Earner vs FiHaven

Earner helps shift, hourly, and tipped workers track work, estimate take-home pay, plan bills, and see what is safe to spend before payday. No spreadsheets, no payday guesswork: just your schedule, paycheck, expenses, and goals in one clear place. Built for: - Hourly, shift, tipped, overtime, and irregular-income workers - Fixed-salary workers who want a clearer view of their month - Anyone balancing bills, expenses, savings goals, and spending money between paydays Features: - Track shifts, hours, overtime, tips, and estimated earnings - See your pay build in real time while you work - Estimate taxes, deductions, net pay, and pay periods before payday - Plan recurring bills, everyday expenses, and savings goals - See what is safe to spend after bills and goals are accounted for - Set up schedule patterns and reusable templates for regular or changing work - Try what-if scenarios before taking extra shifts or changing plans - Review charts and summaries that make your money easier to understand Open Earner before, during, or after a shift and turn your work into a clearer payday plan. Earner Premium is optional and handled through App Store subscriptions. Available durations, local prices, and trial offers are shown before purchase. Subscriptions renew automatically unless cancelled in App Store account settings. Privacy Policy: https://jesperandersson.com/earner/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

QUIET MONEY. CALM MONTH. FiHaven is a manual-first money app for people who want clarity without noise. Track bills, credit cards, and loans; plan your budget; log spending; and see what's due next—synced across iPhone, iPad, and Mac. You enter the numbers. FiHaven helps you stay on top of due dates, minimum payments, and what 0% promos really cost when they end — without turning your finances into a second job. • See upcoming payments at a glance on a customizable Dashboard • Add recurring bills, card balances, loan minimums, and 0% promo end dates • Mark items paid, track partial payments, or skip a month when life happens • Plan income by pay period, set savings goals, and optional budget lenses (50/30/20, safe-to-spend, debt focus, and more) • Log spending by category and watch what's left in the month • Get alerts for promo cliffs, high card utilization, and subscription trials ending soon • Optional on-device bill reminders and email digests • A real native Mac app — sidebar, month-view calendar, and the whole app driven from the keyboard • Sign in with email, Apple, or Google — your data stays in sync on every device FREE INCLUDES Unlimited bills, cards, and loans · Dashboard & widgets · Budget & income planning · Spending log · Savings goals · Net worth view · Export your data · Delete your account anytime FIHAVEN PRO Upgrade when you want the full toolkit: • Payoff Planner — snowball and avalanche strategies with a debt-free date • Calendar — every due date in one view, plus a private iCal feed • Payment History — searchable record of what you've paid • Rewards Optimizer — pick the best card for each purchase category • Subscription Finder — surfaces recurring charges, duplicates, price hikes, and trials • Category budgets & spending insights — track categories against limits • Envelope budgeting — assign income to goals and categories • Optional bank linking — connect accounts through Plaid when you want read-only sync • Autopay auto-mark — mark autopay bills paid on due dates • Household sharing — share selected bills, cards, and goals with family Pro is an optional auto-renewing subscription. Manage or cancel anytime in your Apple ID subscription settings. Free tier features remain free. YOUR DATA, YOUR CONTROL FiHaven does not sell your data or show ads. Export everything as JSON or CSV. Enable two-factor authentication, passkeys, or biometrics for extra account security. Bank linking is optional — the app works fully with manual entry. FiHaven is source-available — read the code yourself at github.com/greigh/FiHaven. IMPORTANT FiHaven is a personal organization tool. It does not move money, connect to lenders, or provide financial, tax, or investment advice. Calculations and payoff projections are estimates for planning only. You are responsible for your payments and financial decisions. Questions or feedback: support@fihaven.app Terms of Use (EULA): https://fihaven.app/terms · Privacy Policy: https://fihaven.app/privacy Learn more: https://github.com/greigh/FiHaven