Costify vs Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Costify
Easily track personal or group expenses with this app. Create multiple trackers, attach receipts, split costs, and analyze spending. Offers installment plans and currency conversion.
- Multiple expense trackers
- Real-time expense sharing
- Automatic cost splitting
- Receipt and file attachments
- CSV/PDF export
- Spending analytics
- Installment plan management
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Costify - Track & Split Expenses Easily Costify is a modern expense tracker designed for individuals and groups who want full control over their spending — without complexity. Whether you’re traveling with friends, managing shared expenses in a group, or tracking personal budgets, Costify helps you stay organized, transparent, and stress-free. What you can do with Costify: - Create multiple trackers for trips, projects, or everyday expenses - Create virtual accounts to mirror your bank accounts, cash wallets, or savings funds - Track expenses with categories, notes, dates, and attachments - Share trackers with friends and see who spent what in real time - Split costs automatically and keep balances clear within groups - Attach receipts, photos, and files to your expenses - Export trackers as CSV or PDF for easy sharing or documentation - Analyze your spending with clean overviews and smart analytics - Create and manage installment plans with flexible payments, extra payments, and full payoff anytime - View a clear budget overview for the current month and see how much you’ve already spent - Convert currencies instantly with the built-in currency converter - Automatically add expenses after Apple Pay payments using Shortcuts automations - Open the expense flow instantly with Shortcuts and tap gestures for faster tracking - Personalize your profile and collaborate seamlessly with others Costify is built with a focus on clarity, collaboration, and privacy — no ads, no clutter, just the features you actually need. Take control of your expenses. Together or on your own. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://costify.app/privacy-policy/
Budget Tracker
Easily log expenses, income, and transfers to manage your finances. Organize transactions with categories and keep multiple accounts separate for a clear overview of your spending habits.
- Fast transaction logging
- Multiple wallet management
- Customizable categories and groups
- Clear financial summaries
- Search and filter transactions
- Privacy-focused data organization
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Track every expense, stay on budget and see each subscription before it renews. Walletee is a private budget tracker for real life: multiple wallets, any currency, receipts and shared bills, with no bank login needed. Snap a receipt and AI fills in the amount, merchant, date, category and wallet for you. Or scan it on your device, offline. ANALYZE RECEIPTS WITH AI • Take or pick a photo of a receipt, an invoice or a payment screen from your bank app, and Walletee fills in the expense • Reads receipts in many languages and suggests the right wallet and category • Prefer to stay on device? Scan receipt works offline • Add up to 5 receipts at once, share one from any app, or start a scan from the app icon • Your receipt photo isn't used to train AI, and you can turn AI receipt analysis off anytime in Settings TRACK EVERY EXPENSE IN SECONDS • Log expenses, income and transfers in a few taps, or save templates for the ones you repeat • Transfers show as one item with fees included; tap to see both wallets side by side • Record refunds and receipt items so every balance stays exact • Pick dates fast with the new calendar • Search your History and filter by wallet, type or category SUBSCRIPTIONS & BILLS • Every subscription in one place: next billing date and how much each one has cost you so far • Billing cycles from weekly to yearly, or your own • Bill reminders 2 days before a subscription renews • Credit card bills: card balance, what to pay now and when it's due • Split big purchases into installments BUDGETS, SAFE TO SPEND & SAVINGS GOALS • Set budgets and get alerts at 80% and 100% • Safe to Spend shows what you can spend, with your savings goals set aside • Create savings goals and watch your progress MULTI-CURRENCY, DONE RIGHT • Spend in any currency and keep the amount your bank actually charged • Daily exchange rates and one base currency for every report • Made for travel, expats and anyone paid in more than one currency SPLIT BILLS, LOANS & PROJECTS • Split a bill equally, by amount, %, shares or by item, with tax, tip and discount • Projects for trips, households and events, shared with the people involved • See who owes whom and settle up in a tap • Loan and repayment details show what's owed now, in each currency CLEAR ANALYTICS & WIDGETS • Charts by category, category group or wallet, for any date range • A dashboard you arrange: Balance, Earned vs Spent, Currency Rates, Safe to Spend • Home Screen widgets for spending by category, budget progress and quick add PRIVATE BY DESIGN • Local-first: your data lives on your device • Log expenses, budget and scan receipts offline. AI analysis, sync and backup need a connection • Optional Sign in with Apple or Google to back up and sync across your devices • Light and Dark mode, available in 20 languages Walletee is free to download. Premium, as a monthly or yearly subscription or a one-time Lifetime purchase, unlocks everything: unlimited wallets and budgets, full analytics history, filters and more AI scans each month. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/wallet-finance-tracker/
Screenshots
Verdict
The clearest difference is ads: Budget Tracker at none against Costify's shown. Budget Tracker also leads on rating (5.0 vs 4.7) and update cadence (every 5 days vs fortnightly). Costify's advantage is ratings volume (13 vs 3). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Costify sells 3 in-app purchases, starting at $3.99 per month and Budget Tracker sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Budget Tracker holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 13 and 3 respectively.
Costify ships an update fortnightly, Budget Tracker every 5 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.
| Parameter | Costify | Budget Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (13 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 45.5% of reviews | — |
| Number of ratings | 13 — better | 3 |
| Update frequency | Fortnightly | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.5 | 16.4 — better |
| Further details — not scored | ||
| Size | 100 MB | 121 MB |
| Age rating | 4+ | 4+ |
| Developer | MARLON JOEL PITTERS | Serhii Hryn |
Customer experience
Costify
Budget Tracker
In-app purchases
Costify
- Costify Pro Monthly$3.991 Month
- Costify Pro Yearly7 Days trial$22.991 Year
- Costify Pro Lifetime$79.99
Budget Tracker
- Wallet Premium Monthly3 Days trial$2.991 Month
- Wallet Premium Yearly3 Days trial$17.991 Year
- Family$29.991 Year
- Wallet Premium Lifetime$49.99







