Best Settle Up Apps

234+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Whether you're new to settle up or looking for an upgrade, our curated collection of 234+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Settle Up Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Settle Up - Group ExpensesSettle Up - Group ExpensesFree4.8★ (1.7K)YesYesAug 2026
2SplitwiseSplitwiseFree3.9★ (27K)NoYesAug 2026
3tricount: Split & Settle Billstricount: Split & Settle BillsFree4.9★ (6.5K)NoNoAug 2026
4Splid – Split group billsSplid – Split group billsFree4.9★ (3.9K)NoYesAug 2026
5SettleUp: Split & SettleSettleUp: Split & SettleFreeNoNoJul 2026
6Expense Split - Track & SettleExpense Split - Track & SettleFree4.7★ (20)NoYesMay 2026
7Settle Up! Claim Lawsuit MoneySettle Up! Claim Lawsuit MoneyFree5.0★ (1)NoYesJul 2026
8Poker SettleUp: Home PokerPoker SettleUp: Home PokerFreeNoNoAug 2026

Top Picks for Settle Up

Settle Up - Group Expenses#1

Settle Up - Group Expenses by Step Up Labs, Inc.

Editor's Choice
💰 Finance
4.8😐(1.7K ratings)
FreeAdsIn-App Purchases
Settle Up - Group Expenses screenshot 1
Settle Up - Group Expenses screenshot 2
Settle Up - Group Expenses screenshot 3
Settle Up - Group Expenses screenshot 4
Settle Up - Group Expenses screenshot 5
Settle Up - Group Expenses screenshot 6

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

What We Love

  • 👍 Easy to use
  • 💡 Flexible expense splitting
  • 🚀 Fast expense adding
  • 💡 Supports multiple currencies

Room to Improve

  • 💰 Expensive compared to alternatives
  • 🐛 Crashes and bugs
  • 👎 Poor UI/UX design
Splitwise#2

Splitwise by Splitwise, Inc.

Split expenses with friends
Strong Contender
💰 Finance
3.9😊(27K ratings)
FreeIn-App Purchases
#30in Finance
Splitwise screenshot 1
Splitwise screenshot 2
Splitwise screenshot 3
Splitwise screenshot 4
Splitwise screenshot 5

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

What We Love

  • 🚀 Simplifies splitting expenses
  • 👍 Easy to use and intuitive
  • 💡 Helpful for group trips and shared living
  • 🚀 Convenient payment integration

Room to Improve

  • 🐛 Confusing settle up process
  • 🐛 Inaccurate receipt scanning
  • 💰 Subscription model too expensive
tricount: Split & Settle Bills#3

tricount: Split & Settle Bills by Tricount

Bill Splitter & Track Expenses
Worth Considering
💰 Finance
4.9😊(6.5K ratings)
FreeIn-App Purchases
tricount: Split & Settle Bills screenshot 1
tricount: Split & Settle Bills screenshot 2
tricount: Split & Settle Bills screenshot 3
tricount: Split & Settle Bills screenshot 4
tricount: Split & Settle Bills screenshot 5
tricount: Split & Settle Bills screenshot 6

Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Stay organized and settle up fairly, even with uneven amounts or multiple currencies.

What We Love

  • 🚀 Intuitive and easy to use
  • 💰 Free with no ads
  • 🌍 Supports multiple currencies
  • 🤝 Facilitates group expense tracking

Room to Improve

  • 🐛 Occasional calculation errors
  • 🔍 Lack of detailed transaction history
  • 🔒 Limited customization options

More Settle Up apps to explore

4
Splid – Split group bills
Splid – Split group bills
Splid – Split group bills
On vacation or with friends
Free

Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.

Track group expensesSettle up easilyOnline and offline functionality
💰 Finance
(3.9K)
free with in-app purchases
5
SettleUp: Split & Settle
SettleUp: Split & Settle
SettleUp: Split & Settle
Split expenses, settle easy
Free
💰 Finance
(0)
6
Expense Split - Track & Settle
Expense Split - Track & Settle
Expense Split - Track & Settle
Bill Splitter for Groups
Free

Easily split shared expenses with friends, roommates, or travel companions. This tool automates calculations, handles custom splits, and provides clear balance breakdowns to simplify debt settlement without awkward conversations.

Split bills in secondsCustomizable and smart splitsIntelligent expense suggestions
💰 Finance
(20)
free with in-app purchases
7
Settle Up! Claim Lawsuit Money
Settle Up! Claim Lawsuit Money
Settle Up! Claim Lawsuit Money
Find Class Action Settlements
Free

Discover unclaimed money from class action lawsuits, data breaches, and consumer claims. Easily check eligibility, access official claim forms, and submit before deadlines expire. Don't miss out on money you're owed.

Discover active class action settlementsCheck eligibility requirementsAccess official claim forms
🔧 Utilities
(1)
free with in-app purchases
8
Poker SettleUp: Home Poker
Poker SettleUp: Home Poker
Poker SettleUp: Home Poker
Track Buy-Ins and Settlements
Free
🎬 Entertainment
(0)
9
Settle Up Golf
Settle Up Golf
Settle Up Golf
Where Golf Games Get Settled
Free

Easily track various golf side games like Nassau, Skins, and Match Play. Avoid confusion with clear scoring and instant results, settling bets in seconds. Designed for golfers to keep competition organized and transparent.

