Comparison

Net Worth Horizon vs Commas

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Horizon

Features
Read full description

Net Worth Horizon helps you see where you stand financially — without daily budgets or spreadsheets. Track your assets, debts, and net worth in one simple dashboard and watch how your wealth evolves. What you’ll get • Instant net worth overview • Assets & liabilities in one place • Clean charts for trends over time • Widgets for Home & Lock Screen • Private, iCloud-synced, no sign-up • Designed for clarity and simplicity Understand your finances in seconds. Start with Net Worth Horizon today.

About

Commas

Features
Read full description

Commas is the privacy-first iPhone app for tracking your net worth over time. Add your accounts, log your balances, and watch your wealth grow through beautiful charts and clear summaries. No account required. No ads. Your financial data lives on your device and syncs privately through iCloud. TRACK EVERY ACCOUNT IN ONE PLACE Add any type of account: bank accounts, investments, crypto, property, business valuations, and debt. Every account type you have, Commas handles it. CONVERT CURRENCIES EFFORTLESSLY Hold accounts in different currencies? No problem. Commas converts everything to your base currency using live exchange rates updated daily, covering 160+ currencies worldwide. VISUALIZE YOUR WEALTH CLEARLY See your net worth over time with a smooth area chart. Explore your allocation with a donut breakdown. Compare categories side by side with a bar chart. Every chart is built natively for iPhone and looks great in light or dark mode. SET GOALS AND HIT THEM Set a net worth target and watch your progress bar fill up over time. Add a target date and Commas tracks how much time you have left. SYNC ACROSS ALL YOUR DEVICES Your data syncs privately and automatically across all your iPhones through iCloud. No account needed, no third-party servers involved. UPDATE BALANCES IN SECONDS Use Quick Update to refresh all your account balances at once from a single screen. Set reminders so you never forget to log your numbers. PROTECT YOUR FINANCIAL PRIVACY Commas never sells your data. No advertising network. No sign-up required. Your account balances and net worth data are stored in your private iCloud account and never touch our servers. DESIGNED EXCLUSIVELY FOR IPHONE Native app built for iOS 17 and above. Supports light and dark mode. SPEAK YOUR LANGUAGE Available in English, French, Spanish, and Portuguese. Download Commas free and start watching the commas grow. Privacy Policy: https://getcommas.app/privacy | Terms of Use: https://getcommas.app/terms

Screenshots

Net Worth Horizon3 screens
Commas4 screens

Verdict

The call

The clearest difference is in-app purchases: Net Worth Horizon at none against Commas's 2. Commas's advantage is update cadence (every 3 weeks vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Commas sells 2 in-app purchases, starting at $9.99 per year. Net Worth Horizon asks for nothing beyond the download.

UpkeepUpdate frequency

Net Worth Horizon ships an update every 6 weeks, Commas every 3 weeks. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 4 level
Net Worth Horizon versus Commas: the parameters behind the verdict, then further details
ParameterNet Worth HorizonCommas
PriceFreeFree
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad — betteriPhone
Requires iOS17.617.0 — better
Further details — not scored
Size5 MB15 MB
Age rating4+4+
DeveloperIlya VydrenkovStrivian LLC

In-app purchases

None

Net Worth Horizon

No in-app purchases

2 purchases

Commas

Subscriptions1
  • Commas Pro — Annual7 Days trial$9.991 Year
One-time1
  • Commas Pro — Lifetime$24.99

Questions

Is Net Worth Horizon free?
Net Worth Horizon is free to download, with no in-app purchases.
Is Commas free?
Commas is free to download, with in-app purchases available.
Do Net Worth Horizon or Commas have ads?
Neither Net Worth Horizon nor Commas shows ads.
Which is updated more often, Net Worth Horizon or Commas?
Net Worth Horizon ships an update every 6 weeks, and Commas every 3 weeks. Most recently, Net Worth Horizon was updated on October 8, 2026 and Commas on October 13, 2026.

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