Comparison

Splid vs BuddyPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splid

Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.

Highlights
  • Track group expenses
  • Settle up easily
  • Online and offline functionality
  • Multi-currency support
  • PDF/Excel export
  • Handles complex transactions
Features
Read full description

Perfect for holidays, housemates or your relationship, Splid helps you to stay on top of your expenses and settle up in an easy, relaxed way. No more fiddling about with change, lost receipts, or disagreements about the balance. Simply enter all your expenses and Splid shows you who owes how much to whom. And the best thing: Splid works on and offline. Create an offline group and get settling up under control within seconds. Or, activate the sync to enter expenses together. It's simple, and there's no sign-up required. Even complicated bills can dealt with quickly and easily with Splid: – Emma paid the supermarket bill but Leo contributed $10? No problem. – Your expenses are in dollars but you want to settle up in euros? Done.  – Hannah had two more drinks than everyone else? Easy-peasy.  All features at a glance: (+) Clean interface that's super easy to use. (+) Share groups online (no sign-up needed). (+) Also works perfectly offline. (+) Download summaries as PDF or Excel* files that are easy to understand. (+) Choose from more than 150 currencies and let Splid automatically convert the amount. (+) Handles even complicated transactions (for example, adding multiple payees or splitting bills unequally). (+) You'll handle as few payments as possible because Splid always finds the easiest way to settle up.  (+) Find out how much your group has spent in total. *Excel export available via in-app purchase.

About

BuddyPay

Effortlessly track and split shared expenses with friends, roommates, and groups. This app simplifies managing bills for trips, dinners, and household costs, ensuring everyone's balances are clear and fair. It helps minimize payments and provides a transparent record of who owes whom.

Highlights
  • Create unlimited expense tracking rooms
  • Flexible split options (equal, percentage, exact amount)
  • Attach receipts and photos to expenses
  • Simplified debt calculations and balance tracking
  • Record external payments for settlement
  • Collaborative group features with real-time updates
  • Multi-currency and multi-language support
Features
Read full description

Split bills with friends, roommates and travel buddies, without the awkward money talk. BuddyPay keeps track of who paid, who owes whom and how much. Add an expense in seconds or simply scan the receipt. When it's time to settle up, pay each other however you like (cash, bank transfer or any payment app) and record it in BuddyPay, so everyone stays on the same page. BuddyPay doesn't send or hold money. It's the shared record your group can trust. SCAN A RECEIPT, GET EVERY ITEM Take a photo of the bill and BuddyPay reads it for you: every dish, every price, the total and the date. Tap faces to assign items, and shared plates split themselves. Works with photos, screenshots and PDFs. SPLIT IT ANY WAY YOU LIKE - Equally, by exact amounts, by percentage or by shares - Item by item, so everyone pays only for what they ordered - Pick who paid and who's in, for every expense A ROOM FOR EVERY CREW - Trips, roommates, dinner clubs, parties: create as many rooms as you need - Each room has its own members, currency and balance - Invite friends with a link or by email - Add people who don't use the app as virtual friends MADE FOR TRAVEL - 70+ currencies - Pay in the local currency and BuddyPay converts it to your room's currency - See the original amount and the converted one side by side CLEAR BALANCES, FEWER PAYMENTS - See at a glance who owes you and whom you owe, across all your rooms - Simplify debts to settle up with the fewest possible payments - Record payments with the method and date, and keep a full history - An activity feed and notifications keep everyone in the loop PRIVATE AND PERSONAL - Optional Face ID lock - Light and dark mode - Available in 13 languages PERFECT FOR Roommates sharing rent and bills, friends on a trip, couples, dinner clubs, parties and team lunches. BUDDYPAY PLUS BuddyPay is free to use, with unlimited rooms and expenses. Plus adds: - Receipt scanning - Photos and documents attached to expenses - Spending analytics and PDF reports - Unlimited virtual friends BuddyPay Plus is an auto-renewable subscription, billed monthly or yearly. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Questions or ideas? Write to us at support@buddypay.app Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://buddypay.app/privacy

Screenshots

Splid4 screens
BuddyPay4 screens

Verdict

The call

The clearest difference is update cadence: BuddyPay at weekly against Splid's every 3 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splid sells 2 one-off in-app purchases and BuddyPay sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splid ships an update every 3 months, BuddyPay weekly. Both last shipped on October 25, 2026.

Scorecard1 real difference · 9 level
Splid versus BuddyPay: the parameters behind the verdict, then further details
ParameterSplidBuddyPay
PriceFreeFree
Rating4.9 (4.2K ratings) — better—
Positive reviews98.1% of reviews100.0% of reviews — better
Number of ratings4.2K — better—
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size12 MB78 MB
Age rating4+4+
DeveloperNicolas JerschMykhailo Kolosov

Customer experience

Splid

All ratings3,991 ratings
Positive98.7%
Neutral0.3%
Negative1.0%
Written reviews2,394 reviews
Positive98.1%
Neutral0.8%
Negative1.1%

BuddyPay

Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Splid

Reported bugs

2 issues
  • Incorrect expense split calculations
  • Inability to delete or edit past expenses

Requested features

5 requests
  • Add ability to attach receipts/photos
  • Implement recurring expense tracking
  • Improve currency conversion handling
  • Allow custom expense categorization
  • Provide more detailed expense reporting

BuddyPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Splid

One-time2
  • 2 Groups$2.99
  • Splid Plus$3.99
2 purchases

BuddyPay

Subscriptions2
  • BuddyPay Plus Monthly7 Days trial$3.991 Month
  • BuddyPay Plus Yearly7 Days trial$39.991 Year

Questions

Is Splid free?
Splid is free to download, with in-app purchases available.
Is BuddyPay free?
BuddyPay is free to download, with in-app purchases available.
Do Splid or BuddyPay have ads?
Neither Splid nor BuddyPay shows ads.
Which is updated more often, Splid or BuddyPay?
Splid ships an update every 3 months, and BuddyPay weekly. Most recently, Splid was updated on October 25, 2026 and BuddyPay on October 25, 2026.

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