Comparison

Costie vs SplitMaster

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Costie

Features
Read full description

Costie is the fast, simple way to split bills, track shared expenses, and manage IOUs. See who owes what instantly, record repayments in seconds, and keep every group expense under control. Perfect for trips, roommates, couples, families, dinners, events, and everyday shared spending. Costie helps you split costs fairly, avoid confusion, and settle up without awkward reminders. No spreadsheets. No stress. Just clear balances. WHY PEOPLE CHOOSE COSTIE See who owes what instantly Get a clear view of balances, repayments, and shared costs at any time. Split bills your way Split equally, by exact amount, by shares, or with partial payments. Settle up fast Record a payment in one tap and keep balances accurate. Built for real-life groups Great for travel, roommates, rent, groceries, utilities, dinners, road trips, family costs, and events. Works offline Add expenses anywhere. Sync later when you're back online. No account required Start right away. Create an account only if you want sync across devices. FEATURES AI receipt scanning Scan receipts to add expenses faster. Recurring items Track repeating shared expenses like rent, utilities, subscriptions, and regular bills. Borrowed and lent items Keep track of money borrowed, money lent, and personal IOUs in one place. Multiple currencies Perfect for travel, vacations, and international group trips. Distance-based travel costs Split car and ride costs based on distance. Clear summaries Understand spending, repayments, and balances without messy spreadsheets. PERFECT FOR - splitting restaurant bills - roommate expenses - rent and utility sharing - trip and vacation expenses - couples sharing costs - group travel spending - events and outings - shared subscriptions - borrowed and lent money - tracking IOUs Make shared money simple. Download Costie and split bills with confidence.

About

SplitMaster

Features
Read full description

SplitMaster - Split expenses, not friendships. Whether you're with one person or a whole group, SplitMaster keeps track of who paid what โ€” and always shows you who owes what to whom. With friends, it's instant. Adding a shared expense but not yet connected with the other person? Just scan their QR code to link up and log the expense right away. In seconds, you're either even โ€” or you know exactly how much you're not. For groups, everything stays organized. Create a group, invite people, and start adding expenses. Trips, rent, dinners, household costs: balances update in real time every time someone adds something new. Integrated with BudgetMaster. Already using BudgetMaster to manage your finances? Shared expenses you add in SplitMaster are automatically included in your personal budget. No double entry, ever. SplitMaster is the part of BudgetMaster built for expenses that involve more than just you.

Screenshots

Costie4 screens
SplitMaster4 screens

Verdict

The call

The clearest difference is ads: SplitMaster at none against Costie's shown. SplitMaster also leads on update cadence (every 3 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Costie ships an update every 2 months, SplitMaster every 3 weeks. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.

Scorecard2 real differences ยท 4 level
Costie versus SplitMaster: the parameters behind the verdict, then further details
ParameterCostieSplitMaster
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 weeks โ€” better
AdsYesNo โ€” better
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.515.0 โ€” better
Further details โ€” not scored
Size54 MB27 MB
Age rating4+4+
DeveloperSpecter InteractiveSebastiano Reale

In-app purchases

None

Costie

No in-app purchases

None

SplitMaster

No in-app purchases

Questions

Is Costie free?
Costie is free to download, with no in-app purchases.
Is SplitMaster free?
SplitMaster is free to download, with no in-app purchases.
Do Costie or SplitMaster have ads?
Costie shows ads; SplitMaster does not.
Which is updated more often, Costie or SplitMaster?
Costie ships an update every 2 months, and SplitMaster every 3 weeks. Most recently, Costie was updated on October 7, 2026 and SplitMaster on October 14, 2026.

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