Comparison

MobiMoney vs SplitMate AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MobiMoney

Gain complete control over your credit and debit card usage. Receive real-time alerts for potential fraud and set custom spending parameters for when, where, and how your cards can be used.

Highlights
  • Full credit/debit card control
  • Real-time fraud alerts
  • Set usage permissions
  • Control spending locations
  • Control spending times
Features
Read full description

MobiMoney is the only app for customers that gives them full control of their credit and debit card usage in a way they’ve never had before. With MobiMoney, customers are alerted to potential fraud and empowered to decide when, where and how their cards are used in real-time. Customers who use MobiMoney will wonder how they ever lived without it.

About

SplitMate AI

Features
Read full description

SplitMate AI makes splitting bills simple, fast and stress-free. Whether you're at a restaurant, on holiday, sharing accommodation or splitting everyday expenses with friends, SplitMate AI helps everyone pay their fair share. Features: • Scan receipts with AI • Split bills fairly between multiple people • Combine payments for couples or groups • Spin the wheel to randomly choose who pays • Save and reload previous bills • Track your spending with statistics • Add tips instantly • Support multiple currencies • Share bill summaries with friends Designed to make group payments effortless, transparent and even a little fun. No complicated setup. No accounts required. Just split, save and share. Split smarter with SplitMate AI.

Screenshots

MobiMoney4 screens
SplitMate AI4 screens

Verdict

The call

The clearest difference is ads: MobiMoney at none against SplitMate AI's shown. SplitMate AI's advantage is update cadence (fortnightly vs every 9 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MobiMoney ships an update every 9 months, SplitMate AI fortnightly. The most recent releases landed on October 8, 2026 and October 4, 2026 respectively.

Scorecard2 real differences · 8 level
MobiMoney versus SplitMate AI: the parameters behind the verdict, then further details
ParameterMobiMoneySplitMate AI
PriceFreeFree
Rating2.7 (232 ratings) — better—
Positive reviews13.0% of reviews—
Number of ratings232 — better—
Update frequencyEvery 9 monthsFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size82 MB39 MB
Age rating4+4+
DeveloperVANTIV, LLCCHRISTOPHER KOZHAYA SAAD

Bugs and requests

MobiMoney

Reported bugs

14 issues
  • Login authentication fails repeatedly
  • Password reset emails not sent
  • Balance display frozen at outdated amounts
  • Transaction notifications stop without warning
  • Face ID/Touch ID fails to activate
Show 9 more
  • App requires constant reinstallation
  • Server unreachable errors
  • Card registration fails with error messages
  • App freezes on login screen
  • Biometric authentication works intermittently
  • Balance shows zero incorrectly
  • Pending transactions cannot be removed
  • Card status changes unexpectedly
  • Sync button non-functional

Requested features

8 requests
  • Improved Face ID/Touch ID reliability
  • Better customer support accessibility
  • Ability to delete/remove registered cards
  • Enhanced balance update frequency
  • Modernized user interface
Show 3 more
  • Joint account support
  • Direct payment transfer capability
  • Better email notification delivery for password resets

SplitMate AI

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MobiMoney

No in-app purchases

None

SplitMate AI

No in-app purchases

Questions

Is MobiMoney free?
MobiMoney is free to download, with no in-app purchases.
Is SplitMate AI free?
SplitMate AI is free to download, with no in-app purchases.
Do MobiMoney or SplitMate AI have ads?
SplitMate AI shows ads; MobiMoney does not.
Which is updated more often, MobiMoney or SplitMate AI?
MobiMoney ships an update every 9 months, and SplitMate AI fortnightly. Most recently, MobiMoney was updated on October 8, 2026 and SplitMate AI on October 4, 2026.

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