BettaLyfe vs Pennycounts
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
BettaLyfe
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BettaLyfe β Save, Invest & Plan Your Future BettaLyfe is your all-in-one money app for savings, payments, and pension planning. With BettaLyfe, you can save smarter, send and receive money instantly, pay bills with ease, access affordable health coverage, and plan your financial futureβall in one secure app. Key Features: Smart Savings & Investments β Flexible savings plans with high returns. Retirement Savings β Secure your retirement with a stress-free automated pension savings account. Send & Receive Money β Fast, safe, and reliable money transfers. Pay Bills Easily β Recharge airtime, data, electricity, and more in seconds. Track & Grow β Monitor your savings, transactions, and earnings in real time. Safe & Secure β Your funds are protected with bank-grade security. Insurance Made Simple β Buy affordable health coverage for you and your family. Why BettaLyfe? BettaLyfe helps you handle everyday transactions and long-term financial growth in one place. Whether you want to pay bills quickly, build wealth for the future, BettaLyfe is your trusted financial partner. Download BettaLyfe App today β Save better, Pay faster and Grow smarter.
Pennycounts
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Pennycounts is a fast, secure way to handle everyday Nigerian bill payments β all from one app. PAY FOR EVERYTHING YOU NEED β’ Airtime and data top-ups for MTN, Glo, Airtel, and 9mobile β’ Electricity tokens for all major DisCos (AEDC, EKEDC, IKEDC, IBEDC, KAEDCO, KEDCO, PHED, JED, BEDC) β’ Cable TV subscriptions for DStv, GOtv, and StarTimes β’ Education PINs for WAEC, JAMB, NECO, and NABTEB SECURE BY DESIGN β’ Payments processed by Paystack, a CBN-licensed Payment Service Provider β’ Bank-grade encryption (TLS) with certificate pinning for every API call β’ Biometric login (Face ID / Touch ID) for fast, secure account access β’ We never see or store your card details β all payment processing is handled by Paystack INSTANT, CLEAR, RELIABLE β’ Real-time transaction status β see exactly when your token arrives β’ Detailed transaction history with downloadable receipts β’ Smart fee calculation shown clearly before you pay β no surprises NO WALLET, NO HASSLE β’ Pay directly from your bank account or card β no need to fund a wallet first β’ Bank transfer is the recommended payment method for lower fees β’ Service fees are kept low and disclosed before every transaction BUILT IN NIGERIA, FOR NIGERIANS Pennycounts is built and operated by Datafy Technologies Limited, a registered Nigerian company committed to making bill payments simple, secure, and reliable. Need help? Visit www.pennycountsng.com or email support@pennycountsng.com
Screenshots
Verdict
BettaLyfe and Pennycounts are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BettaLyfe ships an update fortnightly, Pennycounts every 3 weeks. Both last shipped on October 25, 2026.
| Parameter | BettaLyfe | Pennycounts |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly β better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 15.0 β better | 15.1 |
| Further details β not scored | ||
| Size | 48 MB | 26 MB |
| Age rating | 17+ | 4+ |
| Developer | BettaLyfe | Datafy Technologies Limited |
In-app purchases
BettaLyfe
No in-app purchases
Pennycounts
No in-app purchases





