方舟運算 vs Split Robot

投資的路上，您不需要再孤軍奮戰。 方舟運算不是一款冷冰冰的選股工具，而是一個充滿溫度、陪伴您建立「專屬投資骨架」的避風港。我們深信，與其盲目跟單，不如真正學會如何下單。 透過紀律化的操作，我們已經見證無數股東實現資產的穩健成長，更曾陪伴一位零收入的全職媽媽，一步步將帳戶損益從負 40 萬成功翻轉為正。只要用對方法，您也能踏上財務自由的航道。 一、全台獨創：擺渡人師徒制 我們拒絕放生！每位新朋友登船，都能透過系統綁定專屬的引路前輩，共享知識與專屬回饋。這不是直銷分潤，而是建立在「把人教會」基礎上的能力傳承。搭配 24H 聊天室與曬單功能，讓您在市場中永遠有夥伴相挺。 二、AI 風控運算機：您的資產守門員 系統每小時自動分析全球散戶情緒、外資流向等五大市場指標，給予最客觀的「建議持股水位」。在大盤震盪時，方舟將提早為您拉起防護網。 三、獨家策略：一眼看透好公司 利用數據自動辨識「價值區」，幫您找出基本面好但被低估的潛力股，安心長線佈局；即時預警「升溫區」與 ETF 折溢價，提醒您股價過熱時適度調節，將獲利穩穩放進口袋。 四、位階計算機：買賣不再憑感覺 只要輸入想買的資金與檔數，AI 會結合風控股數自動算出「今天最適合買幾股」。在高位階時引導您極少量掛單、低位階時放大金額，用最科學的方式分散風險。 五、庫存整合：台美股無縫接軌 不需要再切換多個看盤軟體，單一介面就能清楚掌握台美股庫存、損益，並透過圓餅圖視覺化您的資產配置比例。系統更完美支援美股小數點（碎股）計算，不放過每一分微小的努力。 六、離職倒數：財務自由具象化 只要設定好您每個月的理想生活開銷，系統就會根據您的實際投資報酬紀錄，滾動計算出專屬的「離職日期」。讓每一次的獲利入袋，都化為通往自由的具體里程碑。

Back from a trip, the hard part isn't sorting photos — it's the money: who paid for the hotel, who covered dinner, how to convert yen, and who finally owes whom. Split Robot lets everyone add expenses on their own phone. Everything syncs instantly, and the app works out who should pay whom with the fewest transfers. ■ Add expenses together, in real time Create a group and share an invite code or QR code. Friends who join can add expenses too, and everyone gets notified. Friends without the app can be added as members first and linked later. ■ Four ways to split ・By ratio: the usual equal split, or adults 1, kids 0.5 ・By shares: nights stayed, drinks ordered ・By amount: everyone ate something different ・By adjustment: split equally, then add or take off for someone Several people can pay for one expense, and you can record income (like refunds) and transfers between members. ■ Settle up with the fewest transfers See who should receive or pay, simplified into the fewest transfers. Prefer to pay back exactly who you owe? Turn simplification off. Someone hasn't paid yet? Send a reminder, or share the reminder text to any chat app. ■ Made for travel Record each expense in the local currency and convert it to the group's currency. Trip groups can show spending for the whole trip, including flights booked before you left. ■ Record without opening the app ・Apple Pay auto-record: set it up once in the Shortcuts app, and every Apple Pay payment is recorded automatically. Personal and shared cards can use different splits ・Add from screenshot: after paying with another app, double-tap the back of your iPhone and the amount and shop are read for you ・Ask Siri to add an expense ・Home Screen widget ■ Faster entry ・Scan receipts to read the amount and date (recognized on your phone — photos aren't uploaded for recognition) ・Taiwan e-invoice QR codes fill in amount, date, shop and items ・Categories are suggested from your past records ・Save frequent expenses as presets ■ Stats and budgets See spending by category, member and month, and set budgets. Export to CSV or PDF. ■ Shared fund Pool money first and pay from the fund — always know how much is left. ■ Easy to read Light and dark modes, five backgrounds, and four text and icon sizes. ■ Safe from mistakes Every change is logged, and deleted records can be restored from Recently Deleted. Sign in with Apple to keep your groups when you switch phones. ■ Pro (optional subscription) Adding, splitting and settling are always free; the free version shows ads. Pro adds: ・No ads ・Unlimited groups (free: 3) ・Unlimited photos (free: 20 per group) ・Search ・Recurring expenses like rent and subscriptions ・Alternate app icons and extra theme colors Monthly and yearly plans, both with a free trial. Subscriptions renew automatically and can be cancelled anytime in Settings → Apple Account → Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://split-robot.pages.dev/privacy/