Settle Up vs Splid

Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html

Perfect for holidays, housemates or your relationship, Splid helps you to stay on top of your expenses and settle up in an easy, relaxed way. No more fiddling about with change, lost receipts, or disagreements about the balance. Simply enter all your expenses and Splid shows you who owes how much to whom. And the best thing: Splid works on and offline. Create an offline group and get settling up under control within seconds. Or, activate the sync to enter expenses together. It's simple, and there's no sign-up required. Even complicated bills can dealt with quickly and easily with Splid: – Emma paid the supermarket bill but Leo contributed $10? No problem. – Your expenses are in dollars but you want to settle up in euros? Done.  – Hannah had two more drinks than everyone else? Easy-peasy.  All features at a glance: (+) Clean interface that's super easy to use. (+) Share groups online (no sign-up needed). (+) Also works perfectly offline. (+) Download summaries as PDF or Excel* files that are easy to understand. (+) Choose from more than 150 currencies and let Splid automatically convert the amount. (+) Handles even complicated transactions (for example, adding multiple payees or splitting bills unequally). (+) You'll handle as few payments as possible because Splid always finds the easiest way to settle up.  (+) Find out how much your group has spent in total. *Excel export available via in-app purchase.