Comparison

Expenses OK vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses OK

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Highlights
  • Expense tracking
  • Handy widget
  • Subcategories
  • Pie diagram visualization
  • Data synchronization
  • Password and biometric security
  • CSV export
  • Backups
Features
Read full description

Expenses OK - the fastest way to track your expenses. The features of the app: - expenses - the handy widget - subcategories - pie diagram - synchronisation - password - Face ID and Touch ID - export to CSV - backups

About

Spending Tracker

Track your spending, bills, and subscriptions in one place without needing bank logins. Set budgets, savings goals, and manage debts with quick logging and insightful views. Get reminders for upcoming charges and help with cancellations.

Highlights
  • Log expenses and income quickly
  • Track subscriptions and bills with reminders
  • Create and manage budgets
  • Set and monitor savings goals
  • Manage debts and payments
  • View spending by category and day
  • Receipt scanning for totals
Features
Read full description

Know where your money goes, and never get caught out by a forgotten subscription again. SpendKit keeps your spending, bills and subscriptions, budget, savings goals and debts in one simple app. No bank login and no account needed. LOG IT IN SECONDS • Add an expense, income or transfer in a few taps: amount, category, account, done • Say it: "12 lunch" and SpendKit fills it in • Scan a receipt to read the total • Transfers between your accounts, with fees • Copy a transaction, or save and keep adding with Continue SEE YOUR MONTH • Income, expenses and balance always in view • Daily, calendar, monthly and stats views • Charts by category and by day • Search, and filter by account or category SUBSCRIPTIONS AND BILLS • Streaming, music, rent, phone: see what you pay each month and each year • A reminder before every charge, and free trials tracked before they bill you • Mark a bill as paid, or let SpendKit log it on its due date • Cancelling one? Get help to do it and see how much you save • Subscriptions in another currency or shared with others: only your part counts A BUDGET THAT WORKS • Plan your income and spending by category • See what's left to spend this month • Carry over what's left, or what's over, to the next month SAVINGS GOALS AND DEBTS • Goals with ideas to start, a target date and how much to put aside each month • Track what you owe and what you're owed, payment by payment YOUR ACCOUNTS • Cash, cards, bank and savings accounts with their running balance • Assets, liabilities and your total at a glance ALWAYS AT HAND • Home Screen and Lock Screen widgets • Siri and Shortcuts: "Log an expense in SpendKit" • Control Center and the Action button • Face ID lock, dark mode, your currency, 10 languages SPENDKIT PREMIUM Logging expenses and income is always free. Premium removes the limits on subscriptions, budgets, goals, accounts, receipt scans and voice entries, and adds iCloud backup and sync, budget alerts, insights, your own categories and CSV export. Payment is charged to your Apple Account at confirmation, or at the end of the free trial if there is one. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. The lifetime plan is a one-time purchase. Terms of Use: https://privacy.owltaps.com/terms Privacy Policy: https://privacy.owltaps.com

Screenshots

Expenses OK4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Expenses OK at none against Spending Tracker's 3. Expenses OK also leads on ratings volume (5K vs 1) and update cadence (every 2 months vs every 5 months). Spending Tracker's advantage is rating (5.0 vs 4.8). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $7.99 per month. Expenses OK asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expenses OK has 5K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Expenses OK ships an update every 2 months, Spending Tracker every 5 months. The most recent releases landed on November 11, 2026 and November 8, 2026 respectively.

Scorecard6 real differences · 4 level
Expenses OK versus Spending Tracker: the parameters behind the verdict, then further details
ParameterExpenses OKSpending Tracker
PriceFreeFree
Rating4.8 (5K ratings)5.0 (1 ratings) — better
Positive reviews88.4% of reviews—
Number of ratings5K — better1
Update frequencyEvery 2 months — betterEvery 5 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhoneiPhone
Requires iOS16.0 — better26.0
Further details — not scored
Size16 MB17 MB
Age rating4+4+
DeveloperMobion OOOJose Sapon

Customer experience

Expenses OK

All ratings4,833 ratings
Positive95.5%
Neutral2.0%
Negative2.5%
Written reviews449 reviews
Positive88.4%
Neutral4.9%
Negative6.7%

Spending Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expenses OK

Reported bugs

2 issues
  • Data loss and sync issues with iCloud
  • Unexpected app crashes

Requested features

6 requests
  • Ability to set custom date ranges
  • Income tracking and balance calculation
  • Receipt attachment and management
  • Recurring expense setup
  • Multi-currency support
Show 1 more
  • Detailed monthly/weekly expense reports

Spending Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Expenses OK

No in-app purchases

3 purchases

Spending Tracker

Subscriptions2
  • Premium Monthly$7.991 Month
  • Premium Yearly3 Days trial$39.991 Year
One-time1
  • SpendKit Premium Lifetime$59.99

Questions

Is Expenses OK free?
Expenses OK is free to download, with no in-app purchases.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, Expenses OK or Spending Tracker?
Spending Tracker is rated higher. Expenses OK averages 4.8 out of 5 from 5K ratings, while Spending Tracker averages 5.0 from 1 ratings.
Do Expenses OK or Spending Tracker have ads?
Neither Expenses OK nor Spending Tracker shows ads.
Which is updated more often, Expenses OK or Spending Tracker?
Expenses OK ships an update every 2 months, and Spending Tracker every 5 months. Most recently, Expenses OK was updated on November 11, 2026 and Spending Tracker on November 8, 2026.

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