tricount vs Settle Up
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
tricount
Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Stay organized and settle up fairly, even with uneven amounts or multiple currencies.
- Free and unlimited expense tracking
- Fairly split even uneven amounts
- Manage group expenses for trips, rent, and more
- Real-time bill tracking and balance overviews
- Instant payment requests
- Supports multiple currencies
- Offline expense tracking
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Join over 17 million users worldwide who trust tricount to split bills, track expenses, and settle up—free and unlimited. tricount is the easiest way to split costs, manage group expenses, and settle balances with friends, roomies, or your partner. Whether you're organizing a trip, splitting rent, or going out to dinner, tricount helps you stay on top of every bill—fairly and stress-free. Why Choose tricount? • Free & unlimited – No subscription, no hidden fees, no limit on tricounts or expenses • Fair splits – Even for uneven amounts • Great for roomies, couples, friends, or any shared situation • Ideal for cost split on rent, trips, groceries, shared budgets, and more • Real-time bill tracking with clear payback and balance overviews • Send and receive payment requests instantly through the app • Built-in calculator for easy amounts per person • Share expense photos and track everything—even offline • Supports multiple currencies for international trips • Better than spreadsheets—and easier than Splitwise Whether you're planning a getaway, splitting a check, or managing household costs, tricount is the smart, simple way to share expenses and stay organized. Download tricount today – the best way to split, track, and settle group expenses. 100% free, unlimited, and trusted by millions.
Settle Up
Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.
- Track shared expenses
- Manage IOUs
- Handle complex splits
- Multiple payers support
- Offline functionality
- Real-time exchange rates
- Data export
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Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html
Screenshots
Verdict
The clearest difference is ads: tricount at none against Settle Up's shown. tricount also leads on update cadence (weekly vs every 2 weeks) and monetization model (ad-supported vs free with in-app purchases). On price, rating, review sentiment and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. tricount sells 3 in-app purchases, starting at $3.49 per month and Settle Up sells 10 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.9 for tricount against 4.8 for Settle Up. Both are backed by a comparable volume of ratings — 6.5K and 1.7K respectively. Written reviews are what separate them: 64% of tricount's written reviews are positive against 59% of Settle Up's.
tricount ships an update weekly, Settle Up every 2 weeks. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | tricount | Settle Up |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (6.5K ratings) — better | 4.8 (1.7K ratings) |
| Positive reviews | 64.5% of reviews — better | 58.5% of reviews |
| Number of ratings | 6.5K — better | 1.7K |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.4 |
| Further details — not scored | ||
| Size | 294 MB | 103 MB |
| Age rating | 4+ | 4+ |
| Developer | Tricount | Step Up Labs, Inc. |
Customer experience
tricount
Settle Up
User reviews
tricount
From 6.5K App Store ratingsWhat we love
- 🚀 Intuitive and easy to use
- 💰 Free with no ads
- 🌍 Supports multiple currencies
- 🤝 Facilitates group expense tracking
- 🧮 Automatic expense calculations
Room to improve
- 🐛 Occasional calculation errors
- 🔍 Lack of detailed transaction history
- 🔒 Limited customization options
- 🤔 Confusing reimbursement suggestions
- 🗂️ Difficulty managing large groups
Settle Up
From 1.7K App Store ratingsWhat we love
- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings
Room to improve
- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login
Bugs and requests
tricount
Reported bugs
4 issues- App crashes when adding new expenses
- Incorrect balance calculations for some users
- Sharing/inviting others to a group not always reliable
- Currency conversion issues for certain regions
Requested features
5 requests- Add notes/descriptions for expenses
- Provide expense categorization and reporting
- Enable export of expense data (CSV, PDF)
- Improve split payment options and flexibility
- Introduce a web-based version for desktop use
Settle Up
Reported bugs
4 issues- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad
Requested features
3 requests- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)
In-app purchases
tricount
- Premium$3.491 Month
- Premium$9.491 Year
- Small tip$0.99
Settle Up
- Monthly Premium$3.991 Month
- Yearly Premium7 Days trial$19.991 Year
- Group Premium for 1 week$5.99
- Group Premium for 2 weeks$9.99
- Group Premium for 2 months$14.99
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- Group Premium for 1 month$14.99
- Group Premium for 2 months$29.99
- Group Premium5 variants$39.99
- Group Premium for 1 year$39.99
- Lifetime Group Premium$149.99









