Private Net Worth Tracker Beam vs Wealth Tracker

You think you know where you stand financially. Beam helps you see the full picture. Track your net worth in one private, simple place so you can understand what you own, what you owe, and how everything evolves over time. No spreadsheets. No bank connections. No noise. Beam helps you turn scattered balances into something clear and useful: a financial overview you can actually act on. In just a few minutes, you can see where your money is, how your finances are changing, and where you may be missing something. ------ KEY FEATURES 1. See all your finances in one place Bring together your bank accounts, savings, investments, pensions, property, loans, and more in one clear dashboard. Beam helps you stop guessing and start seeing the whole picture. 2. Track your net worth over time Each check-in creates a snapshot, so you can follow your progress over time and understand how your financial situation is evolving month after month. 3. Guided check-ins, no bank logins Update your numbers with quick guided check-ins on your own schedule. No bank connection, ever. Beam is built around privacy, control, and simplicity. 4. Understand where your money is See how your wealth is distributed across cash, investments, property, pension, and other assets. Spot your biggest drivers and understand your financial structure at a glance. 5. Compound interest simulator Explore how your money could grow over time with a simple compound interest tool. Great for building intuition, testing scenarios, and staying motivated for the long run. 6. Recurring expenses overview List your recurring expenses and see your monthly baseline more clearly. Beam helps you understand the financial weight of subscriptions, bills, and other fixed outflows. 7. A simple ritual you can stick to Beam turns financial tracking into a calm, repeatable habit. Set reminders, complete a check-in in minutes, and keep your timeline up to date without stress. 8. Private and secure by design Your financial data stays yours. No bank passwords. No third-party syncing. No ads. No selling your data. You can also protect the app with a passcode. ------ WHY BEAM? Most people don’t really see their finances. They see fragments. A balance here. An investment account there. A pension account somewhere else. Beam brings it all together so you can understand where you stand and how things are moving. That clarity helps you make better decisions, spot blind spots earlier, and feel more in control over time. Beam is not about tracking every coffee or turning money into a chore. It is about understanding your finances in a way that is simple, visual, and actually useful. Because when you can see the full picture, you can move with more confidence. ------ START FREE Download Beam and start free with your first 10 snapshots included. That gives you plenty of time to build your timeline, explore your numbers, and experience the value of tracking your net worth before unlocking the full version. Beam stays private and independent because you pay for the product — not with your personal data. ------ Built in Switzerland by an independent developer who believes financial clarity, privacy, and simplicity should be the standard. Beam was created to solve a real personal need — and is now built for anyone who wants to understand their finances better. Terms & Conditions: https://beam.neetokb.com/p/a-edae2ee2 Privacy Policy: https://beam.neetokb.com/p/a-8ec53935

Wealth Tracker gives you a clear picture of your net worth — every asset and liability in one place, tracked over time. VALUES WITH DATES Every balance you enter is recorded for a day: today, the end of last month or any date you choose. Enter a statement late and it still lands on the right date. Each holding keeps its own value history, so you can see how it has changed, fix an old entry or add a past value — and it's always clear whether you're changing the current value or an earlier one. HISTORY THAT BUILDS ITSELF Your net worth chart updates automatically every time a value changes. Look back over 1 month, 3 months, a year or your whole history, and tap any date to see what changed. MONTHLY CHECK-IN Update all your balances in one go. Wealth Tracker reminds you when holdings haven't been updated for a while, so your history stays accurate. HOLDINGS Track property, savings, pensions, investments, crypto, vehicles and valuables alongside mortgages, loans and credit cards. Holdings are grouped by category with subtotals, and your allocation is shown at a glance. MULTI-CURRENCY Hold accounts in any currency. Everything is converted to your base currency at live exchange rates, and past values use the rate from their own date. LIVE PRICES Add how many shares or coins you hold and the value follows the market price automatically. BANK CONNECTION (UK) Optionally connect your bank through a regulated open-banking provider to import balances. Wealth Tracker only reads balances and never sees your bank login. GOALS AND PROJECTIONS Set net worth goals, see whether you're on track, and project where your wealth is heading. PRIVATE BY DESIGN Use the app without an account — your data stays on your device. Sign in to back it up and use it on the web. We never sell your data. FREE • Up to 5 holdings you add yourself (connected bank accounts don't count) • Dated values and value history • Net worth history for the last 3 months • Allocation and goals PREMIUM • Unlimited holdings • Live stock and crypto prices • Any currency with live exchange rates • Your full net worth history • Future projections • Export all your data Premium is available monthly, yearly or as a one-time lifetime purchase. Prices are shown in the app in your local currency. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings › Apple ID › Subscriptions. Terms of Use (EULA): https://wealth.wolftechnologies.co.uk/terms.html Privacy Policy: https://wealth.wolftechnologies.co.uk/privacy.html