Franklin vs Scrooge

Franklin is a personal finance tracker that runs entirely on your phone. No sign-up, no account, no cloud — your money stays your business. TRACK INCOME AND EXPENSES Logging a transaction takes seconds: amount, category, account, date, and a short note. Income, expenses, and transfers between accounts all live in one place. MULTIPLE ACCOUNTS Cash, checking, credit cards, savings — create as many accounts as you need. Each one gets its own color, icon, currency, and initial balance, and any account can be left out of your total balance. BUILT FOR MORE THAN ONE CURRENCY Keep accounts in different currencies and see every total in the one you actually think in. Transferring between currencies? Enter the amount received and the fee, and Franklin does the math. Choose from more than 150 currencies, with exchange rates refreshed in the background. CATEGORIES THAT FIT YOU Start with a ready-made set — groceries, restaurants, transport, housing, utilities, health, entertainment, salary, freelance, investments — then add your own with the icon and color you want. ANALYTICS Total balance, income and expenses for any period, a breakdown by category, and a side-by-side comparison with the period before. Tap any category to see exactly what went into it. FILTERS THAT ACTUALLY NARROW THINGS DOWN Pull up transactions by period, account, category, type, amount range, or the text of a note. YOUR DATA STAYS YOURS Export everything to a single file in one tap and restore it on a new phone just as easily. No hidden uploads: your accounts, transactions, and categories never leave your device. THE SMALL STUFF • Light and dark themes, plus system matching • 12 languages and regional variants • Set up in under a minute • No ads Franklin is for anyone who wants a budget under control without endless setup — whether you're splitting bills, saving for something big, or you just want to know where the paycheck went.

If you gave up on an expense tracker because using it was too much work, give Scrooge a try. I made it for my wife and me. We wanted to record everyday purchases and know where our money went. Enter the amount, pick a category if you want, and save. The big number pad makes it easy to do with one hand while you're paying. You'll need to add each expense yourself. Scrooge doesn't connect to your bank or import transactions. Your history shows what you spent each day. When you want to take a closer look, see the category totals for the last 7 days, 30 days or a month of your choice. With Plus, you can also keep spending in different currencies separate. To try it, sign in with your email. The free plan includes 5 entries a day, 4 categories and 1 currency. Plus gives you 50 entries a day, 8 categories and up to 3 currencies. Your saved history stays available without a subscription. Plus renews automatically. You'll see the price before you subscribe, and you can cancel in your App Store account settings. Privacy policy: https://scrooge.raize.one/privacy-policy.pdf Terms of use: https://scrooge.raize.one/terms-of-use.pdf