MonoBudget vs Subs Subscription Tracker
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
MonoBudget
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Finally know what's actually left at the end of the month. MonoBudget is a household budget planner built around your fixed costs. Enter your income and your recurring bills, and within minutes you'll see how much money is genuinely free to spend each month. No bank connection, no account, no ads. SET UP IN 5 MINUTES Add your salary, add your fixed costs, done. No lengthy onboarding, no category spreadsheets to fill in first. โ Enter your income: salary, side job, benefits โ Add your fixed costs: rent, insurance, utilities, subscriptions โ MonoBudget immediately shows you what's left Once a cost is set up, MonoBudget keeps creating its monthly entries for you. There's nothing to maintain. NOT AN EXPENSE TRACKER You don't log every coffee here. This is about your fixed, predictable costs โ so you know what's genuinely available to spend, and where to start if you want to save. YOUR DATA STAYS WITH YOU No account, no sign-up, no MonoBudget server, no tracking. Your financial data lives locally on your iPhone. Back up only if you want to. Encryption happens on the device with a passphrase only you know, and you decide whether a backup stays on your iPhone or goes to your iCloud Drive. You can also export plain JSON at any time and take your data with you. FREE FEATURES - Unlimited income sources and fixed costs - Repeats monthly, quarterly, semi-annually, yearly, or on your own interval in days, weeks, months, or years - Yearly bills counted either in the month they're due or spread evenly across the year - A clear chart of where your money goes - Your own categories and colors - Sort and filter by person, category, and interval - A reminder before bigger payments like insurance or an annual subscription - App lock via Face ID, Touch ID, or your passcode - 14 color themes, light and dark - Move between months โ past and future - Export and import your data: open JSON or passphrase-encrypted - English and German MONOBUDGET PRO - Analytics: key figures, expenses and income in one chart with past and forecast kept apart, and breakdowns by category and person - Scenarios: work out what a new job, a move or a bigger purchase would do to your budget, without changing your real data. Compare a scenario against your real figures or against another scenario - Fair Split: divide fixed costs fairly between two people โ 50/50, proportional to income, or your own percentage. Includes a preview for next year and a monthly settlement the app books for you - Add a second person, ideal for couples and shared households - Automatic encrypted backups, created daily in the background - 2 additional premium themes Pro is a one-time purchase. No subscription, no recurring cost. WHAT IF? (PRO) A new job, a move, a loan paid off? The question is always what would be left each month. Copy your real figures into a scenario, adjust what the change would cost or bring in, and compare the result against today. Your real budget stays untouched. Pro is a one-time purchase. No subscription, no recurring cost. WHO IS MONOBUDGET FOR? โ You want to know how much is left once every fixed cost is paid โ Your fixed costs are high: rent, car, childcare, insurance โ Other budget apps feel too complicated โ You share costs with a partner or flatmates โ Privacy matters to you Made in Austria. No ads, no tricks.
Subs Subscription Tracker
Manage all your recurring expenses, from subscriptions to rent, in one organized place. Understand your spending, track upcoming payments, and identify potential savings to improve your financial health.
- Track subscriptions and recurring costs
- See upcoming payments
- Analyze spending by category
- Monitor Subscription Health
- Discover potential savings
- Organize active, canceled, and inactive subscriptions
- Sync data with iCloud
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Your subscriptions. Your fixed costs. Your control. Subscriptions, apps, software, memberships and recurring fixed costs add up quickly. Subs gives you one clear place to see what you're paying for, what's coming next, and where your money goes every month. With Subs, you can: โข Track subscriptions and recurring fixed costs in one place โข See upcoming payments before they happen โข Understand monthly and yearly spending โข Organize costs by category โข Analyze your Subscription Health โข Discover potential savings โข Keep track of active, canceled and inactive subscriptions โข Keep your data in sync with iCloud Subscription Health Subscription Health helps you understand how your subscriptions affect your budget and encourages more mindful spending. See how much you really spend on subscriptions, which ones make up the biggest share of your costs, and where you may be able to save. Subscriptions and fixed costs, separated Track recurring fixed costs such as rent, utilities or insurance separately from subscriptions. This keeps your Subscription Health focused while still giving you one place to see your recurring payments. Designed for iPhone Built for iOS with a clean, native interface that feels right at home on your iPhone. Stay on top of small monthly costs before they turn into big yearly expenses. Some features require Subs Premium, available as an in-app purchase. Privacy Policy: https://trysubs.app/legal/privacy-app/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Subs Subscription Tracker at none against MonoBudget's 1. Subs Subscription Tracker also leads on update cadence (every 4 days vs every 2 months). MonoBudget's advantage is iOS requirement (16.4 vs 26.0). On price, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. MonoBudget sells 1 one-off in-app purchase. Subs Subscription Tracker asks for nothing beyond the download.
MonoBudget ships an update every 2 months, Subs Subscription Tracker every 4 days. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.
| Parameter | MonoBudget | Subs Subscription Tracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | โ | 100.0% of reviews |
| Update frequency | Every 2 months | Every 4 days โ better |
| Ads | No | No |
| In-app purchases | Yes | No โ better |
| Monetization | โ | Free with in-app purchases |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 16.4 โ better | 26.0 |
| Further details โ not scored | ||
| Size | 36 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Michael Guggenberger | Andritoi & Nothaft GbR |
In-app purchases
MonoBudget
- Pro Upgrade$2.99
Subs Subscription Tracker
No in-app purchases
Questions
Is MonoBudget free?
Is Subs Subscription Tracker free?
Do MonoBudget or Subs Subscription Tracker have ads?
Which is updated more often, MonoBudget or Subs Subscription Tracker?
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