Kluft vs Dupay Banking

Kluft is a spend control app that helps you manage how you access your money. Save your funds in a vault, set a release schedule, and receive your money gradually into your spendable wallet. Track your spending with budgets, pay bills, and send money to any bank, all in one place.

Dupay banking is the all-in-one money app that puts your wallet, payments, and cards in one secure place. Whether you're sending money to family, settling bills, or spending online, Dupay makes it fast, simple, and safe. SEND & RECEIVE MONEY Transfer funds to any Dupay banking user or bank account in seconds. No delays, no stress — just instant peer-to-peer transfers whenever you need them. PAY BILLS THE EASY WAY Settle electricity, cable TV, internet, and more directly from your wallet. Stay on top of every bill without leaving the app. AIRTIME & DATA, ANY NETWORK Top up airtime and buy data bundles for MTN, Airtel, Glo, and 9mobile in a few taps. Recharge yourself or someone else, anytime. VIRTUAL CARDS FOR ONLINE SPENDING Create virtual cards to shop online securely. Spend with confidence while keeping your main balance protected. FOREIGN CURRENCY ACCOUNTS Hold and manage funds in foreign currencies, all from within Dupay. Built for a world that doesn't stop at borders. FUND YOUR WALLET INSTANTLY Add money through your dedicated virtual account and have your balance ready to spend right away. GIFT CARDS & MORE Trade and manage gift cards and recharge pins with ease. BUILT FOR SECURITY Your money is protected with a transaction PIN, secure verification, and encryption at every step. You're always in control of your account. WHY DUPAY? Lightning-fast transfers One app for bills, airtime, data, and cards Clean, simple design that just works Secure by default Download Dupay today and experience a smarter way to manage your money. Need help? Reach our support team anytime from within the app.