Comparison

Splid vs BuddyPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splid

Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.

Highlights
  • Track group expenses
  • Settle up easily
  • Online and offline functionality
  • Multi-currency support
  • PDF/Excel export
  • Handles complex transactions
Features
Read full description

Perfect for holidays, housemates or your relationship, Splid helps you to stay on top of your expenses and settle up in an easy, relaxed way. No more fiddling about with change, lost receipts, or disagreements about the balance. Simply enter all your expenses and Splid shows you who owes how much to whom. And the best thing: Splid works on and offline. Create an offline group and get settling up under control within seconds. Or, activate the sync to enter expenses together. It's simple, and there's no sign-up required. Even complicated bills can dealt with quickly and easily with Splid: – Emma paid the supermarket bill but Leo contributed $10? No problem. – Your expenses are in dollars but you want to settle up in euros? Done.  – Hannah had two more drinks than everyone else? Easy-peasy.  All features at a glance: (+) Clean interface that's super easy to use. (+) Share groups online (no sign-up needed). (+) Also works perfectly offline. (+) Download summaries as PDF or Excel* files that are easy to understand. (+) Choose from more than 150 currencies and let Splid automatically convert the amount. (+) Handles even complicated transactions (for example, adding multiple payees or splitting bills unequally). (+) You'll handle as few payments as possible because Splid always finds the easiest way to settle up.  (+) Find out how much your group has spent in total. *Excel export available via in-app purchase.

About

BuddyPay

Effortlessly track and split shared expenses with friends, roommates, and groups. This app simplifies managing bills for trips, dinners, and household costs, ensuring everyone's balances are clear and fair. It helps minimize payments and provides a transparent record of who owes whom.

Highlights
  • Create unlimited expense tracking rooms
  • Flexible split options (equal, percentage, exact amount)
  • Attach receipts and photos to expenses
  • Simplified debt calculations and balance tracking
  • Record external payments for settlement
  • Collaborative group features with real-time updates
  • Multi-currency and multi-language support
Features
Read full description

Split expenses fairly, settle up simply BuddyPay makes tracking shared expenses with friends, roommates, and groups effortless. Whether you're splitting rent, planning a trip, or sharing dinner bills, BuddyPay keeps everyone's balances clear and fair. KEY FEATURES Smart Expense Tracking • Create unlimited rooms for different groups (trips, roommates, events) • Add expenses in seconds with flexible split options • Attach receipts and photos to keep records organized • Track who paid and who owes at a glance Flexible Split Options • Split equally - divide bills evenly among participants • Split by percentage - assign custom percentages to each person • Split by exact amount - specify precise amounts for each member • Automatically calculate fair shares Simplified Balances • See exactly who owes whom with simplified debt calculations • Minimize the number of payments needed in your group • View overall balances and per-expense breakdowns • Real-time balance updates as expenses are added Easy Settlements • Record payments when someone settles their share • Track payment history for complete transparency • Get notified when balances change • All settled? BuddyPay celebrates with you! Collaborative Groups • Create rooms for any occasion: roommates, trips, dinners, events • Invite friends via shareable links or email • Add friends to your network for quick invitations • Everyone stays updated with real-time activity feed Privacy & Security • Your expense data stays private and secure • Optional biometric lock (Face ID/Fingerprint) • Control notification preferences • Block users and manage friend lists Global & Accessible • Support for 13 languages • 150+ currencies supported • Light and dark themes • Clean, intuitive interface PERFECT FOR: - Roommates - Track rent, utilities, groceries, and household expenses - Group Trips - Split accommodation, meals, activities, and transport - Dining Out - Share restaurant bills fairly among friends - Events - Organize party expenses, gifts, and shared costs - Work Teams - Track team lunches and shared office expenses HOW IT WORKS 1. Create a Room - Set up a group for your shared expenses 2. Add Expenses - Log bills with receipt photos and split details 3. Track Balances - See who owes whom with simplified calculations 4. Settle Up - Record payments made outside the app IMPORTANT: BuddyPay is for expense tracking only BuddyPay helps you track and organize shared expenses, but doesn't process actual payments. Users settle debts outside the app using their preferred method (cash, Venmo, PayPal, bank transfer, etc.). Think of it as a smart notebook that keeps everyone accountable. WHY CHOOSE BUDDYPAY? - 100% Free - No premium tiers, no hidden fees - Multi-Currency - Perfect for international trips - Privacy First - Your data belongs to you - Regular Updates - Continuous improvements Download BuddyPay today and say goodbye to awkward money conversations. Keep friendships strong by keeping expenses clear! Questions or feedback? Contact us at support@buddypay.app Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Splid4 screens
BuddyPay4 screens

Verdict

The call

The clearest difference is update cadence: BuddyPay at weekly against Splid's every 3 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splid sells 2 one-off in-app purchases and BuddyPay sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splid ships an update every 3 months, BuddyPay weekly. The most recent releases landed on September 25, 2026 and September 10, 2026 respectively.

Scorecard1 real difference · 9 level
Splid versus BuddyPay: the parameters behind the verdict, then further details
ParameterSplidBuddyPay
PriceFreeFree
Rating4.9 (4K ratings) — better—
Positive reviews98.0% of reviews100.0% of reviews — better
Number of ratings4K — better—
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size12 MB57 MB
Age rating4+4+
DeveloperNicolas JerschMykhailo Kolosov

Customer experience

Splid

All ratings3,991 ratings
Positive98.7%
Neutral0.3%
Negative1.0%
Written reviews2,309 reviews
Positive98.0%
Neutral0.8%
Negative1.2%

BuddyPay

Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Splid

Reported bugs

2 issues
  • Incorrect expense split calculations
  • Inability to delete or edit past expenses

Requested features

5 requests
  • Add ability to attach receipts/photos
  • Implement recurring expense tracking
  • Improve currency conversion handling
  • Allow custom expense categorization
  • Provide more detailed expense reporting

BuddyPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Splid

One-time2
  • 2 Groups$2.99
  • Splid Plus$3.99
2 purchases

BuddyPay

Subscriptions2
  • BuddyPay Plus Monthly7 Days trial$3.991 Month
  • BuddyPay Plus Yearly7 Days trial$39.991 Year

Questions

Is Splid free?
Splid is free to download, with in-app purchases available.
Is BuddyPay free?
BuddyPay is free to download, with in-app purchases available.
Do Splid or BuddyPay have ads?
Neither Splid nor BuddyPay shows ads.
Which is updated more often, Splid or BuddyPay?
Splid ships an update every 3 months, and BuddyPay weekly. Most recently, Splid was updated on September 25, 2026 and BuddyPay on September 10, 2026.

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