Osusupay vs Kluft
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Osusupay
Read full descriptionHide full description
Osusupay is the smarter, safer way to save, grow, and manage money. Whether you’re joining a group contribution (Ajo, Esusu, Osusu), paying bills, or sending money, Osusupay makes your finances simple, secure, and social. *What you can do with Osusupay: 1. Group Contributions (Ajo, Esusu, Osusu): *Create or join rotating savings groups. *Contribute daily, weekly, or monthly. *Enjoy secure and transparent payouts. 2. Send & Receive Money Instantly: *Transfer to any Nigerian bank account in seconds. *Fast, secure, and stress-free. *Send and receive money using your phone numbers 3. Pay Bills & Utilities: *Buy airtime and mobile data. *Pay electricity and Cable TV, *Convert airtime to cash and pay internet bills in seconds. ------------------------------------------------------------------ Contact us We are always excited to hear from you. For any feedback or concerns, reach us via: 1. Helpline: +2349014076298 2. Email: info@osusupay.com 3. Website: https://osusupay.com/ ------------------------------------------------------------------ To know more, find us on Facebook, Twitter, Instagram, and YouTube. 1. Twitter: @osusupay 2. Facebook: @osusupay 3. Instagram: @osusupay 4. TikTok: @osusupay 5. YouTube: @osusupay 6. LinkedIn: @osusupay Join Osusupay today and take the smarter step toward financial freedom, convenience, and growth.
Kluft
This app helps you manage your money by allowing you to save funds in a vault with a release schedule. You can track spending, pay bills, and send money to any bank, all within a single platform.
- Save funds in a vault
- Set money release schedules
- Gradual access to spendable wallet
- Track spending with budgets
- Pay bills
- Send money to any bank
Read full descriptionHide full description
Kluft is a spend control app that helps you manage how you access your money. Save your funds in a vault, set a release schedule, and receive your money gradually into your spendable wallet. Track your spending with budgets, pay bills, and send money to any bank, all in one place.
Screenshots
Verdict
The clearest difference is update cadence: Kluft at fortnightly against Osusupay's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Osusupay ships an update every 6 weeks, Kluft fortnightly. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.
| Parameter | Osusupay | Kluft |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 139 MB | 110 MB |
| Age rating | 17+ | 17+ |
| Developer | Osusu Finance Limited | KLUFT TECHNOLOGIES LIMITED |
In-app purchases
Osusupay
No in-app purchases
Kluft
No in-app purchases
