Comparison

Holdary vs Split Robot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Holdary

Consolidate all your financial assets, from stocks and crypto to savings and credit card balances, into a single, clear overview. Track your net worth, investment performance, and asset allocation across multiple currencies and accounts automatically.

Highlights
  • Consolidated asset overview
  • Live investment value updates
  • Multi-account management
  • Multi-currency support
  • AI-powered transaction entry
  • Asset trend analysis
  • Privacy-focused, no account needed
Features
Read full description

Do you know what you're worth? Open Holdary and see your total assets, your investment value, and whether you're up or down today. Bring assets scattered across banks, brokerages, exchanges, and different currencies into one place — no tallying it up yourself, no slow spreadsheets. From Taiwan and US stocks, ETFs, and crypto to funds, time deposits, savings, foreign-currency cash, even insurance and unpaid credit card balances — set them all up in one asset overview, converted into your preferred currency, for a clear view of your overall net worth and allocation. Looking for an expense tracker? Holdary takes a different approach — you don't need to log every daily purchase or keep up a tedious expense diary; just update your account balances and investment positions, and you keep tracking how your assets change, how your investments perform, and how your net worth grows. Holding stocks or crypto? Holdary updates market prices and recalculates value automatically, helping you stay on top of your latest positions and gains. Wherever your assets sit, one dashboard shows them at a glance. Key features ・Asset overview: see total assets, net worth, position market value, and allocation in one place ・Live investment value: stock, ETF, fund, crypto, and precious metal prices update automatically — the latest market value and gains at a glance ・Multi-account management: add bank, brokerage, credit card, cash, and other asset accounts, and track them all in one place ・Multi-currency support: TWD, USD, JPY, and more, with automatic exchange rates and your total assets and gains converted for you ・Broker screenshot import: paste a screenshot of your broker app's holdings to quickly create or update positions ・AI quick add: type natural-language entries like "Bought 5 AAPL @ 190" or "Salary 50000," and Holdary works out whether it's a trade, a balance update, or a transfer ・Trade notes: record the reasons and cost behind each trade, and calculate realized gains and losses automatically — so reviewing your decisions is clearer ・Asset trend analysis: see your asset mix, domestic and overseas allocation, and net worth growth trends ・Reminders and auto-schedules: get regular reminders to update, or set an auto-schedule to keep records current ・Backup and data export: manual iCloud backup and data export — your data stays in your hands ・Privacy focused: no account required; your data stays on your device, and only goes to your own iCloud when you choose to back it up Designed for you if: ・You want to track total assets and net worth without logging expenses every day ・You use several bank, brokerage, credit card, or crypto accounts ・You hold Taiwan or US stocks, ETFs, funds, or crypto and want your whole portfolio in one place ・You hold assets in multiple currencies and want a clear view of cross-currency gains and overall allocation ・You want to track asset growth, record investment decisions, and follow how your finances change over time Holdary is a personal wealth dashboard built for investment tracking and asset management — so you can stay on top of every asset in less time. Terms of Use: https://holdary.app/en/terms

About

Split Robot

Features
Read full description

Back from a trip, the hard part isn't sorting photos — it's the money: who paid for the hotel, who covered dinner, how to convert yen, and who finally owes whom. Split Robot lets everyone add expenses on their own phone. Everything syncs instantly, and the app works out who should pay whom with the fewest transfers. ■ Add expenses together, in real time Create a group and share an invite code or QR code. Friends who join can add expenses too, and everyone gets notified. Friends without the app can be added as members first and linked later. ■ Four ways to split ・By ratio: the usual equal split, or adults 1, kids 0.5 ・By shares: nights stayed, drinks ordered ・By amount: everyone ate something different ・By adjustment: split equally, then add or take off for someone Several people can pay for one expense, and you can record income (like refunds) and transfers between members. ■ Settle up with the fewest transfers See who should receive or pay, simplified into the fewest transfers. Prefer to pay back exactly who you owe? Turn simplification off. Someone hasn't paid yet? Send a reminder, or share the reminder text to any chat app. ■ Made for travel Record each expense in the local currency and convert it to the group's currency. Trip groups can show spending for the whole trip, including flights booked before you left. ■ Record without opening the app ・Apple Pay auto-record: set it up once in the Shortcuts app, and every Apple Pay payment is recorded automatically. Personal and shared cards can use different splits ・Add from screenshot: after paying with another app, double-tap the back of your iPhone and the amount and shop are read for you ・Ask Siri to add an expense ・Home Screen widget ■ Faster entry ・Scan receipts to read the amount and date (recognized on your phone — photos aren't uploaded for recognition) ・Taiwan e-invoice QR codes fill in amount, date, shop and items ・Categories are suggested from your past records ・Save frequent expenses as presets ■ Stats and budgets See spending by category, member and month, and set budgets. Export to CSV or PDF. ■ Shared fund Pool money first and pay from the fund — always know how much is left. ■ Easy to read Light and dark modes, five backgrounds, and four text and icon sizes. ■ Safe from mistakes Every change is logged, and deleted records can be restored from Recently Deleted. Sign in with Apple to keep your groups when you switch phones. ■ Pro (optional subscription) Adding, splitting and settling are always free; the free version shows ads. Pro adds: ・No ads ・Unlimited groups (free: 3) ・Unlimited photos (free: 20 per group) ・Search ・Recurring expenses like rent and subscriptions ・Alternate app icons and extra theme colors Monthly and yearly plans, both with a free trial. Subscriptions renew automatically and can be cancelled anytime in Settings → Apple Account → Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://split-robot.pages.dev/privacy/

Screenshots

Holdary4 screens
Split Robot4 screens

Verdict

The call

The clearest difference is ads: Holdary at none against Split Robot's shown. Split Robot's advantage is iOS requirement (16.4 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Holdary sells 2 in-app purchases, starting at $2.99 per month and Split Robot sells 2 in-app purchases, starting at $1.00 per month. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 8 level
Holdary versus Split Robot: the parameters behind the verdict, then further details
ParameterHoldarySplit Robot
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 days—
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.016.4 — better
Further details — not scored
Size33 MB86 MB
Age rating12+4+
DeveloperMottx Co., Ltd.JIE-LIN YU

In-app purchases

2 purchases

Holdary

Subscriptions2
  • Holdary Pro Monthly$2.991 Month
  • Holdary Pro Yearly1 Year trial$19.991 Year
2 purchases

Split Robot

Subscriptions2
  • Pro Monthly7 Days trial$1.001 Month
  • Pro Yearly14 Days trial$9.001 Year

Questions

Is Holdary free?
Holdary is free to download, with in-app purchases available.
Is Split Robot free?
Split Robot is free to download, with in-app purchases available.
Do Holdary or Split Robot have ads?
Split Robot shows ads; Holdary does not.

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