Comparison

Split Payments vs Splitko

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Payments

Features
Read full description

No more complicated calculations! Split Payments is a user-friendly mobile app designed for friends to easily track, split, and manage shared expenses. Whether it's a group trip, a dinner out, or shared bills, Split Payments simplifies the process of keeping tabs on who owes what. Key Features: - Group Expense Tracking: Create groups for trips, events, or shared costs and add expenses in real-time. - Smart Splitting: Automatically split bills equally or customize amounts for each friend. - Multi-Currency Support: Perfect for international trips, with instant currency conversion. - Debt Summary: See who owes who at a glance and settle up With a clean interface and secure data handling, Split Payments ensures fairness and transparency, so you and your friends can focus on making memories, not chasing payments. Split smart, stay friends! Privacy Policy: https://dima1422.github.io/educationalquizzes.github.io/split_payments.html Terms of Use: https://dima1422.github.io/educationalquizzes.github.io/split_payments_terms.html

About

Splitko

Effortlessly split bills and track group expenses with AI receipt scanning. Assign items to friends, settle up with one tap, and manage household budgets. Works offline and supports multiple currencies.

Highlights
  • AI receipt scanning
  • Live receipt splitting
  • Group expense management
  • Smart settle up
  • Household budget tracking
  • Offline functionality
  • Multi-currency support
Features
Read full description

Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Split Payments4 screens
Splitko4 screens

Verdict

The call

The clearest difference is ads: Splitko at none against Split Payments's shown. Split Payments's advantage is iOS requirement (13.0 vs 15.5). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split Payments sells 3 in-app purchases, starting at $19.99 per 3 months and Splitko sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Split Payments against 5.0 for Splitko. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Scorecard2 real differences · 8 level
Split Payments versus Splitko: the parameters behind the verdict, then further details
ParameterSplit PaymentsSplitko
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews—100.0% of reviews
Number of ratings11
Update frequency—Every 5 days
AdsYesNo — better
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size65 MB66 MB
Age rating12+4+
DeveloperEducational apps LLCMichal Lelek

In-app purchases

3 purchases

Split Payments

Subscriptions3
  • Premium - 3 months$19.993 Months
  • Premium - 1 year$29.991 Year
  • Premium - 1 year3 Days trial$49.991 Year
2 purchases

Splitko

Subscriptions2
  • Splitko Premium Monthly$2.991 Month
  • Splitko Premium Yearly$22.991 Year

Questions

Is Split Payments free?
Split Payments is free to download, with in-app purchases available.
Is Splitko free?
Splitko is free to download, with in-app purchases available.
Which has better reviews, Split Payments or Splitko?
Split Payments and Splitko are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Split Payments or Splitko have ads?
Split Payments shows ads; Splitko does not.

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