Hocpay vs FAMFB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hocpay
Read full descriptionHide full description
HocPay is a simple, secure wallet built for everyday payments in Nigeria. Fund your wallet, pay bills, send money, and earn rewards, right from your phone. Do more in one app Instant transfers: Move money to friends and family straight from your wallet. Fund wallet quickly: Keep your balance topped up so payments are always one tap away. Pay your essentials: Airtime & data, TV subscriptions, electricity tokens, education, and betting top-ups—organized and easy to find. Real rewards, not just points Rewards Weekend: Extra benefits on airtime/data purchases during promo weekends. Cashback on electricity: Earn on eligible payments (above ₦1,000). Refer & earn: Invite friends and receive bonus cash when they join and use HocPay. Merchant program (optional) Ready to grow? Become a HOC Merchant and unlock higher commissions (up to 15%), referral bonuses, premium perks, and priority support. Built for trust Face ID/Touch ID & PIN protection. Auto-lock on inactivity to keep your account safe. Clear history so you always know where your money goes. Friendly support Need help? Contact support@hocpay.com from inside the app. We’re here to help. HocPay brings fast payments, fair rewards, and simple money tools together—so you can focus on life, not on bills.
FAMFB
Read full descriptionHide full description
The First Ally Trust Microfinance Bank mobile app provides customers with secure and convenient access to their bank accounts anytime, anywhere.
Screenshots
Verdict
The clearest difference is update cadence: Hocpay at every 3 weeks against FAMFB's every 2 months. Hocpay also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Hocpay ships an update every 3 weeks, FAMFB every 2 months. Both last shipped on October 30, 2026.
| Parameter | Hocpay | FAMFB |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 45 MB | 27 MB |
| Age rating | 17+ | 17+ |
| Developer | Jaysmart Technology | Personal Trust Microfinance bank Limited |
In-app purchases
Hocpay
No in-app purchases
FAMFB
No in-app purchases
