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Settle Up - Group Expenses

Settle Up - Group Expenses

by Step Up Labs, Inc.

1.8K ratings
388 reviews
With Ads
📊 Productivity
💰 Finance
Free
In-App PurchasesWith Ads

Details

Released
December 18, 2013
Updated
September 20, 2026

Features

Developer

Step Up Labs, Inc.
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iphone
ipad
🧾$5.99 - $149.99
In-App Purchase↘︎
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❓5 answered
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About

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

✓Track shared expenses
✓Manage IOUs
✓Handle complex splits
✓Multiple payers support
✓Offline functionality
✓Real-time exchange rates
✓Data export
Show original description

What users say about Settle Up

Reviews of Settle Up are mixed: the Finance app is rated 4.8/5 from 1.8K App Store ratings. What users like most: easy to use, flexible expense splitting. Top complaints: expensive compared to alternatives, crashes and bugs. Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 💡Flexible expense splitting
  • 🚀Fast expense adding
  • 💡Supports multiple currencies
  • 👍Helpful for group trips and outings
  • 👍Useful for roommate/house expense tracking

Negative things

  • 💰Expensive compared to alternatives
  • 🐛Crashes and bugs
  • 👎Poor UI/UX design
  • 👎Free version lacks key features
  • 🔒Requires social media login
  • 👎Inconsistent syncing and data issues
See all reviews

What's New in Settle Up

3.18.2

September 20, 2026

- Lots and lots of fixes, polishes, and small improvements

2

Subscriptions & In-App Purchases

Monthly Premium

Monthly Premium

$3.991 Month
How to cancel Settle Up subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

The app is too good except the onboarding

I am using the app for quite a few years. There is no question about all the features. Loved them. Just a feedback for joining in the group, it feels a bit redundant to process twice while joining a new group. If it was just a one step process, it would be more user friendly.
Nnem6s1s

Amazing app

This is one of the most amazing app which lets us settle all our expenses without any hassle
MMalikatif24

Settle Up

Nejlepší aplikace pro cestování s přáteli!
BB_A_Z_I

Way too expensive

I can’t believe the Premium Group Lifetime plan is almost 4x more expensive. That’s insane.
HCHilary Chang

No permite separar los gastos

No permite meter los gastos de manera que si solo has pagado algo para parte del grupo se aplique de esa manera y no por defecto para todos
BEBeatriz Riaguas Espejo
See 383 more reviews

User experience

🐞

Reported Bugs

4 issues

Expense details disappearing

Bug

Inability to create new groups

Bug

Keyboard issues on iOS 8

Bug

Incompatibility with iPad

Bug
✨

Requested Features

3 requests

Ability to assign fixed amounts to group members

Feature

Option to adjust expense shares (e.g. exclude certain items)

Feature

Support for paying groups (multi-family events)

Feature

FAQ

What does Settle Up do?

Settle Up is an application designed to help you track shared expenses and manage IOUs within groups. It's ideal for situations like traveling with friends, sharing a flat, or organizing events, simplifying the process of knowing who owes whom.

What are the key features of Settle Up?

Key features include tracking expenses and IOUs, handling complex splits like multiple payers or weighted shares, managing incomes, adding items from bills, working offline, supporting all currencies with real-time exchange rates, and minimizing the number of transfers needed.

How much does Settle Up cost?

The app is free to download and use, offering core features for managing group expenses. For an enhanced experience, including an ad-free interface, receipt photos, custom categories, and recurring transactions, users can opt for a Premium subscription.

Is Settle Up compatible with different devices?

Yes, Settle Up works on all platforms, meaning you can use it across various devices. It also offers offline functionality, so you can track expenses even without an internet connection.

When would I use Settle Up?

You would use Settle Up for any situation where expenses are shared among multiple people. This includes splitting bills with flatmates, tracking shared costs during a group trip, managing shared household expenses, or organizing payments for an event.