Pafet App vs AfriPay App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pafet App
This app helps freelancers and remote workers get paid in USD by global clients. It provides a US bank account, an invoicing tool, and a virtual card to manage international earnings efficiently.
- Virtual US bank account
- Professional invoice generator
- Virtual card for online payments
- Fair currency exchange rates
- Instant USD deposits
- Automated payment reminders
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GET PAID IN USD, EUR & GBP BY GLOBAL CLIENTS Pafet is the ultimate financial toolkit for African freelancers, remote workers, and content creators. We give you everything you need to earn globally and keep more of what you make. Stop losing money to high fees, terrible exchange rates, and payment delays. With Pafet, you get dedicated USD, EUR, and GBP accounts, a professional invoicing tool, and a virtual dollar card—all in one app. WHY CHOOSE PAFET? Get USD, EUR & GBP Accounts Receive payments from clients anywhere in the world. You get personal account numbers in your name in US Dollars, Euros, and British Pounds—so clients can pay you just like a local business. Your money lands in your Pafet wallet fast. Virtual Dollar Card for Global Spending Stop getting rejected by international merchants. The Pafet Virtual Card works globally. Pay for Facebook, Instagram, and Google Ads. Subscribe to Apple Music, Spotify, Netflix, and Zoom. Shop on Amazon, AliExpress, and pay for software tools. Professional Invoice Generator Look professional and get paid faster. Create branded invoices in minutes directly within the app. Add your services, set payment terms, and send them to clients. We track views and send automatic payment reminders so you don’t have to. Fair Exchange Rates to Naira Don’t settle for low bank rates. Convert your hard-earned USD, EUR, or GBP to Naira at transparent, competitive market rates. Withdraw funds directly to any Nigerian bank account instantly. HOW IT WORKS Sign up in minutes: Get verified and access your wallets. Invoice your clients: Send professional invoices with your new banking details attached. Get Paid: Money arrives in your USD, EUR, or GBP account. Spend or Withdraw: Use your Virtual Card for online expenses or swap to Naira and cash out. WHO IS PAFET FOR? Freelancers: Receive payments from platforms like Upwork, Fiverr, and direct clients. Remote Workers: Receive your international salary without the hassle. Content Creators: Get paid for brand deals and monetize your content. Consultants: Invoice global clients effortlessly. SECURITY YOU CAN TRUST Your security is our priority. Pafet uses bank-grade encryption to ensure your money and data are always safe. Download Pafet today. Start keeping more of what you earn. NEED HELP? We are here for you. Email: hello@help.usepafet.com Website: usepafet.com Twitter/IG: @UsePafet
AfriPay App
Manage your finances across Africa with this secure app. Send money, pay bills, buy airtime, and shop online using a virtual card. Track spending, split costs, and set up scheduled payments with real-time notifications.
- Send money to banks and mobile wallets
- Pay bills and buy airtime/data
- Scan to pay with QR codes
- Virtual card for online shopping
- Track spending with budgets and categories
- Request money and split group costs
- Scheduled and recurring payments
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- Meet Afripay, the simple, secure way to move money and manage everyday payments across Africa. Send to bank accounts and mobile wallets, pay bills, buy airtime and data, scan to pay at stores, and track spending in a smart wallet. Transparent fees, instant notifications, and powerful security put you in control. - What you can do: - Send money: Instant transfers to banks and mobile wallets in supported countries. - Pay bills: Electricity, TV, internet, water, and more from one place. - Airtime & data: Top up for yourself or others in seconds. - Scan to pay: Fast, secure QR payments at stores and online. - Virtual card (where available): Shop online safely with a card you control. - Spend tools: Budgets, categories, and clear insights to understand your money. - Requests & splits: Request cash, split group costs, and settle up easily. - Scheduled payments: Set recurring or future‑dated payments and reminders. - Multi‑currency (where supported): Hold and use supported currencies for travel and shopping. - Notifications: Real‑time alerts for every transaction. - Security you can trust: - Biometric login and 2‑factor checks for sensitive actions. - Bank‑grade encryption and secure tokenization. - Instant freeze, custom limits, and device controls. - Getting started: - Sign up in minutes with your phone or email. - Verify your identity to unlock higher limits where required. - Add money via bank transfer, card, or cash‑in partners (where available). - Start sending and paying instantly. - Availability: - Features and availability vary by country. Some services require device support, network availability, or additional verification.
Screenshots
Verdict
The clearest difference is rating: AfriPay App at 5.0 against Pafet App's 2.3. AfriPay App also leads on review sentiment (100% vs 60%) and update cadence (every 4 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AfriPay App holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews point the same way: 60% of Pafet App's written reviews are positive against 100% of AfriPay App's.
Pafet App ships an update every 3 weeks, AfriPay App every 4 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.
| Parameter | Pafet App | AfriPay App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (6 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 60.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 6 — better | 3 |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 140 MB | 122 MB |
| Age rating | 17+ | 4+ |
| Developer | Pafet Technologies Limited | AFRIPAY LTD |
Customer experience
Pafet App
AfriPay App
In-app purchases
Pafet App
No in-app purchases
AfriPay App
No in-app purchases









