BuddyPay vs Circlio

Split bills with friends, roommates and travel buddies, without the awkward money talk. BuddyPay keeps track of who paid, who owes whom and how much. Add an expense in seconds or simply scan the receipt. When it's time to settle up, pay each other however you like (cash, bank transfer or any payment app) and record it in BuddyPay, so everyone stays on the same page. BuddyPay doesn't send or hold money. It's the shared record your group can trust. SCAN A RECEIPT, GET EVERY ITEM Take a photo of the bill and BuddyPay reads it for you: every dish, every price, the total and the date. Tap faces to assign items, and shared plates split themselves. Works with photos, screenshots and PDFs. SPLIT IT ANY WAY YOU LIKE - Equally, by exact amounts, by percentage or by shares - Item by item, so everyone pays only for what they ordered - Pick who paid and who's in, for every expense A ROOM FOR EVERY CREW - Trips, roommates, dinner clubs, parties: create as many rooms as you need - Each room has its own members, currency and balance - Invite friends with a link or by email - Add people who don't use the app as virtual friends MADE FOR TRAVEL - 70+ currencies - Pay in the local currency and BuddyPay converts it to your room's currency - See the original amount and the converted one side by side CLEAR BALANCES, FEWER PAYMENTS - See at a glance who owes you and whom you owe, across all your rooms - Simplify debts to settle up with the fewest possible payments - Record payments with the method and date, and keep a full history - An activity feed and notifications keep everyone in the loop PRIVATE AND PERSONAL - Optional Face ID lock - Light and dark mode - Available in 13 languages PERFECT FOR Roommates sharing rent and bills, friends on a trip, couples, dinner clubs, parties and team lunches. BUDDYPAY PLUS BuddyPay is free to use, with unlimited rooms and expenses. Plus adds: - Receipt scanning - Photos and documents attached to expenses - Spending analytics and PDF reports - Unlimited virtual friends BuddyPay Plus is an auto-renewable subscription, billed monthly or yearly. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Questions or ideas? Write to us at support@buddypay.app Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://buddypay.app/privacy

Circlio makes splitting bills with friends simple, fast, and stress-free. Whether you're traveling, sharing rent, or going out for dinner, Circlio helps you track expenses, split costs fairly, and settle up without awkward conversations. KEY FEATURES • Create groups for trips, roommates, or events • Add and split expenses in seconds • Support for equal or custom splits • Real-time balance tracking • See who owes who instantly • Clean and easy-to-use interface NO MORE CONFUSION Forget spreadsheets and manual calculations. Circlio automatically calculates balances so everyone stays on the same page. PERFECT FOR • Trips with friends • Shared apartments • Couples managing expenses • Group activities and events Stay organized, avoid misunderstandings, and make splitting money effortless with Circlio.