Comparison

tricount vs Settle Up

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

tricount

Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Stay organized and settle up fairly, even with uneven amounts or multiple currencies.

Highlights
  • Free and unlimited expense tracking
  • Fairly split even uneven amounts
  • Manage group expenses for trips, rent, and more
  • Real-time bill tracking and balance overviews
  • Instant payment requests
  • Supports multiple currencies
  • Offline expense tracking
Features
Read full description

Join over 17 million users worldwide who trust tricount to split bills, track expenses, and settle up—free and unlimited. tricount is the easiest way to split costs, manage group expenses, and settle balances with friends, roomies, or your partner. Whether you're organizing a trip, splitting rent, or going out to dinner, tricount helps you stay on top of every bill—fairly and stress-free. Why Choose tricount? • Free & unlimited – No subscription, no hidden fees, no limit on tricounts or expenses • Fair splits – Even for uneven amounts • Great for roomies, couples, friends, or any shared situation • Ideal for cost split on rent, trips, groceries, shared budgets, and more • Real-time bill tracking with clear payback and balance overviews • Send and receive payment requests instantly through the app • Built-in calculator for easy amounts per person • Share expense photos and track everything—even offline • Supports multiple currencies for international trips • Better than spreadsheets—and easier than Splitwise Whether you're planning a getaway, splitting a check, or managing household costs, tricount is the smart, simple way to share expenses and stay organized. Download tricount today – the best way to split, track, and settle group expenses. 100% free, unlimited, and trusted by millions.

About

Settle Up

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

Highlights
  • Track shared expenses
  • Manage IOUs
  • Handle complex splits
  • Multiple payers support
  • Offline functionality
  • Real-time exchange rates
  • Data export
Features
Read full description

Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html

Screenshots

tricount4 screens
Settle Up4 screens

Verdict

The call

The clearest difference is ads: tricount at none against Settle Up's shown. tricount also leads on update cadence (weekly vs every 2 weeks) and monetization model (ad-supported vs free with in-app purchases). On price, rating, review sentiment and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. tricount sells 3 in-app purchases, starting at $3.49 per month and Settle Up sells 10 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for tricount against 4.8 for Settle Up. Both are backed by a comparable volume of ratings — 6.5K and 1.7K respectively. Written reviews are what separate them: 64% of tricount's written reviews are positive against 59% of Settle Up's.

UpkeepUpdate frequency

tricount ships an update weekly, Settle Up every 2 weeks. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
tricount versus Settle Up: the parameters behind the verdict, then further details
ParametertricountSettle Up
PriceFreeFree
Rating4.9 (6.5K ratings) — better4.8 (1.7K ratings)
Positive reviews64.5% of reviews — better58.5% of reviews
Number of ratings6.5K — better1.7K
Update frequencyWeekly — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.4
Further details — not scored
Size294 MB103 MB
Age rating4+4+
DeveloperTricountStep Up Labs, Inc.

Customer experience

tricount

All ratings6,524 ratings
Positive97.5%
Neutral0.9%
Negative1.7%
Written reviews1,202 reviews
Positive64.5%
Neutral8.7%
Negative26.9%

Settle Up

All ratings1,729 ratings
Positive96.5%
Neutral1.2%
Negative2.4%
Written reviews388 reviews
Positive58.5%
Neutral6.2%
Negative35.3%

User reviews

tricount

From 6.5K App Store ratings

What we love

  • 🚀 Intuitive and easy to use
  • 💰 Free with no ads
  • 🌍 Supports multiple currencies
  • 🤝 Facilitates group expense tracking
  • 🧮 Automatic expense calculations

Room to improve

  • 🐛 Occasional calculation errors
  • 🔍 Lack of detailed transaction history
  • 🔒 Limited customization options
  • 🤔 Confusing reimbursement suggestions
  • 🗂️ Difficulty managing large groups

Settle Up

From 1.7K App Store ratings

What we love

  • 👍 Easy to use
  • 💡 Flexible expense splitting
  • 🚀 Fast expense adding
  • 💡 Supports multiple currencies
  • 👍 Helpful for group trips and outings

Room to improve

  • 💰 Expensive compared to alternatives
  • 🐛 Crashes and bugs
  • 👎 Poor UI/UX design
  • 👎 Free version lacks key features
  • 🔒 Requires social media login

Bugs and requests

tricount

Reported bugs

4 issues
  • App crashes when adding new expenses
  • Incorrect balance calculations for some users
  • Sharing/inviting others to a group not always reliable
  • Currency conversion issues for certain regions

Requested features

5 requests
  • Add notes/descriptions for expenses
  • Provide expense categorization and reporting
  • Enable export of expense data (CSV, PDF)
  • Improve split payment options and flexibility
  • Introduce a web-based version for desktop use

Settle Up

Reported bugs

4 issues
  • Expense details disappearing
  • Inability to create new groups
  • Keyboard issues on iOS 8
  • Incompatibility with iPad

Requested features

3 requests
  • Ability to assign fixed amounts to group members
  • Option to adjust expense shares (e.g. exclude certain items)
  • Support for paying groups (multi-family events)

In-app purchases

3 purchases

tricount

Subscriptions2
  • Premium$3.491 Month
  • Premium$9.491 Year
One-time1
  • Small tip$0.99
10 purchases

Settle Up

Subscriptions2
  • Monthly Premium$3.991 Month
  • Yearly Premium7 Days trial$19.991 Year
One-time8
  • Group Premium for 1 week$5.99
  • Group Premium for 2 weeks$9.99
  • Group Premium for 2 months$14.99
Show 5 more
  • Group Premium for 1 month$14.99
  • Group Premium for 2 months$29.99
  • Group Premium5 variants$39.99
  • Group Premium for 1 year$39.99
  • Lifetime Group Premium$149.99

Questions

Is tricount free?
tricount is free to download, with in-app purchases available.
Is Settle Up free?
Settle Up is free to download, with in-app purchases available.
Which has better reviews, tricount or Settle Up?
tricount is rated higher. tricount averages 4.9 out of 5 from 6.5K ratings, while Settle Up averages 4.8 from 1.7K ratings.
Do tricount or Settle Up have ads?
Settle Up shows ads; tricount does not.
Which is updated more often, tricount or Settle Up?
tricount ships an update weekly, and Settle Up every 2 weeks. Most recently, tricount was updated on September 23, 2026 and Settle Up on September 24, 2026.

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