Costify vs Thrymo

Costify - Track & Split Expenses Easily Costify is a modern expense tracker designed for individuals and groups who want full control over their spending — without complexity. Whether you’re traveling with friends, managing shared expenses in a group, or tracking personal budgets, Costify helps you stay organized, transparent, and stress-free. What you can do with Costify: - Create multiple trackers for trips, projects, or everyday expenses - Create virtual accounts to mirror your bank accounts, cash wallets, or savings funds - Track expenses with categories, notes, dates, and attachments - Share trackers with friends and see who spent what in real time - Split costs automatically and keep balances clear within groups - Attach receipts, photos, and files to your expenses - Export trackers as CSV or PDF for easy sharing or documentation - Analyze your spending with clean overviews and smart analytics - Create and manage installment plans with flexible payments, extra payments, and full payoff anytime - View a clear budget overview for the current month and see how much you’ve already spent - Convert currencies instantly with the built-in currency converter - Automatically add expenses after Apple Pay payments using Shortcuts automations - Open the expense flow instantly with Shortcuts and tap gestures for faster tracking - Personalize your profile and collaborate seamlessly with others Costify is built with a focus on clarity, collaboration, and privacy — no ads, no clutter, just the features you actually need. Take control of your expenses. Together or on your own. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://costify.app/privacy-policy/

Most budgeting apps think your month starts on the 1st. Yours doesn't. It starts the day the money lands. That's the whole idea behind Thrymo. You tell it when you get paid and how much, you decide what each part of your life gets, and from then on it just shows you where you stand. No spreadsheets. No lectures. Three steps and you're set Tell it what came in and when your cycle starts. Give each category a real number — rent is 1,200 and stays 1,200, not "30% of something." Then log what you spend as you go. That's it. A cycle that fits your life, not a calendar Paid on the 15th? Every other Friday? Whenever the client remembers? Your cycle starts when your money does and closes when it should. You always know what's actually yours to spend Every category tells you three things: what you've spent, what's already promised to bills you haven't paid yet, and what's genuinely free. That last number is the one you were looking for. Savings is the one that sticks around Everything else starts fresh each cycle. Savings doesn't. Whatever you set aside stays set aside, cycle after cycle, and it's still yours to take back out whenever you need it. Closing time, without the guilt trip At the end you see how it went — under, over, or right on point. Tell it what you really have left and it'll show you the drift: the gap between the math and reality. That's where the coffees and the parking meters live. It just points it out. It never makes you feel bad about it. Your money stays your business Everything lives on your phone. No sign-up, no email, no tracking, no ads. Take a CSV or a plain backup file out whenever you want. And nothing ever gets deleted here — only tucked away, in case you want it back. Wherever you are Dollars, euros, pesos, reales — with the separators and symbols where they belong. Paid in another currency? Log it at the rate you got, and it lands in yours. Free means free The whole habit costs nothing, forever: your cycles, your categories, live expenses, recurring bills, setting money aside and taking it back out, honest closings, a debt with its payoff plan, exports, and your last three cycles. And if you want more Your first 45 days open everything up — no card, nothing to cancel, no charge waiting at the end. It's a gift from us, not a trial you signed up for. You get your full history, how each category trends against its goal, your savings adding up cycle after cycle, how your drift changes over time, patterns worth knowing about, all your debts, an encrypted backup you keep wherever you like, and restoring from it. When the 45 days are up you go back to Free and keep every single thing you logged. Calm control. Not anxiety. Terms of Use (EULA): https://thrymo.com/en/terms Privacy Policy: https://thrymo.com/en/privacy