ManualFlow vs Spending Tracker・Buck
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ManualFlow
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Track expenses, set budgets, and reach savings goals — all 100% offline and private. ManualFlow keeps YOUR data on YOUR device. No bank linking, no account required, no cloud servers. SMART BUDGET MANAGEMENT • Set spending limits by category with smart alerts • Real-time budget tracking with progress indicators • Monthly and annual budget analysis • Overspending notifications to keep you on track EXPENSE TRACKING MADE SIMPLE • Lightning-fast transaction entry with intelligent categorization • Multi-currency support with 150+ currencies worldwide • Attach notes and details to every transaction • Income and expense tracking with visual insights SAVINGS GOALS • Create and track savings goals with visual progress • Multiple goal types: savings, debt payoff, emergency funds • Milestone celebrations to maintain motivation • Goal-based spending recommendations 100% OFFLINE & PRIVATE • Zero third-party servers — your data stays on YOUR device • No account registration required • Optional cloud backup to YOUR OWN Google Drive or iCloud • You own and control 100% of your data POWERFUL ANALYTICS • Beautiful spending breakdowns by category and time • Monthly, quarterly, and yearly trend analysis • Account-wise spending distribution • Interactive charts for deeper financial insights COMPLETE ACCOUNT MANAGEMENT • Unlimited accounts: checking, savings, cash, credit cards, loans • Account balance tracking with transaction history • Transfer management between accounts • Account-based filtering and reporting PROFESSIONAL TOOLS • CSV/JSON export for tax preparation and analysis • Cloud backup to Google Drive or iCloud (stored in YOUR account) • Local data backup and restore functionality • Dark/light theme with system sync • Biometric app lock for extra security ADVANCED FEATURES • Recurring transaction templates • Custom category creation with icons • Transaction search and advanced filtering • Bulk transaction operations • Native iOS design for iPhone and iPad WHY MANUALFLOW? Unlike finance apps that link to your bank or store data on third-party servers, ManualFlow is built for manual tracking — fast entry, full control, zero exposure. This means: • No bank linking — enter what you spend, when you spend it • No third-party servers — we never see or store your data • Works completely offline (cloud backup is optional) • Your data stays yours forever ManualFlow Pro: $5.99/month or $59.99/year. One subscription unlocks everything — no tiers, no ads. Perfect for privacy-conscious users, families managing household budgets, students tracking spending, and anyone who values data ownership and financial clarity. Download ManualFlow today and take back control of your finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spending Tracker・Buck
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Buck - Expense and budget tracker app is the easiest way to manage your finances. With this personal money manager, budget & expense tracker app, you can track daily expenses, plan budgets, and monitor subscriptions all in one place. Buck helps you stay on top of your spending habits and reach your financial goals faster. Use Buck as a personal daily expense tracker app to record every purchase and see exactly where your money goes. It also works as a personal budget planner with savings goals, helping you plan spending and achieve your savings targets. With Buck, managing money becomes simple and stress-free. Why Choose Buck? Buck is more than a finance app. It acts as an easy budget tracker to save money and a money tracker for personal finance. You can track daily expenses, set limits, and save money while understanding your financial patterns. The app also works as a simple bill organizer and expense tracker to manage bills and recurring payments. You can track expenses and personal income tracker app easily, so you know your exact balance every day. Key Features • Instant Expense Tracking: Log daily expenses in seconds and categorize them for clarity. • Budget Planner Tools: Set limits for each category and track spending effectively. • Money Management Tools: Buck acts as a personal money manager app to track income, expenses, and savings. • Subscription Tracking: Keep an eye on subscriptions and avoid missed payments with manage subscriptions and expense tracker. • Visual Analytics: Understand spending trends and track savings progress. • Multiple Accounts & Currencies: Manage money across accounts and currencies easily. Goals & Savings Tracker Buck is your save money and savings goals tracker. Set goals for travel, emergencies, or personal projects. Visual progress bars help you stay motivated. Use Buck as a simple money saving tracker app to monitor daily savings and reach your goals step by step. Track Spending and Budget Control your money with Buck. Track spending and budgets using this money management app for personal finance. Whether it’s a finance tracker for daily expenses or a budget app with income and expense tracking, Buck helps you stay organized. You can see exactly where your money goes and plan for the future. Organize Bills and Subscriptions Use Buck as a bill tracker and money manager for personal finance. Record monthly bills, due dates, and recurring payments easily. With subscription tracker and expense manager features, you never forget a subscription. The expense record with budget planner keeps your spending aligned with your financial plan. Vacation Mode Traveling? Buck allows you to track holiday expenses separately. Maintain dedicated budgets for trips without affecting your daily spending. Vacation planning becomes stress-free, and overspending is avoided. Who Should Use Buck? • Anyone needing a personal daily expense tracker app • Users looking for a personal budget planner with savings goals • People wanting an easy budget tracker to save money • Those who want a money tracker for personal finance and a simple expense manager to track spending and savings Why Buck Stands Out Buck combines the best features of a money organizer app with budget planner, a personal money manager app to track income, expenses, and savings, and a finance tracker for daily expenses. Track spending, monitor budgets, organize bills, manage subscriptions, and achieve your savings goals all in one app. Download Buck Today Take control of your finances with buck: personal money manager, budget & expense tracker app. Track expenses, plan budgets, manage subscriptions, and save money. Use Buck as your daily expense tracker app, personal budget planner with savings goals, and money tracker for personal finance. Organize bills, subscriptions, and money efficiently. Start using Buck today and make managing your finances simple and stress-free.
Screenshots
Verdict
The clearest difference is ads: Spending Tracker・Buck at none against ManualFlow's shown. ManualFlow's advantage is update cadence (every 4 weeks vs every 4 months) and iOS requirement (16.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ManualFlow sells 2 in-app purchases, starting at $5.99 per month and Spending Tracker・Buck sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
ManualFlow ships an update every 4 weeks, Spending Tracker・Buck every 4 months. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.
| Parameter | ManualFlow | Spending Tracker・Buck |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 weeks — better | Every 4 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 57 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | kemal cetinkaya | Muneeb Rana |
In-app purchases
ManualFlow
- Monthly Premium Access$5.991 Month
- Yearly Premium Access$59.991 Year
Spending Tracker・Buck
- Monthly Subscription$0.991 Month
- Yearly Subscription$7.991 Year
Questions
Is ManualFlow free?
Is Spending Tracker・Buck free?
Do ManualFlow or Spending Tracker・Buck have ads?
Which is updated more often, ManualFlow or Spending Tracker・Buck?
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