Comparison

Chippy Split vs Settle Wise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chippy Split

Easily manage shared expenses with friends, roommates, and groups. Split bills instantly, track balances in real-time, and settle debts without confusion. Organize expenses by group and get clear overviews of all shared spending.

Highlights
  • Instant bill splitting
  • Flexible splitting options
  • Organize expenses by groups
  • Real-time balance tracking
  • Payment reminders
  • Expense history and reports
  • Receipt import
Features
Read full description

Split bills, track expenses, and settle faster with Chippy Split. The easiest way to manage shared expenses with friends, roommates, trips, and groups, all in one place. Whether you're splitting rent, managing travel costs, or tracking daily expenses, Chippy Split keeps everything clear, fair, and stress-free. Why Chippy Split? Managing shared expenses shouldn’t be complicated. Chippy Split helps you split bills instantly, track balances in real time, and settle without confusion. Key Features • Add and split bills instantly without any limits • Flexible splitting options: equal, percentage, or custom amounts • Organize expenses by groups (friends, trips, roommates) • Track balances and settlements in real time • Send payment reminders to group members • View complete expense history • Export expense reports anytime Share and Add Bills Faster Easily import images or receipts directly into the app and start creating bills instantly. No more manual entry ,just share and go. Perfect For • Friends sharing daily expenses • Roommates splitting rent and utilities • Group trips and vacations • Couples managing shared spending Simple. Transparent. Stress-Free. No awkward reminders. No confusion. No missed payments. Just smart expense tracking that works. Privacy Policy https://card-snap.in/chippyapp/privacypolicy Terms of Use (EULA) https://card-snap.in/chippyapp/termsofuse

About

Settle Wise

Features
Read full description

Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!

Screenshots

Chippy Split4 screens
Settle Wise4 screens

Verdict

The call

The clearest difference is in-app purchases: Settle Wise at none against Chippy Split's 1. Chippy Split's advantage is update cadence (weekly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Chippy Split sells 1 in-app purchase, starting at $1.99 per month. Settle Wise asks for nothing beyond the download.

UpkeepUpdate frequency

Chippy Split ships an update weekly, Settle Wise every 3 months. The most recent releases landed on September 21, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 6 level
Chippy Split versus Settle Wise: the parameters behind the verdict, then further details
ParameterChippy SplitSettle Wise
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyWeekly — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size87 MB32 MB
Age rating4+4+
DeveloperAman KhanFiveone Digital

In-app purchases

1 purchases

Chippy Split

Subscriptions1
  • Chippy Pro$1.991 Month
None

Settle Wise

No in-app purchases

Questions

Is Chippy Split free?
Chippy Split is free to download, with in-app purchases available.
Is Settle Wise free?
Settle Wise is free to download, with no in-app purchases.
Do Chippy Split or Settle Wise have ads?
Neither Chippy Split nor Settle Wise shows ads.
Which is updated more often, Chippy Split or Settle Wise?
Chippy Split ships an update weekly, and Settle Wise every 3 months. Most recently, Chippy Split was updated on September 21, 2026 and Settle Wise on October 2, 2026.

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