Private Net Worth Tracker Beam vs Netto

You think you know where you stand financially. Beam helps you see the full picture. Track your net worth in one private, simple place so you can understand what you own, what you owe, and how everything evolves over time. No spreadsheets. No bank connections. No noise. Beam helps you turn scattered balances into something clear and useful: a financial overview you can actually act on. In just a few minutes, you can see where your money is, how your finances are changing, and where you may be missing something. ------ KEY FEATURES 1. See all your finances in one place Bring together your bank accounts, savings, investments, pensions, property, loans, and more in one clear dashboard. Beam helps you stop guessing and start seeing the whole picture. 2. Track your net worth over time Each check-in creates a snapshot, so you can follow your progress over time and understand how your financial situation is evolving month after month. 3. Guided check-ins, no bank logins Update your numbers with quick guided check-ins on your own schedule. No bank connection, ever. Beam is built around privacy, control, and simplicity. 4. Understand where your money is See how your wealth is distributed across cash, investments, property, pension, and other assets. Spot your biggest drivers and understand your financial structure at a glance. 5. Compound interest simulator Explore how your money could grow over time with a simple compound interest tool. Great for building intuition, testing scenarios, and staying motivated for the long run. 6. Recurring expenses overview List your recurring expenses and see your monthly baseline more clearly. Beam helps you understand the financial weight of subscriptions, bills, and other fixed outflows. 7. A simple ritual you can stick to Beam turns financial tracking into a calm, repeatable habit. Set reminders, complete a check-in in minutes, and keep your timeline up to date without stress. 8. Private and secure by design Your financial data stays yours. No bank passwords. No third-party syncing. No ads. No selling your data. You can also protect the app with a passcode. ------ WHY BEAM? Most people don’t really see their finances. They see fragments. A balance here. An investment account there. A pension account somewhere else. Beam brings it all together so you can understand where you stand and how things are moving. That clarity helps you make better decisions, spot blind spots earlier, and feel more in control over time. Beam is not about tracking every coffee or turning money into a chore. It is about understanding your finances in a way that is simple, visual, and actually useful. Because when you can see the full picture, you can move with more confidence. ------ START FREE Download Beam and start free with your first 10 snapshots included. That gives you plenty of time to build your timeline, explore your numbers, and experience the value of tracking your net worth before unlocking the full version. Beam stays private and independent because you pay for the product — not with your personal data. ------ Built in Switzerland by an independent developer who believes financial clarity, privacy, and simplicity should be the standard. Beam was created to solve a real personal need — and is now built for anyone who wants to understand their finances better. Terms & Conditions: https://beam.neetokb.com/p/a-edae2ee2 Privacy Policy: https://beam.neetokb.com/p/a-8ec53935

Netto is a private, calm net worth tracker. No bank logins, no Plaid, no aggregators — you add your accounts and log balances yourself, and Netto turns those numbers into a clear picture of where you stand and where you're headed. PRIVATE BY DESIGN Most money apps want your banking credentials. Netto doesn't. Your accounts and balances live on your device and sync through your own private iCloud — NorthPack Studios has no servers and never sees your data. A CALMER WAY TO TRACK Netto isn't an anxiety dashboard. It's a quiet check-in with your money: • A monthly check-in that greets you with a plain-language read on how things are going • Narrative insights that turn your numbers into sentences — "You're up $4,200 this quarter," not just a chart • An insights screen that opens with a Highlights list — your trend, top movers, and what changed, summed up in plain-language sentences above the charts TRACK EVERYTHING • Add asset and liability accounts — cash, investments, property, loans, anything • Log balances over time with optional notes • Scan a balance straight from a statement or your screen with the camera — manual entry made easy • Multi-currency accounts with a single display currency • Recently Deleted recovery and CSV import/export SEE YOUR TRAJECTORY • Home dashboard with current net worth, your change this quarter at a glance, a growth-streak badge, a highlighted insight, 90-day trend, top movers, and a preview of your next milestone • Tap any chart to expand it full-screen — high, low, average, change, and growth-rate stats, plus drag across to compare any two dates • Lock Screen and Home Screen widgets • Face ID lock so your balances stay private NETTO PRO — one-time purchase, no subscription • History tab with full balance history and range filters • Insights — narrative insights, monthly trends, projections, milestones, and allocation health • Bulk Entry across every account on one date • PDF reports • Custom account categories • Entry reminders • Add values with Siri & Shortcuts and from the Share Sheet • 90-Day Trend widget PRIVACY FIRST No account. No analytics. No tracking. Works offline. Your data stays yours. Netto is made by NorthPack Studios LLC.