Comparison

Spendro Expense Manager vs LoanTracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spendro Expense Manager

Features
Read full description

Meet Spendro, your all-in-one personal finance companion designed to help you save money and stay organized. Whether you're tracking daily expenses, setting monthly budgets, or managing loans, Spendro makes it simple and intuitive. **Key Features:** **Smart Dashboard** Get a clear overview of your financial health with intuitive charts and summaries. See your net amount, recent transactions, and budget status at a glance. **Expense & Income Tracking** Easily record your spending and income. Categorize transactions to understand exactly where your money goes. **Budget Management** Set daily, weekly, monthly, or yearly budgets. Receive alerts when you're close to your limits to avoid overspending and stay on track. **Loan Tracker** Keep track of money you owe and money owed to you. Manage lent and borrowed amounts with ease and never forget a repayment. **Subscription Manager** Organize your recurring subscriptions in one place. Get insights into your recurring costs to identify potential savings. **Secure & Private** Protect your sensitive financial data with Biometric Authentication (FaceID/TouchID). Your data is stored locally on your device for maximum privacy and security. **Beautiful Design** Enjoy a modern, clean interface with fluid animations and full support for Light and Dark modes. **Additional Benefits:** - **Detailed Reports:** Visualise your spending habits with comprehensive graphs. - **Multi-Currency:** Support for various global currencies. - **Offline Capable:** Access your data anytime, anywhere, without an internet connection. - **Ad-Free Experience Available:** Upgrade to Premium for an uninterrupted experience. Start your journey to financial freedom today with Spendro! Privacy policy: https://skatechnologies.com/spendro/spendro-privacy-policy.html Terms of service: https://www.skatechnologies.com/spendro/spendro-terms.html

About

LoanTracker

Manage all your loans in one place, from mortgages to personal loans. Automatically calculates monthly payments and generates clear repayment schedules. Receive timely reminders to avoid missing any due dates.

Highlights
  • Unified loan management
  • Automatic monthly payment calculation
  • Multiple repayment methods
  • Early repayment calculator (VIP)
  • Detailed repayment schedules
  • Repayment reminders
  • Local data storage
Features
Read full description

One App. All Your Loans. Mortgage, car loan, personal loan โ€” lost track? LoanTracker keeps everything organized. Auto-calculate payments and generate full amortization schedules. AUTO-CALCULATE PAYMENTS Enter principal, rate, term, and method. Instantly see your monthly payment and complete repayment schedule. 3 REPAYMENT METHODS โ€ข Equal Installment: Fixed monthly payment โ€ข Equal Principal: Fixed principal, decreasing payments โ€ข Interest-Only: Pay interest, principal at end EARLY REPAYMENT (VIP) Enter an amount to see two scenarios: shorten term or reduce payment. 100% PRIVATE & OFFLINE All data stored locally. No sign-up, no upload, no tracking. Free for 1 loan. Unlock VIP for unlimited loans + early repayment + CSV export. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spendro Expense Manager4 screens
LoanTracker4 screens

Verdict

The call

The clearest difference is update cadence: Spendro Expense Manager at every 6 days against LoanTracker's every 5 weeks. Spendro Expense Manager also leads on iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spendro Expense Manager sells 2 in-app purchases, starting at $1.19 per month and LoanTracker sells 3 in-app purchases, starting at $2.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spendro Expense Manager ships an update every 6 days, LoanTracker every 5 weeks. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

Scorecard2 real differences ยท 6 level
Spendro Expense Manager versus LoanTracker: the parameters behind the verdict, then further details
ParameterSpendro Expense ManagerLoanTracker
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyEvery 6 days โ€” betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
Monetizationโ€”Freemium
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS13.0 โ€” better17.0
Further details โ€” not scored
Size32 MB10 MB
Age rating4+12+
DeveloperSalih K A็ฃŠ ๅˆ˜

In-app purchases

2 purchases

Spendro Expense Manager

Subscriptions2
  • Monthly Subscription$1.191 Month
  • Yearly Subscription$8.991 Year
3 purchases

LoanTracker

Subscriptions1
  • LoanTracker VIP Yearly$2.991 Year
One-time2
  • Liaoran VIP One Year$3.99
  • Unlock Full Version$4.99

Questions

Is Spendro Expense Manager free?
Spendro Expense Manager is free to download, with in-app purchases available.
Is LoanTracker free?
LoanTracker is free to download, with in-app purchases available.
Do Spendro Expense Manager or LoanTracker have ads?
Neither Spendro Expense Manager nor LoanTracker shows ads.
Which is updated more often, Spendro Expense Manager or LoanTracker?
Spendro Expense Manager ships an update every 6 days, and LoanTracker every 5 weeks. Most recently, Spendro Expense Manager was updated on October 25, 2026 and LoanTracker on October 29, 2026.

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