Comparison

Private Net Worth Tracker Beam vs ehrlicheElster

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Private Net Worth Tracker Beam

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You think you know where you stand financially. Beam helps you see the full picture. Track your net worth in one private, simple place so you can understand what you own, what you owe, and how everything evolves over time. No spreadsheets. No bank connections. No noise. Beam helps you turn scattered balances into something clear and useful: a financial overview you can actually act on. In just a few minutes, you can see where your money is, how your finances are changing, and where you may be missing something. ------ KEY FEATURES 1. See all your finances in one place Bring together your bank accounts, savings, investments, pensions, property, loans, and more in one clear dashboard. Beam helps you stop guessing and start seeing the whole picture. 2. Track your net worth over time Each check-in creates a snapshot, so you can follow your progress over time and understand how your financial situation is evolving month after month. 3. Guided check-ins, no bank logins Update your numbers with quick guided check-ins on your own schedule. No bank connection, ever. Beam is built around privacy, control, and simplicity. 4. Understand where your money is See how your wealth is distributed across cash, investments, property, pension, and other assets. Spot your biggest drivers and understand your financial structure at a glance. 5. Compound interest simulator Explore how your money could grow over time with a simple compound interest tool. Great for building intuition, testing scenarios, and staying motivated for the long run. 6. Recurring expenses overview List your recurring expenses and see your monthly baseline more clearly. Beam helps you understand the financial weight of subscriptions, bills, and other fixed outflows. 7. A simple ritual you can stick to Beam turns financial tracking into a calm, repeatable habit. Set reminders, complete a check-in in minutes, and keep your timeline up to date without stress. 8. Private and secure by design Your financial data stays yours. No bank passwords. No third-party syncing. No ads. No selling your data. You can also protect the app with a passcode. ------ WHY BEAM? Most people don’t really see their finances. They see fragments. A balance here. An investment account there. A pension account somewhere else. Beam brings it all together so you can understand where you stand and how things are moving. That clarity helps you make better decisions, spot blind spots earlier, and feel more in control over time. Beam is not about tracking every coffee or turning money into a chore. It is about understanding your finances in a way that is simple, visual, and actually useful. Because when you can see the full picture, you can move with more confidence. ------ START FREE Download Beam and start free with your first 10 snapshots included. That gives you plenty of time to build your timeline, explore your numbers, and experience the value of tracking your net worth before unlocking the full version. Beam stays private and independent because you pay for the product — not with your personal data. ------ Built in Switzerland by an independent developer who believes financial clarity, privacy, and simplicity should be the standard. Beam was created to solve a real personal need — and is now built for anyone who wants to understand their finances better. Terms & Conditions: https://beam.neetokb.com/p/a-edae2ee2 Privacy Policy: https://beam.neetokb.com/p/a-8ec53935

About

ehrlicheElster

Features
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Belege scannen. Kurz prüfen. Fertig. Der Schuhkarton voller Quittungen ist Geschichte. Mit ehrlicheElster Scan fotografierst du jeden Beleg direkt unterwegs – an der Tankstelle, im Restaurant, im Laden. Der Beleg wird automatisch ausgelesen und landet sauber erfasst in deiner ehrlicheElster-Buchhaltung. So einfach geht's: 1. Beleg abfotografieren (oder aus der Fotomediathek wählen) 2. Betrag, Mehrwertsteuer, Datum und Händler werden automatisch erkannt 3. Kurz prüfen – der Beleg ist in deinem Konto Was die App für dich übernimmt: • Automatische Erkennung von Betrag, MwSt, Datum und Händler – direkt aus dem Foto • Texterkennung läuft on-device auf deinem iPhone – schnell, ohne Wartezeit • Bewirtungsbelege richtig erfasst: Speisen (7 %) und Getränke (19 %) getrennt, Anlass und Teilnehmer werden von der Rückseite übernommen • Mehrseitige Belege und Sammelrechnungen in einem Rutsch • Hinweis bei möglichen Doubletten, damit keine Ausgabe doppelt landet • Sichere Kopplung mit deinem Konto per QR-Code – in Sekunden verbunden Für wen? Für Selbstständige, Freelancer und kleine Teams, die ihre Buchhaltung mit ehrlicheElster machen und ihre Belege lieber sofort abhaken als sammeln. Sicher und in der EU. Deine Daten liegen auf Servern in Deutschland, die Beleg-Auslesung läuft über KI in der EU – ohne Umweg über die USA. Hinweis: ehrlicheElster Scan ist die mobile Ergänzung zu deinem ehrlicheElster-Konto. Für die Nutzung brauchst du ein bestehendes Konto auf ehrlicheelster.de.

Screenshots

Private Net Worth Tracker Beam4 screens
ehrlicheElster4 screens

Verdict

The call

The clearest difference is in-app purchases: ehrlicheElster at none against Private Net Worth Tracker Beam's 2. Private Net Worth Tracker Beam's advantage is iOS requirement (14.0.0 vs 16.4). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Private Net Worth Tracker Beam sells 2 in-app purchases, starting at $49.99 per year. ehrlicheElster asks for nothing beyond the download.

UpkeepUpdate frequency

Private Net Worth Tracker Beam ships an update weekly, ehrlicheElster fortnightly. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 4 level
Private Net Worth Tracker Beam versus ehrlicheElster: the parameters behind the verdict, then further details
ParameterPrivate Net Worth Tracker BeamehrlicheElster
PriceFreeFree
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0.0 — better16.4
Further details — not scored
Size81 MB50 MB
Age rating17+4+
DeveloperAventive GmbHMentora Technologies UG

In-app purchases

2 purchases

Private Net Worth Tracker Beam

Subscriptions1
  • TILT Pro – Yearly$49.991 Year
One-time1
  • Beam Pro - Lifetime$79.99
None

ehrlicheElster

No in-app purchases

Questions

Is Private Net Worth Tracker Beam free?
Private Net Worth Tracker Beam is free to download, with in-app purchases available.
Is ehrlicheElster free?
ehrlicheElster is free to download, with no in-app purchases.
Do Private Net Worth Tracker Beam or ehrlicheElster have ads?
Neither Private Net Worth Tracker Beam nor ehrlicheElster shows ads.
Which is updated more often, Private Net Worth Tracker Beam or ehrlicheElster?
Private Net Worth Tracker Beam ships an update weekly, and ehrlicheElster fortnightly. Most recently, Private Net Worth Tracker Beam was updated on October 30, 2026 and ehrlicheElster on October 25, 2026.

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