My Vault Card Plus vs UnDrip
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Vault Card Plus
Manage your Vault Visa® Payroll Card on the go. Check balances, review transactions, and add your card to mobile payment services for secure spending. Easily find nearby ATMs for cash access.
- Check account balance
- Review transaction history
- Add card to Apple Pay/Google Pay
- Find nearby ATMs
- Secure card management
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Manage Your New Vault Visa® Payroll Card with Ease My Vault Card Plus gives you access to manage your Vault Visa® Payroll Card anytime, anywhere. Check your balance, review transactions, and stay in control of your pay directly from your mobile device. This app is for employees who use Paycom's HR and payroll technology at work and have enrolled for the Vault Visa® Payroll Card through Paycom's Employee Self-Service®. Stay on Top of Your Pay Instantly check your available balance and see recent payroll and direct deposits so you always know how much money you have and where it’s going. Start Spending Right Away Add your Vault card to Apple Pay®/Google Pay® right away to make quick, secure purchases in stores and online while you wait for your physical card to arrive by mail. (Once your physical card arrives, you can add Vault to Samsung Pay® as well.) Track Spending View your transaction history to monitor purchases, ATM withdrawals, and everyday spending. Find Nearby ATMs Enjoy easy access to cash at over 40,000 no-fee Allpoint® ATMs in the U.S. and Puerto Rico.* Secure and Convenient Your payroll card information is protected with secure access, so you can manage your money confidently from your phone. *See app or visit myvaultcard.com for surcharge-free Allpoint ATM locations. Fees apply for out-of-network withdrawals. See your Cardholder Agreement for full list of applicable fees for your card. ATM limits apply. The Vault Visa® Payroll Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa USA, Inc. and can be used everywhere Visa debit cards are accepted. Allpoint is a registered trademark of ATM National LLC. Visa is a registered trademark of Visa International Service Association. Apple Pay is a registered trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc., registered in the U.S. and other countries. Google and Google Pay are registered trademarks of Google, LLC. Samsung and Samsung Pay are trademarks owned by Samsung Electronics Co., Ltd. All other marks and logos are the property of Paycom or the respective owners of such marks and logos.
UnDrip
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Track every subscription on your iPhone — without ever giving an app access to your bank account. Most subscription trackers force you to link Chase, Bank of America, or Wells Fargo through a third-party service like Plaid. UnDrip doesn't. You import your bank or credit card statement (PDF), and our on-device AI parses it locally in seconds. Your account credentials never leave your phone. WHY UNDRIP • On-device AI — no servers, no cloud, no data brokers • No bank login — works with any US PDF statement • Auto-detects recurring charges and flags potential waste (forgotten subs, duplicate category, price increases, no recent activity) • Categorizes 180+ popular brands instantly (Netflix, Spotify, HBO Max, Amazon Prime, Adobe, Peloton, Planet Fitness…) • Spots zombie subscriptions you forgot about • Annual cost projection on every monthly charge • Encrypted local SQLCipher database — uninstall the app and every trace is gone SUPPORTED BANKS Built-in deterministic parsers for: Chase, Bank of America, Wells Fargo, Capital One, American Express, Citibank, Navy Federal, USAA. Generic fallback parser for any other US bank or credit union. UNDRIP PRO Free: 1 PDF import, up to 3 detected subscriptions. Pro: unlimited imports, multi-account, full insights dashboard, PDF export of summaries. • Monthly $2.99 • Lifetime $24.99 (one-time, no renewals) PRIVACY-FIRST, BY DESIGN We collect zero personal data. We have no servers receiving your statements. The AI runs on your iPhone's Apple Silicon. Privacy isn't a marketing line — it's the architecture. Built by an indie team. No VC, no analytics, no ads. Terms of Use: https://capita.srl/en/undrip/terms Privacy Policy: https://capita.srl/en/undrip/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: My Vault Card Plus at none against UnDrip's 2. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. UnDrip sells 2 in-app purchases, starting at $2.99 per month. My Vault Card Plus asks for nothing beyond the download.
| Parameter | My Vault Card Plus | UnDrip |
|---|---|---|
| Price | Free | Free |
| Rating | 1.6 (35 ratings) — better | — |
| Positive reviews | 14.3% of reviews | — |
| Number of ratings | 35 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 19 MB | 398 MB |
| Age rating | 12+ | 4+ |
| Developer | payfare Inc. | CAPITA srl |
In-app purchases
My Vault Card Plus
No in-app purchases
UnDrip
- UnDrip Pro Monthly$2.991 Month
- UnDrip Pro Lifetime$24.99









