
Which is updated more often, Expenses OK or Spending Tracker?
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