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Settle Up - Group Expenses

Settle Up - Group Expenses

by Step Up Labs, Inc.

1.6K ratings
144 reviews
With Ads
📊 Productivity
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • December 18, 2013
  • June 30, 2026

Features

Developer

Step Up Labs, Inc.
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Settle Up - Group Expenses screenshot #1 for iPad
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Settle Up - Group Expenses screenshot #5 for iPad
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Settle Up - Group Expenses screenshot #9 for iPad
🧾$3.99 - $149.99
In-App Purchase↘︎
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❓5 answered
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About

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

✓Track shared expenses
✓Manage IOUs
✓Handle complex splits
✓Multiple payers support
✓Offline functionality
✓Real-time exchange rates
✓Data export
Show original description

What users say

Summarized from real user reviews of Settle Up. Based on 1.6K reviews and a 4.8/5 average, it highlights the 6 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 💡Flexible expense splitting
  • 🚀Fast expense adding
  • 💡Supports multiple currencies
  • 👍Helpful for group trips and outings
  • 👍Useful for roommate/house expense tracking

Negative things

  • 💰Expensive compared to alternatives
  • 🐛Crashes and bugs
  • 👎Poor UI/UX design
  • 👎Free version lacks key features
  • 🔒Requires social media login
  • 👎Inconsistent syncing and data issues
See all reviews

What's New in Settle Up

3.17.0

June 30, 2026

- Reworked receipt upload and display. Now with PDF receipts preview.

Subscription plans

Monthly Premium

Monthly Premium

$3.991 Month
How to cancel Settle Up subscription ⁉️
2

In-App Purchases

$39.99

Group Premium

Premium for single group

User reviews

Most RecentHighest RatedLowest Rated

Sensacional

Uso há anos. Virei Premium há poucos meses. Controlo além de viagens em galera, despesas das empresas, que transitam dinheiro de uma conta pra outra... Muito bom
BranjhonesBranjhones

Bug führt zu falschen Eingaben

Die Werbeeinblendungen funktionieren einwandfrei. Wann wird denn endlich der Bug bei der Eingabe des Betrages gelöst?
Annonymus1984@mchAnnonymus1984@mch

Response from developer

Hi, yes we removed this feature. I wouldn't call it essential, it was used by just a few users. You can use some existing currency (like BBD for beers) and set your own exchange rate. Contact us to ios@settleup.io if you want to modify previous expenses.

Letztes Update

Seit dem Letzten Update, rechnet er auf einmal Geld bei der Eingabe dazu und dann kam noch die Funktion hinzu zu sagen, dass beide Geld gezahlt haben, was das ganze verkompliziert. Die App kann Ich seitdem nicht mehr nutzen. Sehr schade
Barsi1Barsi1

New Update on who paid totally screws the previous flow

New Update on who paid totally screws the previous flow
It is making unnecessary complications in the user workflow and not intuitive anymore
Please revert back the changes
Sharath Kumar KashyapSharath Kumar Kashyap

Impossible to sign in

Used to be good but I’m going round in circles even trying to log on now: too many other similar apps to be bothered to keep trying,
z4nn4z4nn4
See 139 more reviews

User experience

🐞

Reported Bugs

4 issues

Expense details disappearing

Bug

Inability to create new groups

Bug

Keyboard issues on iOS 8

Bug

Incompatibility with iPad

Bug
✨

Requested Features

3 requests

Ability to assign fixed amounts to group members

Feature

Option to adjust expense shares (e.g. exclude certain items)

Feature

Support for paying groups (multi-family events)

Feature

FAQ

What does Settle Up do?

Settle Up is an application designed to help you track shared expenses and manage IOUs within groups. It's ideal for situations like traveling with friends, sharing a flat, or organizing events, simplifying the process of knowing who owes whom.

What are the key features of Settle Up?

Key features include tracking expenses and IOUs, handling complex splits like multiple payers or weighted shares, managing incomes, adding items from bills, working offline, supporting all currencies with real-time exchange rates, and minimizing the number of transfers needed.

How much does Settle Up cost?

The app is free to download and use, offering core features for managing group expenses. For an enhanced experience, including an ad-free interface, receipt photos, custom categories, and recurring transactions, users can opt for a Premium subscription.

Is Settle Up compatible with different devices?

Yes, Settle Up works on all platforms, meaning you can use it across various devices. It also offers offline functionality, so you can track expenses even without an internet connection.

When would I use Settle Up?

You would use Settle Up for any situation where expenses are shared among multiple people. This includes splitting bills with flatmates, tracking shared costs during a group trip, managing shared household expenses, or organizing payments for an event.