Comparison

Bani vs billFT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bani

Effortlessly manage your money with an intelligent expense tracker. Use natural language or voice input to log expenses, analyze spending patterns with smart charts, and organize transactions with custom categories. Your financial data remains private on your device.

Highlights
  • AI-powered expense logging
  • Voice and text input
  • Smart analytics and charts
  • Customizable categories
  • Data export and backup
  • Privacy-focused, on-device storage
Features
Read full description

Take control of your finances with Bani — an intelligent expense tracker designed to make managing your money simple, fast, and insightful. KEY FEATURES • Multiple Accounts Create separate accounts for bank cards, cash, savings, business expenses, and more. Customize each account with its own name, icon, color, and currency. View the balance and complete transaction history for every account. • iOS Home Screen Widget See your total balance and currency directly from your Home Screen. Use the quick-add button to open Bani and record a new transaction instantly. • Support for 100+ Currencies Track expenses and income in currencies from around the world. Bani converts transactions into your selected currency, making it easier to understand your complete financial picture. • AI-Powered Assistant Describe expenses and income in natural language, and let Bani prepare transactions for you. Use text or voice input, upload receipts and screenshots, or analyze PDF and CSV files. • Smart Analytics Explore clear charts and detailed spending insights. Review income and expenses by month, week, all time, or a custom date range. Understand where your money goes with category breakdowns. • Custom Categories Create categories that match your lifestyle. Choose custom names, icons, and colors to keep transactions organized and easy to recognize. • Import and Export Import transactions from PDF and CSV bank statements. Export your data as CSV files for backup, analysis, or sharing with an accountant, family member, or financial advisor. • Smart Reminders Receive helpful notifications that remind you to record expenses and keep your financial information up to date. • Sync and Data Control Sign in to keep your financial data connected to your account and synchronized. You can delete your account and associated data at any time from Settings → Account. • Beautiful and Simple Design Enjoy a clean interface with light and dark themes, smooth animations, and haptic feedback. PREMIUM FEATURES • AI Assistant with text and voice input • Receipt, screenshot, PDF, and CSV analysis • CSV export • Additional intelligent tools and insights PERFECT FOR • Personal finance management • Tracking income and expenses • Managing multiple accounts • Budget planning • Organizing business expenses • Reviewing spending habits • Keeping financial records in one place Download Bani today and make everyday money management easier with intelligent tools, flexible organization, and useful financial insights. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

billFT

Features
Read full description

Take Control of Your Expenses with billFT — The Privacy-First Receipt Tracker. Take control of your financial records with billFT, the expense tracker designed for speed, total privacy, and collaborative management. Whether you’re a freelancer tracking tax write-offs or a household managing shared budgets, billFT keeps your data organized and, most importantly, under your control. YOUR DATA, YOUR CHOICE billFT is built on a "Local-First" philosophy. We believe your financial habits are your business, not ours. 100% Anonymous Mode: Use the app without ever creating an account. All receipt data, scans, and analytics stay encrypted on your device. Optional Family Sync: Need to coordinate? Create an optional account to unlock Family Sharing. Securely sync selected receipts with partners or family members using end-to-end encryption. Easy Deletion: If you choose to use an account, you can delete it and all associated cloud data at any time via billft.com/delete.php. BUILT FOR PERFORMANCE Instant OCR: No more waiting for "cloud processing." Our high-performance scanning engine identifies merchants and totals in real-time. C++ Optimized: Built with a native logic core to ensure zero lag, even as your archive grows to thousands of receipts. Offline-Ready: Scan and manage your expenses anywhere—perfect for international travel or areas with spotty reception. POWERFUL MANAGEMENT TOOLS Smart Recognition: Automatically match receipts from major retailers like Costco, Food Basics, LCBO, and many others. Visual Analytics: Understand your spending with clean, logic-driven charts categorized by your specific needs. Searchable Archive: Find any past expense by merchant, date, or price range instantly. PRIVACY YOU CAN TRUST Designed in Ontario, Canada, billFT is the "clean" alternative to data-heavy financial apps. We don't show ads, we don't sell your data, and we don't require an internet connection for core features. Download billFT today and experience the power of private, logic-driven financial tracking.

Screenshots

Bani4 screens
billFT4 screens

Verdict

The call

The clearest difference is in-app purchases: billFT at none against Bani's 1. billFT also leads on update cadence (monthly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bani sells 1 in-app purchase, starting at $3.99 per month. billFT asks for nothing beyond the download.

UpkeepUpdate frequency

Bani ships an update every 3 months, billFT monthly. The most recent releases landed on October 6, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 7 level
Bani versus billFT: the parameters behind the verdict, then further details
ParameterBanibillFT
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.6
Further details — not scored
Size77 MB67 MB
Age rating4+4+
DeveloperCristian GurdilaLogic FT Inc

In-app purchases

1 purchases

Bani

Subscriptions1
  • Premium3 Days trial$3.991 Month
None

billFT

No in-app purchases

Questions

Is Bani free?
Bani is free to download, with in-app purchases available.
Is billFT free?
billFT is free to download, with no in-app purchases.
Do Bani or billFT have ads?
Neither Bani nor billFT shows ads.
Which is updated more often, Bani or billFT?
Bani ships an update every 3 months, and billFT monthly. Most recently, Bani was updated on October 6, 2026 and billFT on October 25, 2026.

Other comparisons