Costify vs Wally Management

Costify - Track & Split Expenses Easily Costify is a modern expense tracker designed for individuals and groups who want full control over their spending — without complexity. Whether you’re traveling with friends, managing shared expenses in a group, or tracking personal budgets, Costify helps you stay organized, transparent, and stress-free. What you can do with Costify: - Create multiple trackers for trips, projects, or everyday expenses - Create virtual accounts to mirror your bank accounts, cash wallets, or savings funds - Track expenses with categories, notes, dates, and attachments - Share trackers with friends and see who spent what in real time - Split costs automatically and keep balances clear within groups - Attach receipts, photos, and files to your expenses - Export trackers as CSV or PDF for easy sharing or documentation - Analyze your spending with clean overviews and smart analytics - Create and manage installment plans with flexible payments, extra payments, and full payoff anytime - View a clear budget overview for the current month and see how much you’ve already spent - Convert currencies instantly with the built-in currency converter - Automatically add expenses after Apple Pay payments using Shortcuts automations - Open the expense flow instantly with Shortcuts and tap gestures for faster tracking - Personalize your profile and collaborate seamlessly with others Costify is built with a focus on clarity, collaboration, and privacy — no ads, no clutter, just the features you actually need. Take control of your expenses. Together or on your own. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://costify.app/privacy-policy/

Wally is the personal income, expense, and savings tracking app for people who want a real grip on their money — without the clutter or banking integrations of bloated finance apps. Set your monthly income. Log expenses in seconds. Watch your savings grow. — INCOME THAT MAKES SENSE — Set your monthly income once. Add recurring income sources like salary or freelance work — they project forward automatically into future months. Long-press to stop a source when a contract ends, and past months stay intact while future months drop it. — SAVINGS, TRACKED OVER TIME — Every month's leftover income adds to your savings. Overspend and savings goes down. A small trend chart on the home screen shows your trajectory across the last six months. You can also set an opening balance from Settings so the total starts where you actually are, not at zero. — BUDGETS THAT ACTUALLY STICK — See exactly where you stand with a clean progress bar that shifts color as you approach your cap. Recurring expenses (monthly or yearly subscriptions) are tracked separately, so a yearly iCloud charge doesn't wreck your monthly view. Long-press a recurring expense to stop it when a subscription ends. — SHORTCUTS & SIRI INTEGRATION — Built-in App Intents for iOS Shortcuts and Siri. Say "Add expense in Wally" or "Add income in Wally" — or build automations to log entries with a single tap. Use Back Tap on your iPhone, Shortcuts widgets, or any trigger you prefer. — BEAUTIFUL CARDS — Add the cards you actually use — label and last four digits only. Pick from premium gradient designs. No real card numbers, no bank logins, no PCI data ever leaves your device. — PRIVATE BY DESIGN — Face ID or Touch ID required to open. Auto-relock after 30 seconds in the background. Tap the eye icon to instantly mask your savings and income totals — useful when someone is looking over your shoulder. End-to-end TLS encryption. Row-level security at the database layer — even our own infrastructure cannot read other people's data. — FULL DATA OWNERSHIP — Export everything to JSON in two taps — transactions, budgets, cards, categories, your profile. It's your data. Take it with you anytime. — THE LITTLE THINGS — • Three languages: Bosnian, English, German • Dark mode by default, with light and system options • Custom categories with color picker • Smart analytics — monthly totals, category breakdowns, recurring summaries • Friendly status messages that change with how much you've spent • Cross-device sync — log on your phone, see it on your iPad • Account deletion in two taps with password re-authentication Your finances, beautifully simple.