Costie vs SplitNeat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Costie
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Costie is the fast, simple way to split bills, track shared expenses, and manage IOUs. See who owes what instantly, record repayments in seconds, and keep every group expense under control. Perfect for trips, roommates, couples, families, dinners, events, and everyday shared spending. Costie helps you split costs fairly, avoid confusion, and settle up without awkward reminders. No spreadsheets. No stress. Just clear balances. WHY PEOPLE CHOOSE COSTIE See who owes what instantly Get a clear view of balances, repayments, and shared costs at any time. Split bills your way Split equally, by exact amount, by shares, or with partial payments. Settle up fast Record a payment in one tap and keep balances accurate. Built for real-life groups Great for travel, roommates, rent, groceries, utilities, dinners, road trips, family costs, and events. Works offline Add expenses anywhere. Sync later when you're back online. No account required Start right away. Create an account only if you want sync across devices. FEATURES AI receipt scanning Scan receipts to add expenses faster. Recurring items Track repeating shared expenses like rent, utilities, subscriptions, and regular bills. Borrowed and lent items Keep track of money borrowed, money lent, and personal IOUs in one place. Multiple currencies Perfect for travel, vacations, and international group trips. Distance-based travel costs Split car and ride costs based on distance. Clear summaries Understand spending, repayments, and balances without messy spreadsheets. PERFECT FOR - splitting restaurant bills - roommate expenses - rent and utility sharing - trip and vacation expenses - couples sharing costs - group travel spending - events and outings - shared subscriptions - borrowed and lent money - tracking IOUs Make shared money simple. Download Costie and split bills with confidence.
SplitNeat
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SplitNeat makes splitting bills and tracking shared spending effortless—whether you’re traveling, living with roommates, budgeting as a couple, planning a family event, or managing a project. If you’ve ever tried to split expenses with friends using notes, spreadsheets, or messy chat messages, SplitNeat is your upgrade: a clean group expense tracker + bill splitter that keeps everyone on the same page. AVAILABLE IN 16 LANGUAGES Use SplitNeat in your language - perfect for international trips and mixed-language groups: English, Arabic, Chinese (Simplified), Czech, Dutch, French, German, Italian, Japanese, Korean, Polish, Portuguese (Brazil), Romanian, Russian, Spanish, Swedish. GET STARTED YOUR WAY • Create an account with Email, Google, or Facebook • Or start instantly with Anonymous login, then link your account later CREATE OR JOIN GROUPS • Create groups for Trip, Roommates, Family, Couple, Project, and more • Invite friends, or let them join via an invite code • Each group includes a private group chat for notes, plans, and reminders MULTI-CURRENCY DONE RIGHT (ALL CURRENCIES SUPPORTED) • Choose any base currency for each group - yes, any currency worldwide • Your Home dashboard shows a clear summary across all your groups, even when they use different currencies ADD EXPENSES FAST (WITH RECEIPTS) • Add expenses in seconds: rent, utilities, groceries, restaurants, taxi, fuel, tickets, parking, hotel, and more • Set an expense category/type for clean budgeting and better insights • Attach receipt photos so amounts and details are always available SPLIT EXPENSES FLEXIBLY (EQUAL, PERCENT, OR FIXED) SplitNeat supports the most common ways people actually split bills: • Equal split • Percentage split • Fixed amount split • Choose exactly who participates in an expense—exclude non-participants for optional activities SMART SETTLE: THE QUICKEST WAY TO CLOSE DEBTS (ONE TAP) Stop doing mental math. SplitNeat automatically calculates through all unsettled expenses and offers the quickest way to settle balances. Then update everything at once with a single button press—simple, mechanical, and accurate. ACTIVITY LOG + NOTIFICATIONS Never wonder “what changed?” again. • A complete Activity timeline: expense created/edited, participants updated, receipts added, payments recorded, settled updates, and more • Optional notifications keep everyone informed about new expenses and changes INSIGHTS + SMART FILTERS • Totals and breakdowns by category (food, transport, groceries, utilities, etc.) • Search groups by name and type, and filter by outstanding amounts and unsettled status PERFECT FOR • Trips: flights, hotels, meals, tours, taxis, fuel, parking • Roommates: rent split, utilities, internet, cleaning supplies, shared groceries • Couples: weekend spending, date nights, shared subscriptions • Family: holidays, celebrations, gifts, shared errands • Projects: team purchases, reimbursements, shared budgets BUILT FOR FAIRNESS Whether you’re tracking an IOU, splitting a bill, or handling reimbursements, you can fine-tune every expense: pick participants, choose the split method, and keep proof with a receipt. Everyone sees the same balances and the same history. MADE FOR REAL LIFE Use SplitNeat as a travel expense splitter, roommate bill tracker, couple budget tracker, family expense tracker, or project expense tracker—any shared costs, any group size. GO PRO (OPTIONAL) Upgrade anytime with Pro Monthly or Pro Yearly for an even more powerful experience. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitNeat and split expenses the simple way: track bills, categorize spending, attach receipts, stay informed with notifications, and settle up in one tap.
Screenshots
Verdict
The clearest difference is in-app purchases: Costie at none against SplitNeat's 2. Costie also leads on iOS requirement (15.5 vs 17.0). SplitNeat's advantage is ads (none vs shown). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitNeat sells 2 in-app purchases, starting at $3.99 per month. Costie asks for nothing beyond the download.
| Parameter | Costie | SplitNeat |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | — |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.5 — better | 17.0 |
| Further details — not scored | ||
| Size | 54 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Specter Interactive | MOBAPP PIXEL SRL |
In-app purchases
Costie
No in-app purchases
SplitNeat
- SplitNeat Pro (Monthly)$3.991 Month
- SplitNeat Pro (Yearly)7 Days trial$29.991 Year