Track multiple golf side gamesInstant scoring and resultsReal-time money board
⚽ Sports
(6)
free with in-app purchases
10
SettleUp: Group Pay Calculator
SettleUp: Group Pay Calculator
SettleUp: Group Pay Calculator
by Sahanand Verma
Free
🔧 Utilities
(0)
11
Tab - The simple bill splitter
Tab - The simple bill splitter
Tab - The simple bill splitter
The simple bill splitter
Free

Effortlessly split bills with friends by simply snapping a picture of your receipt. The app automatically identifies items and prices, allowing users to claim their share. It handles tax and tip calculations proportionally, eliminating manual math.

Receipt scanningAutomatic item and price detectionReal-time item claiming
🔧 Utilities
(1.1K)
free
12
Banana Split, Bill & Expenses
Banana Split, Bill & Expenses
Banana Split, Bill & Expenses
Costs: Friends & Group
Free

Easily manage group expenses for trips and events. Track who paid for what and who owes whom, simplifying settlement. Supports over 120 currencies and allows sharing summaries via email.

Create eventsAdd participantsRecord expenses
💰 Finance
(210)
freemium
13
Depler
Depler
Depler
One pays, everyone settles up
Free

Effortlessly split bills by item, not headcount. One person pays, others scan receipts and Depler automatically deducts their exact share from their bank. Get paid back instantly without group chat reminders or Venmo requests.

Split bills by itemAutomatic bank deductionsInstant repayment
💰 Finance
(3)
free
14
Settle Up Golf - Side Bets
Settle Up Golf - Side Bets
Settle Up Golf - Side Bets
Golf bet tracker + tournaments
Free

Track golf rounds, manage various game formats, and instantly settle bets with your group. Features real-time syncing, scorecard scanning, and social connections for a seamless golfing experience.

Hole-by-hole scoringMultiple golf game formatsTournament management
⚽ Sports
(4)
free with in-app purchases
15
Home Budget Tracker & Planner
Home Budget Tracker & Planner
Home Budget Tracker & Planner
Settle Up for Couples Finances
Free

Organize shared finances and household tasks with this app. It allows groups to budget, track expenses, manage to-do lists, and split bills seamlessly. Perfect for couples, families, and roommates to manage their shared living expenses and responsibilities.

Shared budgeting and expense trackingMonthly spending limits and real-time balanceCustomizable income/expense categories
💰 Finance
(294)
free with in-app purchases
16
Split the Check Receipt Tool
Split the Check Receipt Tool
Split the Check Receipt Tool
Divide Tip Settle Dinner Bill
Free

Effortlessly divide expenses with friends and family. Snap a receipt, assign items, and let the app calculate who owes what, including tax and tip. Supports multiple currencies and offers spending insights.

Smart receipt scanningManual item entryAdd up to 20 people
🔧 Utilities
(44)
free with in-app purchases
17
DivvyUp - Elegantly Settle
DivvyUp - Elegantly Settle
DivvyUp - Elegantly Settle
The elegant way to settle up.
Free

Effortlessly divide expenses with friends using AI receipt scanning. The app itemizes bills, calculates individual shares including tax and tip, and facilitates easy payments through integrated popular services.

AI receipt scanningAutomatic itemizationProportional tax and tip calculation
💰 Finance
(2)
free
18
Bar Whisper
Bar Whisper
Bar Whisper
Live Bar Map + Split The Tab
Free

Easily track shared expenses with friends during social events. This app allows you to create groups, log purchases in real-time, and automatically split bills. Settle up instantly with integrated payment links, ensuring everyone pays their fair share.

Real-time expense trackingSquad managementLive activity feed
🗺️ Navigation
(9)
free
19
Steven – Be even with friends
Steven – Be even with friends
Steven – Be even with friends
Cost split. Settle up. Pay.
Free

Effortlessly manage and split shared expenses among friends and groups. This finance app tracks who owes what, sends automatic reminders, and simplifies settling up for dinners, vacations, or shared living costs.

Split shared expensesTrack who owes whomAutomatic payment reminders
💰 Finance
(19)
free with in-app purchases
20
ABC: Alphabet Learning Games
ABC: Alphabet Learning Games
ABC: Alphabet Learning Games
Learn Letter Tracing & Phonics
Free

This educational game makes learning the alphabet fun for young children through interactive tracing and phonics. It features an engaging story where players help find lost letters in various exciting locations, developing memory and fine motor skills.

Trace letters with finger interactionLearn letter sounds and pronunciationFind hidden letters in diverse environments
📚 Education
(2.7K)
free with in-app purchases

FAQ about Settle Up

What are the best settle up apps for iPhone?
Settle Up - Group Expenses tops our settle up apps ranking as of July 2026, with a 4.8-star average from 1.7K App Store ratings, and it's free to download.
Yes — 20 of the top settle up apps we rank are free to download, including Settle Up - Group Expenses and Splitwise.
Settle Up - Group Expenses shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 234+ settle up apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Settle Up is an application designed to help you track shared expenses and manage IOUs within groups. It's ideal for situations like traveling with friends, sharing a flat, or organizing events, simplifying the process of knowing who owes whom.
Key features include tracking expenses and IOUs, handling complex splits like multiple payers or weighted shares, managing incomes, adding items from bills, working offline, supporting all currencies with real-time exchange rates, and minimizing the number of transfers needed.

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