Comparison

Expenzo vs Split Bills & Settle Expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenzo

Effortlessly track personal, group, and team expenses. Split bills, monitor budgets with clear stats and graphs, and manage shared costs for trips or work projects. Simplify financial management for individuals and organizations.

Highlights
  • Personal expense tracking
  • Group and trip bill splitting
  • Team and company budget management
  • Receipt and mileage logging
  • Real-time owe/borrow breakdowns
  • Visual spending charts and graphs
Features
Read full description

Tired of awkward money chats on trips or chasing receipts at work? Expenzo makes expense tracking simple, fair, and fun—whether it's just you, your crew, or your whole team. With Expenzo, consolidate your personal, group, and work finances in one spot. Add expenses on the go, split bills equally or custom, and see who owes what at a glance. No spreadsheets needed—just clear stats, owe/borrow breakdowns, and gorgeous graphs to keep your budget on track. Personal Expense Tracking Log daily spends effortlessly and watch your budget with weekly/monthly charts. Spot trends in your spending—groceries, fun nights out, or that coffee habit—with easy categories and visuals. Group & Trip Splitting Create trips or groups with friends/family—add members, log shared costs (dinner, gas, activities). Split equally, pick payers, or divvy by shares. Track IOUs, settle debts, and see activity feeds so everyone's in the loop. Perfect for vacations: Log mileage for fair remittance per km, and view total owes in real-time. Team & Company Budgets HR or managers: Set limits, approve spends, and monitor team travel/expenses against budgets. Employees: Snap receipts, add mileage, or log project costs—everything ties back to your org's history. Full reports: See all advances, team totals, and per-person stats to keep things compliant and efficient. Expenzo shines with an attractive UI—vibrant graphs, intuitive swipes, and quick summaries. Track everything from personal goals to corporate flows, but settle payments your way (cash, apps—no in-app transactions here). Join thousands ditching the stress of shared costs. Download Expenzo today and take control of your money—solo or squad-style! Questions?  Hit hello@expenzo.app! Privacy-focused: Your data stays yours.

About

Split Bills & Settle Expenses

Features
Read full description

Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!

Screenshots

Expenzo4 screens
Split Bills & Settle Expenses4 screens

Verdict

The call

The clearest difference is ads: Split Bills & Settle Expenses at none against Expenzo's shown. Split Bills & Settle Expenses also leads on device support (3 vs 1). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Expenzo ships an update every 9 days, Split Bills & Settle Expenses every 5 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 6 level
Expenzo versus Split Bills & Settle Expenses: the parameters behind the verdict, then further details
ParameterExpenzoSplit Bills & Settle Expenses
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 9 daysEvery 5 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.615.0 — better
Further details — not scored
Size55 MB34 MB
Age rating4+4+
DeveloperSoftnoesisFiveone Digital

In-app purchases

None

Expenzo

No in-app purchases

None

Split Bills & Settle Expenses

No in-app purchases

Questions

Is Expenzo free?
Expenzo is free to download, with no in-app purchases.
Is Split Bills & Settle Expenses free?
Split Bills & Settle Expenses is free to download, with no in-app purchases.
Do Expenzo or Split Bills & Settle Expenses have ads?
Expenzo shows ads; Split Bills & Settle Expenses does not.
Which is updated more often, Expenzo or Split Bills & Settle Expenses?
Expenzo ships an update every 9 days, and Split Bills & Settle Expenses every 5 days. Most recently, Expenzo was updated on November 5, 2026 and Split Bills & Settle Expenses on October 31, 2026.

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