Comparison

My Vault Card Plus vs SplitNow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Vault Card Plus

Manage your Vault Visa® Payroll Card on the go. Check balances, review transactions, and add your card to mobile payment services for secure spending. Easily find nearby ATMs for cash access.

Highlights
  • Check account balance
  • Review transaction history
  • Add card to Apple Pay/Google Pay
  • Find nearby ATMs
  • Secure card management
Features
Read full description

Manage Your New Vault Visa® Payroll Card with Ease My Vault Card Plus gives you access to manage your Vault Visa® Payroll Card anytime, anywhere. Check your balance, review transactions, and stay in control of your pay directly from your mobile device. This app is for employees who use Paycom's HR and payroll technology at work and have enrolled for the Vault Visa® Payroll Card through Paycom's Employee Self-Service®. Stay on Top of Your Pay Instantly check your available balance and see recent payroll and direct deposits so you always know how much money you have and where it’s going. Start Spending Right Away Add your Vault card to Apple Pay®/Google Pay® right away to make quick, secure purchases in stores and online while you wait for your physical card to arrive by mail. (Once your physical card arrives, you can add Vault to Samsung Pay® as well.) Track Spending View your transaction history to monitor purchases, ATM withdrawals, and everyday spending. Find Nearby ATMs Enjoy easy access to cash at over 40,000 no-fee Allpoint® ATMs in the U.S. and Puerto Rico.* Secure and Convenient Your payroll card information is protected with secure access, so you can manage your money confidently from your phone. *See app or visit myvaultcard.com for surcharge-free Allpoint ATM locations. Fees apply for out-of-network withdrawals. See your Cardholder Agreement for full list of applicable fees for your card. ATM limits apply. The Vault Visa® Payroll Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa USA, Inc. and can be used everywhere Visa debit cards are accepted. Allpoint is a registered trademark of ATM National LLC. Visa is a registered trademark of Visa International Service Association. Apple Pay is a registered trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc., registered in the U.S. and other countries. Google and Google Pay are registered trademarks of Google, LLC. Samsung and Samsung Pay are trademarks owned by Samsung Electronics Co., Ltd. All other marks and logos are the property of Paycom or the respective owners of such marks and logos.

About

SplitNow

Features
Read full description

Split the bill, keep it simple. SplitNow is a single-purpose split-bill app. No accounts, no groups, no IOUs, no balances. Scan a receipt, type freely who ordered what, and the AI does the rest. Share a receipt-card image with payment details in two taps. • Scan or skip. Point your camera at the receipt — on-device OCR pulls the items. Or skip and type from scratch. Either way works. • Plain-English describe. "Anna had the pasta, Bob had pizza, we shared garlic bread." That's the whole input. AI sorts it. • Tax + tip split modes. Proportional, equal, or skip. Pick once, SplitNow remembers. • Multi-currency, IDR default. Detects the receipt's currency automatically; override in Settings if needed. • Share a receipt card. One image, one share sheet. Send it to the group chat and you're done. • Bank + e-wallet + QRIS. Add your payment methods once; they embed on the share card so people know exactly how to pay you. • No accounts. No login. No analytics. The receipt photo never leaves your phone — only the OCR text and your description do. Built by Devara Fikry Akmal at Devalab — a one-person studio of small, calm apps.

Screenshots

My Vault Card Plus4 screens
SplitNow4 screens

Verdict

The call

My Vault Card Plus and SplitNow are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
My Vault Card Plus versus SplitNow: the parameters behind the verdict, then further details
ParameterMy Vault Card PlusSplitNow
PriceFreeFree
Rating1.6 (39 ratings) — better—
Positive reviews14.3% of reviews—
Number of ratings39 — better—
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size19 MB40 MB
Age rating12+4+
Developerpayfare Inc.Devara Fikry Akmal

In-app purchases

None

My Vault Card Plus

No in-app purchases

None

SplitNow

No in-app purchases

Questions

Is My Vault Card Plus free?
My Vault Card Plus is free to download, with no in-app purchases.
Is SplitNow free?
SplitNow is free to download, with no in-app purchases.
Do My Vault Card Plus or SplitNow have ads?
Neither My Vault Card Plus nor SplitNow shows ads.

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