Hocpay vs Qashr
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hocpay
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HocPay is a simple, secure wallet built for everyday payments in Nigeria. Fund your wallet, pay bills, send money, and earn rewards, right from your phone. Do more in one app Instant transfers: Move money to friends and family straight from your wallet. Fund wallet quickly: Keep your balance topped up so payments are always one tap away. Pay your essentials: Airtime & data, TV subscriptions, electricity tokens, education, and betting top-ups—organized and easy to find. Real rewards, not just points Rewards Weekend: Extra benefits on airtime/data purchases during promo weekends. Cashback on electricity: Earn on eligible payments (above ₦1,000). Refer & earn: Invite friends and receive bonus cash when they join and use HocPay. Merchant program (optional) Ready to grow? Become a HOC Merchant and unlock higher commissions (up to 15%), referral bonuses, premium perks, and priority support. Built for trust Face ID/Touch ID & PIN protection. Auto-lock on inactivity to keep your account safe. Clear history so you always know where your money goes. Friendly support Need help? Contact support@hocpay.com from inside the app. We’re here to help. HocPay brings fast payments, fair rewards, and simple money tools together—so you can focus on life, not on bills.
Qashr
This app offers a secure digital wallet and peer-to-peer cash exchange network. It simplifies money management, enabling instant bill payments, fast bank transfers, and secure physical cash exchanges through verified local agents.
- P2P Cash Exchange
- Instant Bank Transfers
- Quick Bill Payments
- Snap Pay QR Code Payments
- Secure Digital Wallet
- Layered Account Verification
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Qashr is a secure, fast, and modern digital wallet and peer-to-peer cash exchange network. Designed to simplify how you manage your money and liquidity, Qashr connects you to a reliable matching network to exchange physical cash, send secure transfers, and pay bills instantly. Key Features: P2P Cash Exchange: Easily request or provide physical cash through our secure, real-time matching network with verified local agents and merchants. Instant Bank Transfers: Send money to any bank account in Nigeria with real-time account name verification and instant processing. Quick Bill Payments: Top up airtime and purchase mobile data for all major networks in just three taps. Snap Pay: Pay or receive money instantly using fast QR code scans. Secure Wallet & Limits: Manage your funds safely with custom transaction PINs, layered account verification (Tiers 1, 2, and 3), and reliable security features.
Screenshots
Verdict
The clearest difference is iOS requirement: Hocpay at 13.0 against Qashr's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Hocpay ships an update every 3 weeks, Qashr every 11 days. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.
| Parameter | Hocpay | Qashr |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 45 MB | 59 MB |
| Age rating | 17+ | 4+ |
| Developer | Jaysmart Technology | Qashr Technologies Nigeria Ltd |
In-app purchases
Hocpay
No in-app purchases
Qashr
No in-app purchases
