Comparison

Osusupay vs Azabill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Osusupay

Features
Read full description

Osusupay is the smarter, safer way to save, grow, and manage money. Whether you’re joining a group contribution (Ajo, Esusu, Osusu), paying bills, or sending money, Osusupay makes your finances simple, secure, and social. *What you can do with Osusupay: 1. Group Contributions (Ajo, Esusu, Osusu): *Create or join rotating savings groups. *Contribute daily, weekly, or monthly. *Enjoy secure and transparent payouts. 2. Send & Receive Money Instantly: *Transfer to any Nigerian bank account in seconds. *Fast, secure, and stress-free. *Send and receive money using your phone numbers 3. Pay Bills & Utilities: *Buy airtime and mobile data. *Pay electricity and Cable TV, *Convert airtime to cash and pay internet bills in seconds. ------------------------------------------------------------------ Contact us We are always excited to hear from you. For any feedback or concerns, reach us via: 1. Helpline: +2349014076298 2. Email: info@osusupay.com 3. Website: https://osusupay.com/ ------------------------------------------------------------------ To know more, find us on Facebook, Twitter, Instagram, and YouTube. 1. Twitter: @osusupay 2. Facebook: @osusupay 3. Instagram: @osusupay 4. TikTok: @osusupay 5. YouTube: @osusupay 6. LinkedIn: @osusupay Join Osusupay today and take the smarter step toward financial freedom, convenience, and growth.

About

Azabill

Features
Read full description

AzaBill makes everyday payments in Nigeria simple. Top up airtime and data, pay your bills, and manage your money from one wallet, all in a few taps. AIRTIME AND DATA Buy airtime and data bundles for MTN, Airtel, Glo and 9mobile. Pick a number straight from your contacts instead of typing it in, and save the people you top up most often as beneficiaries for next time. PAY YOUR BILLS Settle everyday bills in seconds: - Electricity for all major discos, prepaid and postpaid - Cable TV including DSTV, GOtv and StarTimes - Betting account funding Meter and smartcard numbers are checked before you pay, so you see the account name first and avoid paying the wrong one. ONE WALLET Fund your wallet by card or bank transfer and pay for everything from your balance. Every transaction is saved with a receipt you can share whenever you need proof of payment. SEND MONEY Send money instantly to another AzaBill user with their AzaTag, or transfer out to a bank account. PAY LATER Eligible users get a spending limit that lets you pay a bill now and settle it later. Your limit is based on a Trust score built from how you use the app. Before you confirm anything, you see the fee, the total amount due and the exact due date, so there are no surprises. REWARDS AND REFERRALS Earn rewards as you transact, and invite friends to earn more. BUILT TO KEEP YOUR MONEY SAFE - Sign in with a PIN, and turn on Face ID for faster, private access - Account recovery options so you are never locked out - Guided identity verification where it is required - Real time notifications for every transaction on your account HELP WHEN YOU NEED IT Something not right with a payment? Chat with our support team inside the app and get a real answer. Download AzaBill and spend less time paying bills.

Screenshots

Osusupay4 screens
Azabill4 screens

Verdict

The call

The clearest difference is update cadence: Azabill at weekly against Osusupay's every 6 weeks. Azabill also leads on iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Osusupay ships an update every 6 weeks, Azabill weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 6 level
Osusupay versus Azabill: the parameters behind the verdict, then further details
ParameterOsusupayAzabill
PriceFreeFree
Rating—1.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 6 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.513.0 — better
Further details — not scored
Size139 MB32 MB
Age rating17+17+
DeveloperOsusu Finance LimitedKHAYAL TECHNOLOGIES LIMITED

In-app purchases

None

Osusupay

No in-app purchases

None

Azabill

No in-app purchases

Questions

Is Osusupay free?
Osusupay is free to download, with no in-app purchases.
Is Azabill free?
Azabill is free to download, with no in-app purchases.
Do Osusupay or Azabill have ads?
Neither Osusupay nor Azabill shows ads.
Which is updated more often, Osusupay or Azabill?
Osusupay ships an update every 6 weeks, and Azabill weekly. Most recently, Osusupay was updated on October 30, 2026 and Azabill on October 31, 2026.

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