Minimal Expense Tracker vs Zubora

Thank you for using Minimal Expense Tracker! Here’s a quick overview of the features: ◆ Pie Chart Easily check the spending ratio by category. ◆ Line Chart Track your monthly spending trends. You can view data for the past year or by calendar year (e.g., 2025). Tap on the chart to see detailed information. ◆ Custom Categories Create as many categories as you like. Some common categories are set by default, but you can freely edit them to suit your needs. To add, edit, or delete categories, open the expense form and tap the settings (gear icon) in the top right corner → “Category Settings.” You can also manage categories directly from the category selection screen in the expense form: Tap the “+” button (top right) to open the add form. Long-press a category to open the edit/delete form. ◆ Scheduled Expenses Settings You can automatically register recurring expenses (such as rent, internet, or subscriptions) as scheduled expenses. ◆ Closing Date Settings Adjust your monthly closing date to match your payday. For example, if you set the 25th as the closing date, “September 2025” will cover expenses from Aug 26 to Sep 25, 2025. ◆ Themes Choose from 12 different theme combinations: Light/Dark appearance 6 theme colors: Blue, Red, Green, Yellow, Purple and Pink. Dark mode is recommended for the best chart display. ◆ Currency Settings Currently supports 6 currencies: JPY (¥), USD ($), EUR (€), GBP (£), TWD ($) and KRW (₩). ◆Privacy All your data is stored locally on your device, ensuring your privacy and security. Thank you.

You don't quit budgeting apps because you lack willpower. There's just too much to do. Type the amount. Pick a category. Pick a date. Save. Miss one day and you never open it again. This app removed all of that. ■ No categories. No date picker. "lunch 12" "groceries 68 yesterday" "taxi 25" Write it however you like. The category and the date are our problem. Snap a receipt or say it out loud — either works. There is nothing to choose from, so you never stall. ■ Best used while travelling Say it in the local currency. "ramen 1200 yen" "tuk-tuk 80 baht" It converts at that day's rate and keeps the original amount too, so you can still tell what cost what when you get home. Trips have an end date. There's nothing to keep up with. Use it for five days, and it'll tell you what the trip cost. ■ No bank or card linking There is no account to connect. No credentials to hand over. Which matters most abroad, where linking doesn't work anyway. Cash works exactly the same as card. So does the market stall, the friend who covered you, and the taxi that only took notes. ■ Rough is fine You don't need to match to the cent. You don't need to keep every receipt. Knowing roughly what you spent is enough to make almost every decision you'd want to make. This is not a ledger. It was never trying to be. ■ Know what's still coming The spending feels like today. The bank balance moves next month. That gap is why the statement is always bigger than you thought. Write "on my Visa" and it splits what's already gone from what gets charged later. You're never asked to pick a payment method. It just picks it up when you mention it. ■ It never brings up the gap Stop recording for two weeks and it won't mention it. No "3-day streak". No "great job". No advice about cutting back. Being praised is what makes it hard to open the app after you slip. Lazy is fine. That's the whole idea. ■ At month's end, it writes up your month Not a report of totals. A read on the month you actually had. You also get a card worth showing someone. ■ Your records stay on your device Your expense history is stored on your phone. It does not accumulate on the developer's servers. The in-app privacy policy tells you exactly what goes where, plainly. ■ Subscription Auto-renewing monthly subscription. The price is shown in the app and on the purchase screen. Terms of Use and Privacy Policy are available inside the app. Terms of Use: https://zubora-kakeibo-api.zubora-kakeibo-server.workers.dev/terms?lang=en Privacy Policy: https://zubora-kakeibo-api.zubora-kakeibo-server.workers.dev/privacy?lang=en