Settle Up vs BuddyPay

Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html

Split bills with friends, roommates and travel buddies, without the awkward money talk. BuddyPay keeps track of who paid, who owes whom and how much. Add an expense in seconds or simply scan the receipt. When it's time to settle up, pay each other however you like (cash, bank transfer or any payment app) and record it in BuddyPay, so everyone stays on the same page. BuddyPay doesn't send or hold money. It's the shared record your group can trust. SCAN A RECEIPT, GET EVERY ITEM Take a photo of the bill and BuddyPay reads it for you: every dish, every price, the total and the date. Tap faces to assign items, and shared plates split themselves. Works with photos, screenshots and PDFs. SPLIT IT ANY WAY YOU LIKE - Equally, by exact amounts, by percentage or by shares - Item by item, so everyone pays only for what they ordered - Pick who paid and who's in, for every expense A ROOM FOR EVERY CREW - Trips, roommates, dinner clubs, parties: create as many rooms as you need - Each room has its own members, currency and balance - Invite friends with a link or by email - Add people who don't use the app as virtual friends MADE FOR TRAVEL - 70+ currencies - Pay in the local currency and BuddyPay converts it to your room's currency - See the original amount and the converted one side by side CLEAR BALANCES, FEWER PAYMENTS - See at a glance who owes you and whom you owe, across all your rooms - Simplify debts to settle up with the fewest possible payments - Record payments with the method and date, and keep a full history - An activity feed and notifications keep everyone in the loop PRIVATE AND PERSONAL - Optional Face ID lock - Light and dark mode - Available in 13 languages PERFECT FOR Roommates sharing rent and bills, friends on a trip, couples, dinner clubs, parties and team lunches. BUDDYPAY PLUS BuddyPay is free to use, with unlimited rooms and expenses. Plus adds: - Receipt scanning - Photos and documents attached to expenses - Spending analytics and PDF reports - Unlimited virtual friends BuddyPay Plus is an auto-renewable subscription, billed monthly or yearly. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Questions or ideas? Write to us at support@buddypay.app Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://buddypay.app/privacy