Comparison

Ramsey Network vs SpendFriend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ramsey Network

Access a wealth of financial advice and motivational content from Ramsey personalities. Listen to podcasts, audiobooks, and find answers to your money questions with AI-powered search. Stay focused on your financial goals with easy offline listening and topic-based browsing.

Highlights
  • Offline episode downloads
  • Browse content by topic
  • In-app audiobook listening
  • AI-powered question search
  • Access to multiple Ramsey shows
Features
Read full description

The Ramsey Network app is the best place for focused Ramsey content that will keep you motivated and inspired to reach your goals! What you’ll love about the Ramsey Network app: - Easy Access: Listen to episodes—anytime, anywhere. Keep track of where you left off and download episodes to play them offline! - Browse/Topics: Browse by topic and save time: From budgeting to career advice to retirement planning, find calls that answer your specific questions. - Audiobooks: Listen to your favorite Ramsey books without ever leaving the app – you can even purchase more books directly from the app. - Search: Ask Ramsey your question, and our AI search tool will find a call from The Ramsey Show with the answer! - Focused: The Ramsey Network App—the best place for uninterrupted, easy access to the content that keeps you focused on your goals. Listen and discover the latest from Ramsey Personalities like: The Ramsey Show The Dr. John Delony Show Smart Money Happy Hour The EntreLeadership Podcast The Rachel Cruze Show The Ken Coleman Show The Ramsey Show Highlights Ramsey Every Day Millionaires Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Terms of Use: https://www.ramseysolutions.com/company/policies/terms-of-use

About

SpendFriend

Track your spending in real-time to avoid checkout surprises. Use voice input to quickly log purchases and monitor your budget, ensuring you know your available funds before you pay.

Highlights
  • Speech-to-text expense logging
  • Real-time spending tracking
  • Budget setting and monitoring
  • Available funds display
  • Avoid checkout surprises
Features
Read full description

Ever wished you knew how much you were spending *before* you got to the checkout at the store?? I for sure have! And I got fed up with being surprised by the price at the register, so I built this app: SpendFriend. As you walk through the store, with the Speech to Text feature, you can simply say the item you are purchasing and the cost and it all gets entered for you! I hope you enjoy this feature as much as I have. It will help you set your budget and know how much you are spending and how much is available. Due to strange tax laws around what type of food is/is-not taxable, it doesn't always get it *exactly* right, but the main goal here is to never be surprised by how much that checkout total is going to be again. I hope you enjoy the app and are more informed about how much you are paying *before* you get to checkout! :) NOTE: This app is NOT intended to get you a perfect, or exact number of how much you are going to pay, but it should be very close. I'm always working on improving it's accuracy and always strive to get it as close as possible to that final number. Also, if you'd like to try it out for free, minus all the cool features of an iOS app, check out the original version at https://groceryfriend.app

Screenshots

Ramsey Network4 screens
SpendFriend4 screens

Verdict

The call

The clearest difference is price: Ramsey Network at Free against SpendFriend's $7.99. Ramsey Network also leads on ratings volume (25K vs 1). SpendFriend's advantage is in-app purchases (none vs 10) and iOS requirement (12.4 vs 15.1). On rating, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Ramsey Network is free to download; SpendFriend costs $7.99 up front. Ramsey Network sells 10 one-off in-app purchases. SpendFriend asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Ramsey Network against 5.0 for SpendFriend. That said, the two scores are not equally well evidenced: Ramsey Network has 25K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Ramsey Network ships an update fortnightly, SpendFriend every 3 weeks. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
Ramsey Network versus SpendFriend: the parameters behind the verdict, then further details
ParameterRamsey NetworkSpendFriend
PriceFree — better$7.99
Rating4.9 (25K ratings)5.0 (1 ratings) — better
Positive reviews59.6% of reviews—
Number of ratings25K — better1
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.112.4 — better
Further details — not scored
Size51 MB15 MB
Age rating12+4+
DeveloperThe Lampo Group IncorporatedJoshua Friend

Customer experience

Ramsey Network

All ratings25,464 ratings
Positive98.8%
Neutral0.6%
Negative0.6%
Written reviews151 reviews
Positive59.6%
Neutral10.6%
Negative29.8%

SpendFriend

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Ramsey Network

Reported bugs

3 issues
  • Feedback button leads to error
  • Login screen timeouts
  • Inconsistent audio/video sync

Requested features

4 requests
  • Landscape mode support
  • Episode search and navigation
  • Offline audio playback
  • Reverse chronological episode order

SpendFriend

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

Ramsey Network

One-time10
  • EntreLeadership$17.99
  • Build A Business You Love$19.99
  • Own Your Past, Change Your F..$19.99
Show 7 more
  • Baby Steps Millionaires$19.99
  • Breaking Free From Broke$19.99
  • Building A Non-Anxious Life$19.99
  • Total Money Makeover 20th$19.99
  • Know Yourself, Know Your Money$19.99
  • Money is Not a Math Problem$19.99
  • Get Clear Assessment: Find ...$34.99
None

SpendFriend

No in-app purchases

Questions

Is Ramsey Network free?
Ramsey Network is free to download, with in-app purchases available.
Is SpendFriend free?
SpendFriend costs $7.99, with no in-app purchases.
Which has better reviews, Ramsey Network or SpendFriend?
SpendFriend is rated higher. Ramsey Network averages 4.9 out of 5 from 25K ratings, while SpendFriend averages 5.0 from 1 ratings.
Do Ramsey Network or SpendFriend have ads?
Neither Ramsey Network nor SpendFriend shows ads.
Which is updated more often, Ramsey Network or SpendFriend?
Ramsey Network ships an update fortnightly, and SpendFriend every 3 weeks. Most recently, Ramsey Network was updated on November 3, 2026 and SpendFriend on November 3, 2026.

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