Comparison

SplitNeat vs Circlio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitNeat

Features
Read full description

SplitNeat makes splitting bills and tracking shared spending effortless—whether you’re traveling, living with roommates, budgeting as a couple, planning a family event, or managing a project. If you’ve ever tried to split expenses with friends using notes, spreadsheets, or messy chat messages, SplitNeat is your upgrade: a clean group expense tracker + bill splitter that keeps everyone on the same page. AVAILABLE IN 16 LANGUAGES Use SplitNeat in your language - perfect for international trips and mixed-language groups: English, Arabic, Chinese (Simplified), Czech, Dutch, French, German, Italian, Japanese, Korean, Polish, Portuguese (Brazil), Romanian, Russian, Spanish, Swedish. GET STARTED YOUR WAY • Create an account with Email, Google, or Facebook • Or start instantly with Anonymous login, then link your account later CREATE OR JOIN GROUPS • Create groups for Trip, Roommates, Family, Couple, Project, and more • Invite friends, or let them join via an invite code • Each group includes a private group chat for notes, plans, and reminders MULTI-CURRENCY DONE RIGHT (ALL CURRENCIES SUPPORTED) • Choose any base currency for each group - yes, any currency worldwide • Your Home dashboard shows a clear summary across all your groups, even when they use different currencies ADD EXPENSES FAST (WITH RECEIPTS) • Add expenses in seconds: rent, utilities, groceries, restaurants, taxi, fuel, tickets, parking, hotel, and more • Set an expense category/type for clean budgeting and better insights • Attach receipt photos so amounts and details are always available SPLIT EXPENSES FLEXIBLY (EQUAL, PERCENT, OR FIXED) SplitNeat supports the most common ways people actually split bills: • Equal split • Percentage split • Fixed amount split • Choose exactly who participates in an expense—exclude non-participants for optional activities SMART SETTLE: THE QUICKEST WAY TO CLOSE DEBTS (ONE TAP) Stop doing mental math. SplitNeat automatically calculates through all unsettled expenses and offers the quickest way to settle balances. Then update everything at once with a single button press—simple, mechanical, and accurate. ACTIVITY LOG + NOTIFICATIONS Never wonder “what changed?” again. • A complete Activity timeline: expense created/edited, participants updated, receipts added, payments recorded, settled updates, and more • Optional notifications keep everyone informed about new expenses and changes INSIGHTS + SMART FILTERS • Totals and breakdowns by category (food, transport, groceries, utilities, etc.) • Search groups by name and type, and filter by outstanding amounts and unsettled status PERFECT FOR • Trips: flights, hotels, meals, tours, taxis, fuel, parking • Roommates: rent split, utilities, internet, cleaning supplies, shared groceries • Couples: weekend spending, date nights, shared subscriptions • Family: holidays, celebrations, gifts, shared errands • Projects: team purchases, reimbursements, shared budgets BUILT FOR FAIRNESS Whether you’re tracking an IOU, splitting a bill, or handling reimbursements, you can fine-tune every expense: pick participants, choose the split method, and keep proof with a receipt. Everyone sees the same balances and the same history. MADE FOR REAL LIFE Use SplitNeat as a travel expense splitter, roommate bill tracker, couple budget tracker, family expense tracker, or project expense tracker—any shared costs, any group size. GO PRO (OPTIONAL) Upgrade anytime with Pro Monthly or Pro Yearly for an even more powerful experience. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitNeat and split expenses the simple way: track bills, categorize spending, attach receipts, stay informed with notifications, and settle up in one tap.

About

Circlio

Effortlessly track and split expenses with friends for trips, shared living, or group outings. This app simplifies cost-sharing, calculates balances automatically, and shows who owes whom instantly, eliminating awkward money conversations.

Highlights
  • Create groups for events
  • Add and split expenses quickly
  • Support for equal or custom splits
  • Real-time balance tracking
  • See who owes who
  • Clean interface
Features
Read full description

Circlio makes splitting bills with friends simple, fast, and stress-free. Whether you're traveling, sharing rent, or going out for dinner, Circlio helps you track expenses, split costs fairly, and settle up without awkward conversations. KEY FEATURES • Create groups for trips, roommates, or events • Add and split expenses in seconds • Support for equal or custom splits • Real-time balance tracking • See who owes who instantly • Clean and easy-to-use interface NO MORE CONFUSION Forget spreadsheets and manual calculations. Circlio automatically calculates balances so everyone stays on the same page. PERFECT FOR • Trips with friends • Shared apartments • Couples managing expenses • Group activities and events Stay organized, avoid misunderstandings, and make splitting money effortless with Circlio.

Screenshots

SplitNeat4 screens
Circlio3 screens

Verdict

The call

The clearest difference is iOS requirement: Circlio at 13.0 against SplitNeat's 17.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitNeat sells 2 in-app purchases, starting at $3.99 per month and Circlio sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 7 level
SplitNeat versus Circlio: the parameters behind the verdict, then further details
ParameterSplitNeatCirclio
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequency—Every 2 weeks
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.013.0 — better
Further details — not scored
Size29 MB60 MB
Age rating4+4+
DeveloperMOBAPP PIXEL SRLBurak Sahinkaya

In-app purchases

2 purchases

SplitNeat

Subscriptions2
  • SplitNeat Pro (Monthly)$3.991 Month
  • SplitNeat Pro (Yearly)7 Days trial$29.991 Year
3 purchases

Circlio

One-time3
  • 5 Expense Rights$0.99
  • 15 Expense Rights$1.99
  • 25 Expense Rights$3.99

Questions

Is SplitNeat free?
SplitNeat is free to download, with in-app purchases available.
Is Circlio free?
Circlio is free to download, with in-app purchases available.
Do SplitNeat or Circlio have ads?
Neither SplitNeat nor Circlio shows ads.

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