Comparison

Submia vs Scrooge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Submia

This app helps you track all your recurring subscriptions and bills in one place. Receive timely alerts before due dates, identify unused services to save money, and gain complete financial clarity. It offers unlimited organization and detailed analytics for better spending control.

Highlights
  • Subscription and bill tracking
  • Timely due date alerts
  • Money-saving insights
  • Unlimited organization
  • Detailed spending analytics
  • Multi-currency support
  • Privacy-focused design
Features
Read full description

Struggling to keep up with all your subscriptions and bills? Submia is the premium tracker that helps you stay organized and in control. Never miss a renewal, avoid late fees, and take full charge of your spending with unlimited access to powerful tools. Value Proposition Complete Financial Clarity: See every single recurring subscription and bill in one premium dashboard. Timely Alerts: Get notified before due dates so you never forget a bill or renewal. Money-Saving Insights: Instantly identify unused services to cancel and spot trends to save money over time. Start with a Free Trial: Experience the full power of Submia risk-free. Unlock unlimited tracking and features immediately. Core Features Custom Reminders: Schedule precise renewal alerts (e.g., 3 days, 1 day, or hours before) so no more surprise charges. Unlimited Organization: Categorize subscriptions (Utilities, Entertainment, etc.), add notes, and tag important items without limits. Detailed Analytics: Visualize your subscription spending by month or year. See exactly where your money goes with interactive graphs. Multi-Currency Support: Track payments in USD, EUR, GBP, and more – simply track your subscriptions in your preferred currency. Privacy First: No bank account linking required. Your data stays 100% private on your device (no third-party trackers). Dashboard Customization: Tailor your experience with dashboard customization options. Enjoy a beautiful Dark Mode and premium themes to suit your style. Use Cases Families: Keep on top of household bills and streaming subscriptions together. Professionals: Manage business tools, software licenses, and cloud subscriptions effortlessly. Students: Track trial periods and monthly plans to avoid overspending on unused services. Frequent Travelers: Monitor recurring expenses in different currencies all within one app. Why Choose Submia? Premium Experience – A clean, modern interface built with the latest iOS design (SwiftUI) standards for a flawless user experience. Safe & Secure – No data mining, no ads, and no bank linking. Your financial privacy is our top priority. Unlimited Potential – Unlike basic trackers, Submia offers unlimited tracking, advanced charts, and full customization from day one. Global Ready – Available in 16+ languages and designed for worldwide use. Subscription Information: Submia requires an active subscription to access its features. New users can start with a free trial to experience the full app. Payment will be charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings > Manage Submia. Privacy Policy: https://codezeo.com/submiaprivacy.html Terms of Use: https://codezeo.com/submiaterms.html

About

Scrooge

Easily log everyday purchases with a simple interface designed for quick, one-handed use. Track spending by category over customizable periods and manage multiple currencies with an optional upgrade.

Highlights
  • Manual expense entry
  • Category tracking
  • Daily spending history
  • Customizable reporting periods
  • Multi-currency support (Plus)
  • One-handed operation
Features
Read full description

If you gave up on an expense tracker because using it was too much work, give Scrooge a try. I made it for my wife and me. We wanted to record everyday purchases and know where our money went. Enter the amount, pick a category if you want, and save. The big number pad makes it easy to do with one hand while you're paying. You'll need to add each expense yourself. Scrooge doesn't connect to your bank or import transactions. Your history shows what you spent each day. When you want to take a closer look, see the category totals for the last 7 days, 30 days or a month of your choice. With Plus, you can also keep spending in different currencies separate. To try it, sign in with your email. The free plan includes 5 entries a day, 4 categories and 1 currency. Plus gives you 50 entries a day, 8 categories and up to 3 currencies. Your saved history stays available without a subscription. Plus renews automatically. You'll see the price before you subscribe, and you can cancel in your App Store account settings. Privacy policy: https://scrooge.raize.one/privacy-policy.pdf Terms of use: https://scrooge.raize.one/terms-of-use.pdf

Screenshots

Submia4 screens
Scrooge4 screens

Verdict

The call

The clearest difference is rating: Submia at 5.0 against Scrooge's 4.0. Scrooge's advantage is monetization model (freemium vs subscription) and iOS requirement (15.1 vs 17.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Submia sells 2 in-app purchases, starting at $2.99 per month and Scrooge sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Submia holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Submia ships an update every 3 weeks, Scrooge every 11 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Submia versus Scrooge: the parameters behind the verdict, then further details
ParameterSubmiaScrooge
PriceFreeFree
Rating5.0 (1 ratings) — better4.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings11
Update frequencyEvery 3 weeksEvery 11 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationSubscriptionFreemium — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size25 MB56 MB
Age rating4+4+
DeveloperCodeZeo LtdArtem Innokentev

Customer experience

Submia

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Scrooge

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Submia

Subscriptions2
  • Submia Pro Monthly$2.991 Month
  • Submia Pro Yearly14 Days trial$17.991 Year
2 purchases

Scrooge

Subscriptions2
  • Scrooge Plus Monthly$1.991 Month
  • Scrooge Plus Annual$19.991 Year

Questions

Is Submia free?
Submia is free to download, with in-app purchases available.
Is Scrooge free?
Scrooge is free to download, with in-app purchases available.
Which has better reviews, Submia or Scrooge?
Submia is rated higher. Submia averages 5.0 out of 5 from 1 ratings, while Scrooge averages 4.0 from 1 ratings.
Do Submia or Scrooge have ads?
Neither Submia nor Scrooge shows ads.
Which is updated more often, Submia or Scrooge?
Submia ships an update every 3 weeks, and Scrooge every 11 days. Most recently, Submia was updated on October 30, 2026 and Scrooge on October 31, 2026.

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