Kluft vs Azabill
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kluft
This app helps you manage your money by allowing you to save funds in a vault with a release schedule. You can track spending, pay bills, and send money to any bank, all within a single platform.
- Save funds in a vault
- Set money release schedules
- Gradual access to spendable wallet
- Track spending with budgets
- Pay bills
- Send money to any bank
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Kluft is a spend control app that helps you manage how you access your money. Save your funds in a vault, set a release schedule, and receive your money gradually into your spendable wallet. Track your spending with budgets, pay bills, and send money to any bank, all in one place.
Azabill
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AzaBill makes everyday payments in Nigeria simple. Top up airtime and data, pay your bills, and manage your money from one wallet, all in a few taps. AIRTIME AND DATA Buy airtime and data bundles for MTN, Airtel, Glo and 9mobile. Pick a number straight from your contacts instead of typing it in, and save the people you top up most often as beneficiaries for next time. PAY YOUR BILLS Settle everyday bills in seconds: - Electricity for all major discos, prepaid and postpaid - Cable TV including DSTV, GOtv and StarTimes - Betting account funding Meter and smartcard numbers are checked before you pay, so you see the account name first and avoid paying the wrong one. ONE WALLET Fund your wallet by card or bank transfer and pay for everything from your balance. Every transaction is saved with a receipt you can share whenever you need proof of payment. SEND MONEY Send money instantly to another AzaBill user with their AzaTag, or transfer out to a bank account. PAY LATER Eligible users get a spending limit that lets you pay a bill now and settle it later. Your limit is based on a Trust score built from how you use the app. Before you confirm anything, you see the fee, the total amount due and the exact due date, so there are no surprises. REWARDS AND REFERRALS Earn rewards as you transact, and invite friends to earn more. BUILT TO KEEP YOUR MONEY SAFE - Sign in with a PIN, and turn on Face ID for faster, private access - Account recovery options so you are never locked out - Guided identity verification where it is required - Real time notifications for every transaction on your account HELP WHEN YOU NEED IT Something not right with a payment? Chat with our support team inside the app and get a real answer. Download AzaBill and spend less time paying bills.
Screenshots
Verdict
The clearest difference is rating: Kluft at 5.0 against Azabill's 1.0. Azabill's advantage is update cadence (weekly vs fortnightly) and iOS requirement (13.0 vs 15.5). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kluft holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Kluft ships an update fortnightly, Azabill weekly. Both last shipped on October 31, 2026.
| Parameter | Kluft | Azabill |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 13.0 — better |
| Further details — not scored | ||
| Size | 110 MB | 32 MB |
| Age rating | 17+ | 17+ |
| Developer | KLUFT TECHNOLOGIES LIMITED | KHAYAL TECHNOLOGIES LIMITED |
In-app purchases
Kluft
No in-app purchases
Azabill
No in-app purchases
