ExpenseIO vs SplitMate AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ExpenseIO
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ExpenseIO is your personal finance companion, designed to help you track expenses, manage budgets, and stay on top of your financial goals — all while keeping your data safe. Key Features Create and manage multiple wallets for different purposes. Track deposits and expenses in an intuitive, organized way. Categorize transactions and stay within your budget. Beautiful, minimal design with support for light and dark themes. Face ID and password authentication for extra security. PDF export of your transactions for easy sharing or backup. All your financial data is stored locally on your device — we never store or transmit it to external servers. Whether you’re budgeting for daily expenses, saving for a trip, or tracking side income, ExpenseIO keeps it simple, private, and effective.
SplitMate AI
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SplitMate AI makes splitting bills simple, fast and stress-free. Whether you're at a restaurant, on holiday, sharing accommodation or splitting everyday expenses with friends, SplitMate AI helps everyone pay their fair share. Features: • Scan receipts with AI • Split bills fairly between multiple people • Combine payments for couples or groups • Spin the wheel to randomly choose who pays • Save and reload previous bills • Track your spending with statistics • Add tips instantly • Support multiple currencies • Share bill summaries with friends Designed to make group payments effortless, transparent and even a little fun. No complicated setup. No accounts required. Just split, save and share. Split smarter with SplitMate AI.
Screenshots
Verdict
The clearest difference is ads: ExpenseIO at none against SplitMate AI's shown. ExpenseIO also leads on update cadence (daily vs fortnightly). SplitMate AI's advantage is iOS requirement (15.1 vs 17.6). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ExpenseIO ships an update daily, SplitMate AI fortnightly. The most recent releases landed on October 1, 2026 and October 4, 2026 respectively.
| Parameter | ExpenseIO | SplitMate AI |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily — better | Fortnightly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 1 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | Akshit Mehrotra | CHRISTOPHER KOZHAYA SAAD |
In-app purchases
ExpenseIO
No in-app purchases
SplitMate AI
No in-app purchases









